Small Business Idea #1. During a credit crisis, the number of unpaid debts inevitably soars. The inventive solution of one Spanish debt collection business has resulted in a much higher debt repayment rate than conventional agencies (around 70%).

Their solution?

The ‘El Cobrador del Frac’ (“The Debt Collector in Top Hat and Tails”) – dresses its collectors as Hollywood villains, complete with a large black briefcase and his/her job title (‘Debt Collector’) emblazoned...