Is there a free way to accept credit/debit card payment?

5 replies
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I am starting an ecommerce website and want to accept payments from buyer, but dont want to use PayPal.

I want the money to go directly to my bank.

Is there a free way to do that.

If not, which is the cheaper, I found out sth called 2Checkout.

What do you recommend.

I can use Woocommerce,OpenCart or whatever.

Thanks in advance
#accept #card #credit or debit #free #payment
  • Profile picture of the author justinhannah
    braintree.com has a promo where you get the first $50,000 in processing for free
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  • This doesn't make sense to me.

    Why do you want this feature? It's not completely necessary as you can always withdraw quickly, you have a debit/credit card, and if you're running your business properly, you always have a certain percentage stashed away for unexpected emergencies.

    I run my business like I run my household: Completely debt free, saving 10 percent of my income until I have 1 year of expenses covered, investing 15 percent in growth, and giving 10 percent away to charity.

    If you want something viable, you have to have a margin-of-error.

    Also, Google Wallet/Payments is pretty good, but also unnecessary.



    Originally Posted by Kristi1603 View Post

    I am starting an ecommerce website and want to accept payments from buyer, but dont want to use PayPal.

    I want the money to go directly to my bank.

    Is there a free way to do that.

    If not, which is the cheaper, I found out sth called 2Checkout.

    What do you recommend.

    I can use Woocommerce,OpenCart or whatever.

    Thanks in advance
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  • Profile picture of the author usemyteam
    I believe WooCommerce is a good option.
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    Not Just “Another” Team
    UseMyTeam

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  • Profile picture of the author rafsco
    I use Stripe for my ecommerce.
    Always keep in mind you'll need a SSL certificate which can cost around $50/year.
    Otherwise you can go with Shopify and they will process the payments (i think they still do it).
    Good luck.

    Originally Posted by Kristi1603 View Post

    I am starting an ecommerce website and want to accept payments from buyer, but dont want to use PayPal.

    I want the money to go directly to my bank.

    Is there a free way to do that.

    If not, which is the cheaper, I found out sth called 2Checkout.

    What do you recommend.

    I can use Woocommerce,OpenCart or whatever.

    Thanks in advance
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    Joe Falcade
    Make Money with greedyjoe.com

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  • Profile picture of the author Oziboomer
    You could always offer funds transfer or pay by check as an option.

    You should consider choosing as many payment options as possible because people will choose the one they trust.

    We find that for online processing it is a two way tie between Paypal and Eway but for all our corporate and Government clients they like the option of funds transfer.

    It all depends on what you are selling and how quickly you want the money.

    In my experience the best solution is usually to pay the fees and offer the most convenience as that is what the customer will remember and it is convenience that builds businesses.
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