Many times, people pay for a product because they have the 60 days money-back "guarantee". The real question is not "Do I have a satisfaction guarantee?" but "Who vouches for that guarantee?".

I see all the time posts on forums, by persons who didn't receive the merchandise as promised or not at all.

I learned from my experience some simple tips, that will save you some money next time.

1. Try to contact the seller before buying....

First it was GMail Goggles, sort of a sobriety test for e-mail, then they revamped GMail for mobile, now we have the all new GMail emoticons.

No more will you have to settle for a when you can have a. Out with the “XOXO” and in with the. And of course, when the bad news smells really bad, transcends...

Minimum Cash Requirement

The main deterrent in buying a home today is not income or credit requirements but rather finding the necessary funds to cover the initial costs and down payment. Traditionally a 20 percent down payment is required and in many instances the related closing costs and escrow funds can run another 10 percent. In today's market of high prices for even modest homes, up front fees of 30 percent present more of a barrier than credit history or mortgage payment...

Hey all,

Been workin my tail off, homeschooling the kiddos, and doing my best to keep up online. Been kinda sparse in the WF - cause I have very little of what I call "playtime" lately.

Just wanted to add a quick post that the 150 Meg Christmas Pack has been already selling well - with no pushing at all. Just been kind of linking the site around in various places. Set it in Doug Champigny's PLR giveaway as an optional upsell from some free templates, and...

Did you join Cha Cha after you read this post the other day? If not, what are you waiting for? You get paid to answer other people’s questions.

Today, they sent me this e-mail…

Can you hear us? Cause we’ve got some seriously high volume right now! Jump online and help us answer this avalanche of incoming queries - we’ll be right there with you. These are the times when it’s the most fun to Guide and, incidentally, most important for us to perform our best. Go get...