Can I get paypal without a bank account?

Profile picture of the author ExpertWriter by
Is there anyway to get a paypal without a bank account? I belong to clickbank, but I also want a paypal.

Thanks
Cindy
#internet marketing #account #bank #paypal

  • Profile picture of the author globalpro
    You can get a personal account with just a credit card, but I am pretty sure a bank account is necessary for everything else/receiving money for sales.

    May want to check their site.

    Thanks,

    John
  • Profile picture of the author Tina Golden
    Unless something has changed, you can get a PayPal account without putting a bank account or a credit card. However, you will have a pretty low limit on your account if you do that plus that is how PayPal verifies your account. Some programs will not pay out to a non-verified account.

    Tina
  • Profile picture of the author Matthew NY
    In the USA you need to have either a bank account or a valid credit card to be verified. I'm not sure how to do it with a credit card only, I verified mine with my bank account. I've been doing some buying and selling online recently and figured that its worth linking to my checking account. A verified PayPal is very important for online business.
  • Profile picture of the author ExpertWriter
    Yes, I know I saw that you could do it either way. I don't have either at the moment I will see about getting one right away though! Thanks everyone

    -Cindy
  • Profile picture of the author Juan L Costa
    I use xoom.com, is a service like western union, you can send money to any person, the good thing is that you can do it online and pay by paypal, so, you just send the money to yourself or a friend, simple.
  • Profile picture of the author Michael Lewis
    You can get a paypal account without a bank account and then in order to get your money out of paypal I recommend Accountnow.com.

    My friend had this same problem a year ago. We got Account now and that same day he was able to transfer his money out of paypal. (They give you a routing number and account number that works just like a checking account)
  • Profile picture of the author KEY
    if you do NOT get verified? there is a spending limit, and when you reach it you HAVE to get verified before you can continue on with the account.

    not sure about using a credit card for verification, but they call it "Expanded Use Process" (sounds serious)

    only ever used the bank method, the other is really for non-us accounts.

    with the bank method - they (PayPal) deposits 2 small amounts...like .04, and .13, and then you log in and enter the amounts to prove that you have access to the account. I would guess that the 'Expanded Use..." would be similar.

    all the 'business' level does is let you add your business name and (most important) allow you to take payments...so if you want to run any site that takes payments? you must get a 'business' PayPal account.

    you can change the business name, so if you have to change it later it is not a problem. I did it after I went from a DBA name to the name of my LLC with no issues. I did have to verify the new checking account, but otherwise it was a no issue conversion.

    hope that is of some help,

    KEY
  • Profile picture of the author ExpertWriter
    Oh ok, thanks. I had no idea. I'm so glad that you all stopped in to let me know my options!

    -Cindy
  • Profile picture of the author ExpertWriter
    Thanks... being that I don't have a credit card, I am going to follow what Jesseray said and try that Accountnow.com and see how that works. Thank you though

    -Cindy
  • Profile picture of the author paulie888
    Be aware that accountnow has some pretty hefty ATM fees as well as a recurring monthly fee, but it's definitely something you can use if you really don't want to get a regular bank account.
  • Profile picture of the author George Wright
    Hi,

    Go to any RiteAid drug store and get a GreenDot Debit Card. If you don't have RiteAid Drug Stores in your area go to www.GreenDotOnline.com and find a location in your area. There is your "Credit Card" instantly. Now go to Peoples Bank in Paris texas (online) Google it. Open an account. No monthly charges and you get real checks and a bank card. The only requirement they need for you to open an account is the money to deposit and the usual IDs faxed to them.

    Paypal will verify you for a premium account with the two things above. The whole process takes about 3 or four days. (because the bank account takes that long to set up.)

    George Wright, P.S. Start the PayPal account right away they will wait for the bank account and you can put the CC on NOW. First you will have a temporary CC number and then you will get your permanent one in the mail. All you do is add the permanent one and remove the Temp One. It's VERY EZ. This is for real. I helped a guy set up a verified PayPal account at 3 AM one morning. (we have 24 hour RiteAids here)

    As suggested above AccountNow is good but I think they have a monthly service charge that Peoples bank does not have.

    George Wright
  • Profile picture of the author paulie888
    I browsed through the site, and I think there are also card loading and PIN fees involved, they're stating something about an average $7.50 monthly usage cost for their prepaid card.
  • Profile picture of the author ExpertWriter
    Oh wow,, thank you so much Paulie888, and George Wright I didn't know that. I was going to set that up tomorrow. Now I will go to Rite Aid, (down the street) and get one of those cards. Thanks so much to both of you! It really means a lot to me!

    -Cindy
  • Profile picture of the author George Wright
    Glad to help.

    By the way. If you get the GreenDot Student Card you get 2 cards in the mail. One for you and one for someone else. They don't care if it's really not a student.

    Originally Posted by ExpertWriter View Post

    Oh wow,, thank you so much Paulie888, and George Wright I didn't know that. I was going to set that up tomorrow. Now I will go to Rite Aid, (down the street) and get one of those cards. Thanks so much to both of you! It really means a lot to me!

    -Cindy
  • Profile picture of the author paulie888
    George, so I take it the Greendot card is for quick verification but ultimately Cindy wants to use the Peoples' bank card for her regular spending, right?
  • Profile picture of the author George Wright
    Originally Posted by paulie888 View Post

    George, so I take it the Greendot card is for quick verification but ultimately Cindy wants to use the Peoples' bank card for her regular spending, right?
    You can upload money from paypal to Peoples Bank yes, GreenDot is for ID and verification. Also you can reload it anytime you want to and it provides backup funding for your PayPal Account. However, cut out the middle man all together and get a paypal debit. You can spend your PayPal money as fast as it comes in.

    George Wright
  • Profile picture of the author paulie888
    George, I do have a PayPal debit card and I think it's the greatest thing since sliced bread! lol...I do keep it locked away in a safe place, because I'm a little afraid I might go through my entire paypal balance if it's too easily accessible to me! They've just made it too darn easy to spend your balance with the card.
  • Profile picture of the author George Wright
    I had a nice experience with my PayPal debit card. I told it before but it seems to fit here.

    Tammy (my daughter and WrightAgain on the WF) went to Peru, Chili, Argentina and Uruguay a couple of months ago.

    At the Hilton hotel first thing in Peru she inserted her CC in the ATM to check her balance. Well, being in South America for the first time she was looking all around and got distracted and forgot about her card just for a minute but that was long enough for the ATM to "eat" the card and she was told by Hilton Management there is NO WAY to get it back once the ATM eats it.

    There is Tammy out of the country and no CC.

    WAIT! I slipped her my paypal debit before she left. She didn't want it but I "made" her take it. Long story short I'm hustling IM sales and doing everything else I can to keep a balance in paypal for the duration of her trip. PayPal to the rescue. The only problem was when people said "Thank you George" and she had to smile and just be George. LOL

    Originally Posted by paulie888 View Post

    George, I do have a PayPal debit card and I think it's the greatest thing since sliced bread! lol...I do keep it locked away in a safe place, because I'm a little afraid I might go through my entire paypal balance if it's too easily accessible to me! They've just made it too darn easy to spend your balance with the card.
  • Profile picture of the author paulie888
    Great story, George. It is a great back up source of funds, and I'd like to share something here too. A quick and easy way to get cash out of your PayPal debit card is to go to WalMart (or any of the bigger grocery/super stores with the POS terminals), buy something cheap, and request $100 cash back from the terminal. If you do it this way, the cash withdrawal will be treated as a "purchase", and you won't have to pay any ATM fees. I read somewhere that more than 80% of Americans are within 10-20 miles of a WalMart, so your nearest Walmart/ATM machine can't really be that far away...lol!
  • Profile picture of the author sbucciarel
    You can get a READYdebit acct. Reloadable Prepaid Debit Card | Sign Up for Your Account Today - READYdebit Prepaid Visa Card

    Paypal accepted my account as a bank acct and I withdraw my money into it and it's available on my card.

Next Topics on Trending Feed