Use sleep mode in your computer: You can save upto $75 per year using the hibernate or standby feature in your computer

Wash with Cold water: You can save upto $50 per year washing with cold water. Tide 2x ultra for cold water is a top performer according to consumer reports in their tests for detergents for conventional top-loading washing machines.

Avoid over loading your dryer and extended dryer times.

Not always prerinse your dishes, just scrape off...

It's too often that we find ourselves living day-to-day and spending like there's no tomorrow. How many of the following questions have you and your spouse found yourselves asking:

Do you or your spouse complain that one of you spends too much money? Are you surprised each month when your credit card bill arrives at how much more you charged than you thought? Do you have every new electronic toy available on the market? Do you buy things and then find them in the closet untouched...

This post is for people living *outside* the USA who have a PayPal account.

You may know this very well already but I had an internet marketing business for a long time before I worked it out. So if it seems obvious, I'm sorry ... it is intended for newer or less financially savvy people than you.

Here it is:

If your national currency is not the US dollar, then provided you are making money online and getting US dollar payments into your PayPal account,...