Is it safe to give my bank details to a Nigerian prospect?

[Kim Standerline]

Yes there is

Originally Posted by iw

By the way, are there any Nig warriors here?

[KarenMcG]

At the risk of being repetitious, I'll add my couple pennies...in 99.9% of instances online, it is not safe to give bank/credit card details to anyone you do not know very, very well.

Exceptions, I think, would be, of course, if you are at a secure Web site. But then, that wasn't the question.

As has already been discussed, Western Union or bank check, and the like, would be safe ways to give your money.

Good luck.

[dsmpublishing]

It sounds like a scam to me i would avoid it at all costs.

kind regards


sam
X

[ideasuniversity]

Nigerians cannot send western union. I am a Nigerian residing in South Africa. A lot of people responding to this thread are talking as if they are not enlightened. There is no way he can remove your money from your bank account unless you send it to him. If money could be easily removed from your account, then you should change your bank. Giving someone your bank account details will not make scammers to remove money from your account. Wake up guys this is 21st century. People that are scammed unknowinlgy and willingly send money to them, it was not removed from their account.

[jgalty]

This just sounds fake. Who can't use paypal. That sounds odd.

[Scott Ames]

Would those of you who say your bank account is totally safe post the details of their bank account online ?

[juniorbiz]

Originally Posted by Scott Ames

Would those of you who say your bank account is totally safe post the details of their bank account online ?

I would never post it freely online, I've only ever posted my details of my bank account to Paypal, you never know what scammers and phishers can do these days...

[Avidpoet]

According to the latest email I got from some Lawyer in Nigeria I have 180,000,000 ( I cant believe that people fall for this) dollars in an account that a dead relative left me

[reapr]

Here is how I do it.

If you have an account to transfer money online such as PP or anything else always set up a separate account from your bill paying account and always keep a minimum functional amount in it. Functional amount is something that would not have you crying the blues and pimping yourself out to cover personal expenses or bills.

[allynsky]

Originally Posted by TheDebtEliminator

It might be OK

But - If you are interested in funding someone's personal projects thaen send youir banking info.

It is not safe to send anyone this information

Try using PayPal they might advise you

Hi,

I given my account number and bank address to many people, and I haven't had any problems. but anyway..How come this guys by knowing you account number , bank address , swift code they can get into you account and being stolen?... They need the security password, they need passwords to get there.

I'd appreciate your help

Allan

[Wham]

Oh god yeah don't even consider it..
I mean there are scammers in any country and if it were me, i wouldn't trust him if he were in Nigeria, UK, or even 2 blocks down the street.

Nigeria is a big one though, I once had the most consistent guy trying to get me to work for him, he wrote in broken English, showed me picture of some guys passport when I asked for a picture of his ID, all I did was type passport into google and I found the same picture he showed me.

[Baselstm]

They say they cant use clickbank because they want to get to your bank acct so never give away your bank details esp Nigeria as they are known for their scam artists no direspect I used to live their in Lagos and Nigeria and its a really nice place, however there are a lot of theives there we had to have secuty gaurds etc so never disclose your bank fetails to anyone they can use Western Union or something similir.I hope this helps

[GeorgeWhitaker]

Sounds way too sketchy to me. Tell him to mail you a check or pay with Western Union. If he can't do both, then he's just there to try to scam money out of your ban account.

[jasondinner]

Michael,

Tell them to mail you a check, or..

I would just apologize for not being able to accept their payment,
but give them limited access for free.

I certainly wouldn't give many people my bank account details,
especially if they were from Nigeria.

This person may truly just want access to your product, but
not worth the risk for a $47 sale or however much your
product is.

Jason

[Live The Dream]

I wouldn't take that risk..

[wolfshaman]

Your buyer may be perfectly honest and sincerely intend to pay for your product but how do you know the guy sitting next to him in the cyber cafe won't get his hands on your bank info then sell it to someone else? Scammers make a living hacking and selling and reselling just such data. When this type of info hits the black market they often sit on it for a few months before hacking into your finances.... then one guy takes a bite and sells the info to the next and so on and so on...

How much money are you talking about? And how badly do you need to make this sale? If it's only a few bucks then I'd say you've already wasted too much time just thinking about it. If you're talking about a big ticket item tell him to pay via Western Union. Then you can spend more of your valuable time and burn some gas driving to the WU office to pick up the cash.

Seriously, just think about why automated payment methods like Paypal and Clickbank are preferred ~~~ Aside from being relatively safe, they are fast and convenient. How much is your time worth?

[eaglechick]

STAY AWAY!!! I just received an e-mail from the Netherlands that I won 920 000 euros in a Microsoft Sweepstakes. Googled this and it seems to be a major scam. Apparently
you're selected on your e-mail. Not to hijack this thread but any advice on this?

JUST BE CAREFUL!!

[ed41143]

Chukwuma, that was a nice offer and maybe Michael will take you up on it, but to be on the safe side, I would still recommend Michael to use Western Union or MoneyGram, as I have had friends who had their money taken out of their accounts from people within the USA and since they gave them the info, they had every right to do this.

So no, never give anyone your banking info and I do wire transfers all the time buying Harleys and off road vehicles, but only use this account for this only and nothing else.

Good luck,
Ed

[imacamper]

This must be a troll...

Nigerian or not, It's never safe to reveal such sensitive information.

[scrofford]

Sure give it to him! Why not? What do you have to lose? Oh.....yeah...

[netkid]

Here is a very interesting link for you to see...all about the Nigerian scams and practically all the other scams on the internet from other countries.

Welcome to the 419 Eater

I've learned a lot from the articles and forums there.

Reading all this info on this site alone should make your decision!! DON'T...

Hope this helps,

Bruce

PS: There is even a group shown on there that "scams" the scammers! Hilarious....

[Ram]

Yep, many honest Nigerians are tarred by the dishonest actions of some.

But, frankly, that's just too damn bad. It's Nigeria's problem and up to them to clear it up.

When it comes to my money, I don't have one infinitesimal damn's worth of interest in being politically correct or sensitive. There are certain countries I blacklist. I do NO business with anyone from those countries. Period.

Unfair? Big fat hairy deal.

[Dr. O]

I used to run a company that imported tuned porsche parts and motors. We regularly, had transactions that ran into tens of thousands of dollars.

With these large amounts, credit cards and paypal was a poor option due to losing transaction charges.

So we just set up a separate acct that took incoming wires. We had the info for this acct on our website for our clients to have (under payment).

Anyhow, its turly sad that my country of birth has become so badly perceived because greed - the scammer greed but ALSO, the "Mark's". I still cant understand:

1) how anybody could simply think that they can have the heavens randomly open untold riches to them, and THEN

2) Require ANY amount of money sent the opposite way to "claim" it.

I think we all need to listen to the great song - "I go chop you dollar" - (dont worry, your computer wont vanish if you play it...)

YouTube - Osuofia - I Go Chop Your Dollar

[kenjitay]

hey Michael...

No way... better be safe than sorry... after all... its just 1 sale...

and by the way... if you are already uncomfortable.. then all the more you should trust your instinct...



Regards
Kenji

[kenjitay]

Chukwuma,

I believe you are on the "bright" side.. yea.. not all Nigerians are bad... In fact.. all countries have their own fair share of "rotten eggs"... it is just that things are blown up that people pay great attention to...

- US just had a big ponzi scam uncovered this year
- China had their own "profit pirate dirty businessmen"

But sometimes.. its better to be on the safe side.. and as far as I am concern... I wun do business with anyone whom I am uncomfortable with... and that depends on how Michael feels about it.

and if Michael's prospect really WANT IT BAD enough... I am sure he will come through with an alternative...


Regards
Kenji

[-prodigy-]

Originally Posted by garyv

It's only safe if he's the nephew of the late King zesabar, and will promise to pay you with interest when he receives his inheritance.

Great Response. Actually laughed out loud!

[Floyd Fisher]

Originally Posted by ideasuniversity

Nigerians cannot send western union. I am a Nigerian residing in South Africa. A lot of people responding to this thread are talking as if they are not enlightened. There is no way he can remove your money from your bank account unless you send it to him. If money could be easily removed from your account, then you should change your bank. Giving someone your bank account details will not make scammers to remove money from your account. Wake up guys this is 21st century. People that are scammed unknowinlgy and willingly send money to them, it was not removed from their account.

Western Union is in Nigeria. Link is below:

Western Union - Send Money - Money Transfer - Transfer Money Online - Find Location

Money Gram is also in Nigeria. Link is below:

https://www.moneygram.com/MGI/EN/NG/...tm?CC=NG&LC=EN

As you can see, some things have changed since you left.

Oh, and giving someone your bank account number is a invitation to theft like you would not believe here. All they got to do is match it up with the bank routing number (which is posted on the banks website), and you got a license to steal.