Can I get paypal without a bank account?

by 33 comments
Is there anyway to get a paypal without a bank account? I belong to clickbank, but I also want a paypal.

Thanks
Cindy
#main internet marketing discussion forum #account #bank #paypal
  • Profile picture of the author globalpro
    You can get a personal account with just a credit card, but I am pretty sure a bank account is necessary for everything else/receiving money for sales.

    May want to check their site.

    Thanks,

    John
  • Profile picture of the author Matthew NY
    In the USA you need to have either a bank account or a valid credit card to be verified. I'm not sure how to do it with a credit card only, I verified mine with my bank account. I've been doing some buying and selling online recently and figured that its worth linking to my checking account. A verified PayPal is very important for online business.
  • Profile picture of the author ExpertWriter
    Yes, I know I saw that you could do it either way. I don't have either at the moment I will see about getting one right away though! Thanks everyone

    -Cindy
  • Profile picture of the author Juan L Costa
    I use xoom.com, is a service like western union, you can send money to any person, the good thing is that you can do it online and pay by paypal, so, you just send the money to yourself or a friend, simple.
  • Profile picture of the author Michael Lewis
    You can get a paypal account without a bank account and then in order to get your money out of paypal I recommend Accountnow.com.

    My friend had this same problem a year ago. We got Account now and that same day he was able to transfer his money out of paypal. (They give you a routing number and account number that works just like a checking account)
  • Profile picture of the author ExpertWriter
    Oh ok, thanks. I had no idea. I'm so glad that you all stopped in to let me know my options!

    -Cindy
  • Profile picture of the author ExpertWriter
    Thanks... being that I don't have a credit card, I am going to follow what Jesseray said and try that Accountnow.com and see how that works. Thank you though

    -Cindy
  • Profile picture of the author paulie888
    Be aware that accountnow has some pretty hefty ATM fees as well as a recurring monthly fee, but it's definitely something you can use if you really don't want to get a regular bank account.
  • Profile picture of the author George Wright
    Hi,

    Go to any RiteAid drug store and get a GreenDot Debit Card. If you don't have RiteAid Drug Stores in your area go to www.GreenDotOnline.com and find a location in your area. There is your "Credit Card" instantly. Now go to Peoples Bank in Paris texas (online) Google it. Open an account. No monthly charges and you get real checks and a bank card. The only requirement they need for you to open an account is the money to deposit and the usual IDs faxed to them.

    Paypal will verify you for a premium account with the two things above. The whole process takes about 3 or four days. (because the bank account takes that long to set up.)

    George Wright, P.S. Start the PayPal account right away they will wait for the bank account and you can put the CC on NOW. First you will have a temporary CC number and then you will get your permanent one in the mail. All you do is add the permanent one and remove the Temp One. It's VERY EZ. This is for real. I helped a guy set up a verified PayPal account at 3 AM one morning. (we have 24 hour RiteAids here)

    As suggested above AccountNow is good but I think they have a monthly service charge that Peoples bank does not have.

    George Wright
  • Profile picture of the author paulie888
    I browsed through the site, and I think there are also card loading and PIN fees involved, they're stating something about an average $7.50 monthly usage cost for their prepaid card.
  • Profile picture of the author ExpertWriter
    Oh wow,, thank you so much Paulie888, and George Wright I didn't know that. I was going to set that up tomorrow. Now I will go to Rite Aid, (down the street) and get one of those cards. Thanks so much to both of you! It really means a lot to me!

    -Cindy
  • Profile picture of the author paulie888
    George, so I take it the Greendot card is for quick verification but ultimately Cindy wants to use the Peoples' bank card for her regular spending, right?
  • Profile picture of the author paulie888
    George, I do have a PayPal debit card and I think it's the greatest thing since sliced bread! lol...I do keep it locked away in a safe place, because I'm a little afraid I might go through my entire paypal balance if it's too easily accessible to me! They've just made it too darn easy to spend your balance with the card.
  • Profile picture of the author ysye
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  • Profile picture of the author paulie888
    Great story, George. It is a great back up source of funds, and I'd like to share something here too. A quick and easy way to get cash out of your PayPal debit card is to go to WalMart (or any of the bigger grocery/super stores with the POS terminals), buy something cheap, and request $100 cash back from the terminal. If you do it this way, the cash withdrawal will be treated as a "purchase", and you won't have to pay any ATM fees. I read somewhere that more than 80% of Americans are within 10-20 miles of a WalMart, so your nearest Walmart/ATM machine can't really be that far away...lol!
  • Profile picture of the author probafix
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  • Profile picture of the author sbucciarel
    You can get a READYdebit acct. Reloadable Prepaid Debit Card | Sign Up for Your Account Today - READYdebit Prepaid Visa Card

    Paypal accepted my account as a bank acct and I withdraw my money into it and it's available on my card.
  • Profile picture of the author paulie888
    sbuccariel, why take such a convoluted route when you can just use a PayPal debit card that basically works the same as your current set up?
  • Profile picture of the author sbucciarel
    I am skittish enough about Paypal with all it's quirks and ability to freeze accounts at a moment's notice for little reason while it's "investigating". I prefer not to have a Paypal debit card. I want my bank account and card not associated with the Paypal brand at all. Simple lack of complete trust in Paypal, that's all.
  • Profile picture of the author ExpertWriter
    wow, okay.. So I tried for the paypal cc and they wouldn't give it to me. I have been out of work for 2 years with a disability and truly not a penny to my name. Which is why I've started IMing and why I do not have a bank account. So, that being said, my best option is still the greendot card, correct?

    Thanks for everyone's advice it's good to know all the options out there!

    -Cindy

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