Best Online Payment Gateway

smolodoy · 10-08-2011, 03:38 PM

Hey everyone can someone please advise me the best Online Payment Gateway for our daily deals website? NO paypal, I know they're good but ones you get few claims they will freeze your account, please advise from experience, thank you!

Clint Faber · 10-08-2011, 03:48 PM

Google checkout is a good one they are doing some shady things to help there users recently.

I'd say use them more for physical products then anything.

Alexa Smith · 10-08-2011, 04:31 PM

Are you really asking about payment gateways, or do you actually mean "online credit-card payment processors"?

Please excuse me if this sounds a cheeky question: I intend it only helpfully!

I've seen these threads before, and usually many of the people replying don't quite appreciate that they're two very different things. It'll be much easier for you to learn something useful from the replies if you explain a little bit more (especially if you really do mean "payment gateway").

Martin Kahn II · 10-08-2011, 04:48 PM

I used plimus in the past and was happy with it , but I think they have higher taxes then paypal has...
Anyway if you sign up to them they will give you a Master Card from payoneer , and in each month on the 15 will enter the money from past month on your credit card directly and this is nice.
Take a look , you may like it.

smolodoy · 10-08-2011, 06:51 PM

Yes I'm actually looking for "online credit-card payment processors" any suggestions?

LOM · 10-08-2011, 06:59 PM

Authorize.net I think they are pretty good. I've used them in the past. There customer service was pretty good as well.

jwyer · 10-10-2011, 09:24 AM

We help businesses process credit card payments (such as 37 Signals & LivingSocial). Our services include the merchant account, payment gateway, credit card storage and recurring billing. Our customers include some of the fastest growing and most respected online businesses.

Our solutions entirely eliminate the processing and storage of credit card data which reduces PCI Compliance scope by as much as 90% and eliminates the risk of a credit card breach in your environment.

We're also modernizing the way merchants integrate with payment gateways. No SOAP or RPCs with key/value pairs. Instead, we expose a rich domain model through client libraries written in the programming languages that you work with on a daily basis (Ruby, Python, Java, PHP, and .NET).

I'm happy to talk to you about your payment needs: jenna (at braintreepayments) dot com

Rukshan · 10-10-2011, 09:30 AM

Fastspring, 2checkout and Plimus suitable for you!

jasonthewebmaster · 10-10-2011, 09:32 AM

Google Checkout and Alertpay are my two favorite

marketm · 10-10-2011, 09:35 AM

If you are honest with what are you selling paypal will not shut down your account. I'm using it for about 3 years and I had few charge-backs (all of them fraudulent). Every-time when a customer wanted their money back, I refunded them.

As an alternative, I think moneybookers, 2CO, e-junkie

SEOATCL · 10-10-2011, 09:52 AM

try alertpay or moneybookers. They both work the same way as paypal and they don't have this problem of freezing peoples accounts.

but one thing is that this payment gateways are not very popular. not so many people have accounts with this merchant. as a result you'll be loosing many customers since only few have alertpay or moneybookers.

in my own opinion if you're running from paypal which is definitely the best then you should consider going for checkout or any other credit card merchant that will process payment for you.

pacelattin · 10-10-2011, 10:23 AM

The BEST processor is Litle & Co. It's what I have used (and am using) for several products. The processor for GoDaddy, Overstock.

That being said, you need to go through a lot of hurdles, plus have substantial cash in the bank. New companies with no money may as well not apply.

AndhikaWijaya · 10-10-2011, 10:40 AM

Paypal and Google Checkout is best solution for my work

Steven Miranda · 10-10-2011, 10:43 AM

I like CDG commerce for direct credit card processing.

smolodoy · 10-10-2011, 10:44 AM

Thanks everyone for replying, but it seems like not all of the mentioned "credit-card payment processors" accept all credit cards, I need a system that accept any type of a credit card payment, your suggestion from exprience?

ConvertingTraffic · 10-10-2011, 01:18 PM

Why people dont like paypal?

Is it that bad?

I hear people complaining about paypal freezing their account.

WHy is that so..?

I read somewhere its because if you get too high a refund rate they will look into your account.
And if there are too many complaints, they will freeze it.

So i think that is rather fair?

Newbieee · 10-11-2011, 01:38 AM

Big corporate companies are not perfect.

i just got of the phone with paypal CS.

I wanted to link my bank account with the paypal account.

The CS told me that for business paypal accounts you need a corporate bank account. You cannot use personal.

I just couldnt believe it.
So i said thank you and thats all.
So i put down the phone and called again, so another representative picked up and i asked the same question.

This time another representative said with more confidence that it is possible to link a personal account to a business paypal account.

They arent perfect. No one, no system, no corporate, no program, NOTHING on this world is perfect. =)

NestZone · 10-11-2011, 03:25 AM

PLIMUS is very good. More flexible than all the others.

10-08-2011, 03:38 PM	#1
smolodoy HyperActive Warrior War Room Member Join Date: Mar 2009 Posts: 442 Blog Entries: 3 Thanks: 8 Thanked 11 Times in 5 Posts	Best Online Payment Gateway Hey everyone can someone please advise me the best Online Payment Gateway for our daily deals website? NO paypal, I know they're good but ones you get few claims they will freeze your account, please advise from experience, thank you!

10-08-2011, 03:48 PM	#2
Clint Faber HyperActive Warrior War Room Member Join Date: Jan 2011 Location: IL Posts: 380 Thanks: 60 Thanked 105 Times in 95 Posts Social Networking	Re: Best Online Payment Gateway Google checkout is a good one they are doing some shady things to help there users recently. I'd say use them more for physical products then anything.

10-08-2011, 04:31 PM	#3
Alexa Smith Wordsmith (& Skepchick) War Room Member Join Date: Sep 2008 Posts: 15,341 Thanks: 8,715 Thanked 11,472 Times in 5,830 Posts	Re: Best Online Payment Gateway Are you really asking about payment gateways, or do you actually mean "online credit-card payment processors"? Please excuse me if this sounds a cheeky question: I intend it only helpfully! I've seen these threads before, and usually many of the people replying don't quite appreciate that they're two very different things. It'll be much easier for you to learn something useful from the replies if you explain a little bit more (especially if you really do mean "payment gateway").

10-08-2011, 04:48 PM	#4
Martin Kahn II Developer War Room Member Join Date: Oct 2011 Location: UK Posts: 96 Thanks: 1 Thanked 8 Times in 8 Posts	Re: Best Online Payment Gateway I used plimus in the past and was happy with it , but I think they have higher taxes then paypal has... Anyway if you sign up to them they will give you a Master Card from payoneer , and in each month on the 15 will enter the money from past month on your credit card directly and this is nice. Take a look , you may like it.

10-08-2011, 06:51 PM	#5
smolodoy HyperActive Warrior War Room Member Join Date: Mar 2009 Posts: 442 Blog Entries: 3 Thanks: 8 Thanked 11 Times in 5 Posts	Re: Best Online Payment Gateway Yes I'm actually looking for "online credit-card payment processors" any suggestions?

10-08-2011, 06:59 PM	#6
LOM Ken Davis Join Date: Jun 2009 Location: Waldorf Md Posts: 51 Thanks: 1 Thanked 8 Times in 4 Posts Social Networking Contact Info	Re: Best Online Payment Gateway Authorize.net I think they are pretty good. I've used them in the past. There customer service was pretty good as well.

10-10-2011, 09:24 AM	#7
jwyer Warrior Member Join Date: Oct 2011 Posts: 1 Thanks: 0 Thanked 0 Times in 0 Posts	Re: Best Online Payment Gateway We help businesses process credit card payments (such as 37 Signals & LivingSocial). Our services include the merchant account, payment gateway, credit card storage and recurring billing. Our customers include some of the fastest growing and most respected online businesses. Our solutions entirely eliminate the processing and storage of credit card data which reduces PCI Compliance scope by as much as 90% and eliminates the risk of a credit card breach in your environment. We're also modernizing the way merchants integrate with payment gateways. No SOAP or RPCs with key/value pairs. Instead, we expose a rich domain model through client libraries written in the programming languages that you work with on a daily basis (Ruby, Python, Java, PHP, and .NET). I'm happy to talk to you about your payment needs: jenna (at braintreepayments) dot com

10-10-2011, 09:30 AM	#8
Rukshan Senior Warrior Member War Room Member Join Date: Sep 2009 Location: Colombo, Sri Lanka Posts: 1,668 Thanks: 201 Thanked 261 Times in 167 Posts Social Networking Contact Info	Re: Best Online Payment Gateway Fastspring, 2checkout and Plimus suitable for you!

10-10-2011, 09:32 AM	#9
jasonthewebmaster Banned War Room Member Join Date: Aug 2010 Location: Pensacola, FL Posts: 1,406 Thanks: 884 Thanked 435 Times in 166 Posts Social Networking Contact Info	Re: Best Online Payment Gateway Google Checkout and Alertpay are my two favorite

10-10-2011, 09:35 AM	#10
marketm Warrior Member Join Date: Dec 2010 Posts: 23 Thanks: 2 Thanked 0 Times in 0 Posts	Re: Best Online Payment Gateway If you are honest with what are you selling paypal will not shut down your account. I'm using it for about 3 years and I had few charge-backs (all of them fraudulent). Every-time when a customer wanted their money back, I refunded them. As an alternative, I think moneybookers, 2CO, e-junkie

10-10-2011, 09:52 AM	#11
SEOATCL Warrior Member Join Date: Jun 2010 Posts: 18 Thanks: 0 Thanked 1 Time in 1 Post	Re: Best Online Payment Gateway try alertpay or moneybookers. They both work the same way as paypal and they don't have this problem of freezing peoples accounts. but one thing is that this payment gateways are not very popular. not so many people have accounts with this merchant. as a result you'll be loosing many customers since only few have alertpay or moneybookers. in my own opinion if you're running from paypal which is definitely the best then you should consider going for checkout or any other credit card merchant that will process payment for you.

10-10-2011, 10:23 AM	#12
pacelattin is Pace Lattin War Room Member Join Date: Oct 2011 Posts: 688 Thanks: 13 Thanked 92 Times in 78 Posts Social Networking Contact Info	Re: Best Online Payment Gateway The BEST processor is Litle & Co. It's what I have used (and am using) for several products. The processor for GoDaddy, Overstock. That being said, you need to go through a lot of hurdles, plus have substantial cash in the bank. New companies with no money may as well not apply.

10-10-2011, 10:40 AM	#13
AndhikaWijaya HyperActive Warrior War Room Member Join Date: Jan 2011 Location: Indonesia Posts: 103 Thanks: 66 Thanked 15 Times in 14 Posts Contact Info	Re: Best Online Payment Gateway Paypal and Google Checkout is best solution for my work

10-10-2011, 10:43 AM	#14
Steven Miranda Senior Warrior Member War Room Member Join Date: Nov 2009 Location: USA Posts: 2,125 Thanks: 737 Thanked 244 Times in 195 Posts	Re: Best Online Payment Gateway I like CDG commerce for direct credit card processing.

10-10-2011, 10:44 AM	#15
smolodoy HyperActive Warrior War Room Member Join Date: Mar 2009 Posts: 442 Blog Entries: 3 Thanks: 8 Thanked 11 Times in 5 Posts	Re: Best Online Payment Gateway Thanks everyone for replying, but it seems like not all of the mentioned "credit-card payment processors" accept all credit cards, I need a system that accept any type of a credit card payment, your suggestion from exprience?

10-10-2011, 01:18 PM	#16
ConvertingTraffic Active Warrior Join Date: Jun 2011 Posts: 44 Thanks: 9 Thanked 2 Times in 2 Posts	Re: Best Online Payment Gateway Why people dont like paypal? Is it that bad? I hear people complaining about paypal freezing their account. WHy is that so..? I read somewhere its because if you get too high a refund rate they will look into your account. And if there are too many complaints, they will freeze it. So i think that is rather fair?

10-11-2011, 01:38 AM	#17
Newbieee Advanced Warrior War Room Member Join Date: May 2011 Location: Asia Posts: 573 Thanks: 226 Thanked 49 Times in 42 Posts	Re: Best Online Payment Gateway Big corporate companies are not perfect. i just got of the phone with paypal CS. I wanted to link my bank account with the paypal account. The CS told me that for business paypal accounts you need a corporate bank account. You cannot use personal. I just couldnt believe it. So i said thank you and thats all. So i put down the phone and called again, so another representative picked up and i asked the same question. This time another representative said with more confidence that it is possible to link a personal account to a business paypal account. They arent perfect. No one, no system, no corporate, no program, NOTHING on this world is perfect. =)

10-11-2011, 03:25 AM	#18
NestZone Banned Join Date: May 2011 Posts: 196 Thanks: 3 Thanked 5 Times in 4 Posts Social Networking Contact Info	Re: Best Online Payment Gateway PLIMUS is very good. More flexible than all the others.