Lucrative yet highly competitive niches?

The reason that the niches are competitive is because they are profitable. More of the reason for you to go into these niches if you are well verse in it.

People are earning good income from top affiliate networks that is the reason it is competitive, Invest $50 and earn $100 that is the smart way to earn good commission in the affiliate network

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I've been promoting affiliate / CPA offers for over 16 years and I only work with highly competitive niches because that's where the mass appeal / money is.

However, I do things quite differently than most.

I heavily promote PPL (pay per lead...lead generation) offers. This is because there is no credit card / purchase required to complete an offer. All a user has to do is fill out a form, so conversion rates are typically much higher compared to offers that require a sale to be made.

I favor offers that have a make, get or save money benefit to them, as they have overall worked the best. They also tend to have the greatest mass appeal (will be of interest to a large general audience), so the potential exists to produce high volume and they are fairly easy to cross promote on the back-end.

Some of the verticals (niches) I have done extremely well with are: education, insurance, loans, debt, credit, mortgage, assistance, discount offers, homeowner offers, etc...

The bulk of the offers that I promote pay $20-$40 per lead, but I also promote offers that pay more and less. You don't want to get too caught up on what an offer pays because how well it converts is just as important. For example, if you have an offer that pays $9, but if it converts at 2X or more of a $20 offer, then it will perform about the same or possibly better. At the same time, if you have an offer that pays $90 and it converts poorly, it may not even be worth promoting.

Bottom line: it's far easier to get someone fill out a short form than to get them to pull out their credit card and make a purchase. So why struggle with trying to sell this or that, when you can provide free information that users want/need and get paid well doing it.

I drive traffic by acquiring 3rd party email data, which is data that the users have shown an interest in a specific vertical(niche) and have given permission to receive messages from third parties. You get the opt-in record for every user and it's 100% can-spam compliant.

By acquiring data, I'm building assets that I then own and can market to over and over at very low cost. So I control and can drive traffic on-demand to the offers I'm promoting. Which is key to CPA / affiliate marketing success. However, 3rd party data will rarely be as responsive as a high-quality opt-in list you build yourself. But it really doesn't matter because it is much cheaper and highly scalable compared to convention list building.

The real long-term key to making it work is to always be collecting your opens / clickers, segmenting, and removing unresponsive users. That way over time you are building smaller, but more responsive lists that you should eventually be able to send less and make more with each mailing. Essentially you are converting the data from quantity to quality.

Basically, I monetize the data using PPL offers because they offer the path of least resistance to generating conversions($$$) and converting the data into cash producing assets.

Obviously, there is more to it, but done right it can be extremely profitable. Everyone that I know that is in the business and knows what they are doing, for the most part, does 6-7 figures. While that's a huge range, much comes down to one's ability to scale and effectively build / manage the infrastructure needed to scale.

Something to think about.

Quadagon and Cathy Cone, I see that you responded to my question. Unfortunately, I only see the first 4 responses and I don't see anything indicating how to view the other messages.

Highly competitive niches are the sweetest fruit.

They are profitable bar none.

But only for the people who are very knowledgeable in that niche (and who are skilled in at least one form of marketing).

I saw a comment above that said there are easier ways to make money other than getting someone to pull out there credit cards.

But the hardest to do things online pay the most.

There is nothing like the feeling of getting a total stranger to pull out there credit cards to buy your products.

You only have competition when you're targeting the exact same traffic source as someone else. The web is HUGE, there's traffic everywhere.

True story...

I have 2 links on a niche forum, these links were built by my traffic (organic links), I average right around 500 unique traffic combined from these two links every single day and have been for years. I'm not even a member of that forum, never have been, never will be, because I don't want to jeopardize those link sources. I just leave it alone and keep getting traffic.

My point here is, I'm the only site with links on these two niche forum threads/pages, there's literally no competition.

Just because you see competition on one traffic source means nothing for the other thousands of potential traffic sources out there on the web.

Competitive niches are more profitable, i would concentrate less on getting a site ranked and concentrate on generating business, if you do that well, the rankings will take care of themselves, by then you probably won't be to bothered about being highly ranked as you should have generated enough income by then anyway.

People are earning good income from top affiliate networks that is the reason it is competitive, Invest $50 and earn $100 that is the smart way to earn good commission in the affiliate network