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Unread 27th February 2010, 11:07 AM   #1
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Default Would you rather have a million dollars now or a penny doubled every day for thirty days?

Would you rather have a million dollars or a penny doubled every day for thirty days? Let's take a look at the penny option...

Day 1: $.01
Day 2: $.02
Day 3: $.04
Day 4: $.08
Day 5: $.16
Day 6: $.32
Day 7: $.64
Day 8: $1.28
Day 9: $2.56
Day 10: $5.12
Day 11: $10.24
Day 12: $20.48
Day 13: $40.96
Day 14: $81.92
Day 15: $163.84
Day 16: $327.68
Day 17: $655.36
Day 18: $1,310.72
Day 19: $2,621.44
Day 20: $5,242.88
Day 21: $10,485.76
Day 22: $20,971.52
Day 23: $41,943.04
Day 24: $83,386.08
Day 25: $167,772.16
Day 26: $335,544.32
Day 27: $671,088.64
Day 28: $1,342,177.28
Day 29: $2,684,354.56
Day 30: $5,368,709.12

Big difference between $1 million and $5.3 million, huh?

I guess IM is like the latter option. Initially the traffic seems so low and disappointing, but if one can hold on to a project long enough, he would surpass his dreams.
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Unread 27th February 2010, 11:10 AM   #2
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

What about NOW? :p
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Unread 27th February 2010, 11:14 AM   #3
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Originally Posted by top124 View Post
I was going to sell that as a WSO!!
Well, that explains a lot of your posts so far.

On your way to 50, no doubt...

KJ

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Unread 27th February 2010, 11:18 AM   #4
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

I'm so glad that you posted the math because it's too early on Saturday for that. BUT, if it were a choice between having a million dollars NOW (is it tax free?) and waiting a month I would be sorely tempted to say "screw it" and take the million now simply because I need to get my rent and bills paid.

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Unread 27th February 2010, 11:26 AM   #5
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

This is an old riddle and the "right" answer may not be as right as it seems at first glance.

Sure, most people would take $5,368,709.12 over $1,000,000 but there is a logical reason to choose the latter. If someone were to put the $1,000,000 in my hands and then give me the option of doubling a penny every day for 30 days, I would be more likely to take the sure thing.

It's not about fast cash.

However, there is something to be said about money you earn vs. money you don't. And in the case of the doubling model, it would certainly feel more like it was earned.

There are other aspects of this riddle, that when applied to real life, would change what people would do.

If you were faced with being homeless tomorrow unless you could come up with $10,000 then waiting until Day 21 won't do you any good.

To sum up, there really isn't a right answer, though one of them could eventually give you more money.

All the best,
Michael


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Unread 27th February 2010, 11:29 AM   #6
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Let's see,

There are 31 days in some months, and 5,368,709.12 is 536 million pennies. So take it out to 31 days and you get 1073741824 pennies or 1.07 Billion pennies.

Now instead of pennies, make those good-deeds, little acts of kindness. If you do a good-deed for someone, when they thank you just ask them to do 2 good-deeds and have them ask those 2 people to each do a good-deed for 2 more....... and so on.

In 31 days, you would have caused 1.07 good-deeds.

We really can change the world with this!

:-Don

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Unread 27th February 2010, 11:32 AM   #7
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Welcome to the first grade....

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Click here to learn how to make money online in your bath robe and gym socks!
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Unread 27th February 2010, 11:48 AM   #8
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Are we talking pre 1982 pennies here? They are worth more as metal than as coins. After 1982 not so much.

I want the pre 1982 pennies and a 31 day month.

My take?

A long prison sentence if I get caught melting them down.

If I don't get caught?

About $22,988,000.00

Oh yea, baby...

KJ

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Unread 27th February 2010, 11:53 AM   #9
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

I'll take the million today. There is no way I can be bothered to bag up all those pennies to take them to the bank. And just imagine the teller's attitude! And the line behind you.

Martin

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Unread 27th February 2010, 11:55 AM   #10
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Another thought...

Why not actually try it as an experiment.

1. You have to start with a penny that isn't yours. Find it, ask for it, whatever.

2. Any extra money has to be discarded, or set aside. So, if on Day 2 you get $0.05 you have to get rid of $0.03 of it. In other words, you can't get ahead, bank, or use extra money to skip days.

3. You must double it each day. Just as you can't get ahead, you can't sit back for a few days and then catch up.

4. You don't have to use the full amount to get the doubling done. The first few days you could probably just ask people to give you the money.

5. You can get the money in any way you like, as long as it's legal, ethical and moral.

6. It doesn't have to stay in the form of pennies. Day 4 could be a nickel and three pennies if that works better for you.

What do you think? How many days do you think you could you do it?

All the best,
Michael


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Last edited by Michael Oksa; 27th February 2010 at 11:59 AM. Reason: Additonal rules of the game and some clarification.
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Unread 27th February 2010, 11:59 AM   #11
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Sandeep Shah View Post
Big difference between $1 million and $5.3 million, huh?
$10,737,418.23.

You have to add them all up, too...

"The Golden Town is the Golden Town no longer. They have sold their pillars for brass and their temples for money, they have made coins out of their golden doors. It is become a dark town full of trouble, there is no ease in its streets, beauty has left it and the old songs are gone." - Lord Dunsany, The Messengers
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Unread 27th February 2010, 12:11 PM   #12
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Don Schenk View Post
Let's see,

There are 31 days in some months, and 5,368,709.12 is 536 million pennies. So take it out to 31 days and you get 1073741824 pennies or 1.07 Billion pennies.

Now instead of pennies, make those good-deeds, little acts of kindness. If you do a good-deed for someone, when they thank you just ask them to do 2 good-deeds and have them ask those 2 people to each do a good-deed for 2 more....... and so on.

In 31 days, you would have caused 1.07 good-deeds.

We really can change the world with this!

:-Don
lol ... wasn't that a movie?

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Unread 27th February 2010, 12:15 PM   #13
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by dave147 View Post
This is where Offline Marketing come in
Different amounts would require different strategies.

You could use begging for the first several days (just as an example), but it probably wouldn't be the best technique for larger amounts. Doubling $2.56 is not the same as doubling $1310.72

A lot of the steps could be done online, many offline.

But, yes, offline would be a possibility.

~Michael


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Unread 27th February 2010, 12:27 PM   #14
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Hello,
I once made the mistake of not taking the money in hand,
I thought more was going to come and it did not,I even lost the money that I
could of grabbed on the spot,believe me it was more than a million.
I have learned so much now that I laugh off that loss as a learning experience,still crying a little bit.
Lou

Something new soon.
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Unread 27th February 2010, 12:30 PM   #15
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

I like Erin's approach. I would take the immediate million and spend $999,999.99 of it on immediate needs & wants. Then I'd reinvest the last penny into the doubling system for the additional $5.3m next month.

Fun topic, Sandeep, thanks.

Martin, I think the solution is to find a few good workers overseas who can deposit a single penny for you. If they do that successfully, then you send them one bag at a time to take to the bank.

Caliban, you don't get to take home all the intermediate subtotals because they're entirely reinvested. By the way if you have an update on your news & plans, I'd like to learn how things are going and see if we can gather round to cheer you up some more.

Michael, what if someone gives me $5 million worth of pennies without my earning a sense of accomplishment? I'd take the money and be happy.

Lou, whatever the situation was it sounds like a painful lesson.

Ah, zigzag I, ah, will need you, ah, to come in on Saturday to, ah, work on that one.

Chris
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Unread 27th February 2010, 12:35 PM   #16
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Mr. Enthusiastic View Post
Michael, what if someone gives me $5 million worth of pennies without my earning a sense of accomplishment? I'd take the money and be happy.

Chris
I didn't say I wouldn't be happy. I would take it.

Just trying to cover another aspect of something that many people promote as an either/or question.

However, $5,000,000 NOT earned would probably be gone faster than $1,000,000 earned.

~Michael


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Unread 27th February 2010, 12:45 PM   #17
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by top124 View Post
Why not make several billion?

After you've made $5,368,709.12 after 30 days, take that $5,368,709.12, wait another 30 days and make yourself the richest person on the planet.
You could own the world, and the value of ALL of its resources in less than a year.



After 100 days you would have $6,338,253,001,141,147,007,483,516,026.88

(That's 6 octillion, 338 septillion, 253 sextillion, 1 quintillion, 141 quadrillion, 147 trillion, 7 billion, 483 million, 516 thousand, 26 dollars and 88 cents)

~M~


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Unread 27th February 2010, 12:49 PM   #18
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Originally Posted by Michael Oksa View Post
(That's 6 octillion, 338 septillion, 253 sextillion, 1 quintillion, 141 quadrillion, 147 trillion, 7 billion, 483 million, 516 thousand, 26 dollars and 88 cents)
I'm having a hard time believing the 88 cent part.

Are you sure your figures are that accurate.

I'm callin' the FTC...

KJ

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Unread 27th February 2010, 12:52 PM   #19
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Killer Joe View Post
I'm having a hard time believing the 88 cent part.

Are you sure your figures are that accurate.

I'm callin' the FTC...

KJ
Hey KJ,

You should know I have ABSOLUTE proof of my numbers.

Could make a good WSO.

"How to go from flat broke to owning the ENTIRE Universe in as little as 100 days! Guaranteed!!!"

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Unread 27th February 2010, 12:54 PM   #20
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Good analogy I would definitely take the penny a day!

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Unread 27th February 2010, 12:55 PM   #21
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Michael Oksa View Post
However, $5,000,000 NOT earned would probably be gone faster than $1,000,000 earned.
I agree about that! I've seen too many stories of people who had lottery winnings, a big inheritance or some other kind of windfall. But they also had a poverty mindset, no patience, no financial planning skills. Didn't take them long to turn the money into broken toys and get back to poverty, where they felt at home.

Joe, when Michael has his WSO ready to test, why don't I test the leftmost digits to make sure the 6 octillion as accurate, and you can test the right hand part to make sure the 88 cents are all there. :p
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Unread 27th February 2010, 12:57 PM   #22
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Michael Oksa View Post
"How to go from flat broke to owning the ENTIRE Universe in as little as 100 days! Guaranteed!!!"
Yea, but that won't fit in my house.

I want a refund...

KJ

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Unread 27th February 2010, 12:59 PM   #23
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Yea, but that won't fit in my house.

I want a refund...

KJ
Just put it back in the box the Internet came in and you can ship it back right away. However, there's an 88 cent fee for return shipping.
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Unread 27th February 2010, 01:00 PM   #24
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Mr. Enthusiastic View Post
I agree about that! I've seen too many stories of people who had lottery winnings, a big inheritance or some other kind of windfall. But they also had a poverty mindset, no patience, no financial planning skills. Didn't take them long to turn the money into broken toys and get back to poverty, where they felt at home.

Joe, when Michael has his WSO ready to test, why don't I test the leftmost digits to make sure the 6 octillion as accurate, and you can test the right hand part to make sure the 88 cents are all there. :p
Because KJ seems more skeptical, I will make sure he gets the 88 cents first. Then you will have all of the proof you need.

It will be at a bargain price, too!

~M~


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Unread 27th February 2010, 01:06 PM   #25
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Would you rather have a million dollars or a penny doubled every day for thirty days?
A penny doubled everyday would = $.02 a day.

The devil's in the details.
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Unread 27th February 2010, 01:09 PM   #26
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Originally Posted by jfortune0620 View Post
A penny doubled everyday would = $.02 a day.

The devil's in the details.
By golly, you're right! Every day you would start with a penny, and double it to 2 cents. So, I WOULD take the $1,000,000

It' similar to the question, "how many apples can you put into an empty barrel?"

Who said semantics aren't worth anything?

~M~


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Unread 27th February 2010, 01:11 PM   #27
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

I agree here:

I like Erin's approach. I would take the immediate million and spend $999,999.99 of it on immediate needs & wants. Then I'd reinvest the last penny into the doubling system for the additional $5.3m next month.

Work it out to take both options!

It's kind of like if a jenny gives you 3 wishes what do you wish for?
1. money,
2. health,
3. 3 more wishes

:-)

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Unread 27th February 2010, 01:20 PM   #28
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Quote:
Originally Posted by Mr. Enthusiastic View Post
Just put it back in the box the Internet came in and you can ship it back right away.
Chris, that's a great line...

The only trouble with that is I'm one of those kids who throws the toy in a corner and plays with the box...:p

KJ

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Unread 27th February 2010, 03:36 PM   #29
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

How about if I take the million bucks and double it every day for thirty days?

Even under jfortune's scenario, I could sock away the extra million everyday and still have the million I need to start the next day.

Final tally, ~$32 million. I could almost live on that...

Get this one thing right and it will be like you are the only one they are listening to. Probably because you will be the only one they are listening to.

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Unread 27th February 2010, 03:42 PM   #30
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

actualy a penny doubled every day is always just 2 pennys a day...

Need to rethink the scenario

It should be start with a penny and have the balance double every Day

PS: whoops should have read the whole thread before jumping in with both feet, somebody beat me to it


Last edited by Robert Puddy; 27th February 2010 at 03:44 PM. Reason: to add the PS
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Unread 27th February 2010, 11:57 PM   #31
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

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Originally Posted by JohnMcCabe View Post
How about if I take the million bucks and double it every day for thirty days?

Even under jfortune's scenario, I could sock away the extra million everyday and still have the million I need to start the next day.

Final tally, ~$32 million. I could almost live on that...
Thats really SMART! But there is no such option now :p
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Unread 28th February 2010, 01:05 AM   #32
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Default Re: Would you rather have a million dollars now or a penny doubled every day for thirty days?

Im fine with this if its even one month instead of one day
30 months instead of 30 days..

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