Features to Look For in Credit Card Payment Processing Payment Gateway
Smart Routing
The best of payment gateways and international merchant account providers in India (for instance EBS Payment Gateway) have this feature. The features use an algorithm for switching all the purchase and financial transactions automatically. Through the feature, the payment gateway chooses the best performing gateway that can offer the greatest success rates. Hence the feature provides for lesser rejection rates.
Auto Retry
Sometimes the transactions fail because of insufficient balance, expired cards, wrong balance and because of other reasons. The Auto Retry feature helps the customers to save time, as they are not required to input the same information again and again during a transaction. The feature boosts the payment success rates by around 10% to 12%.
Inclusion of All Online Payment Modes
The payment gateway should be able to process payments made by customers through all kinds of online payment modes. These include credit cards (including international cards like Visa and MasterCard), debit cards, net banking, EMI collection, net banking, mobile payment collection and others.
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