Freelancer.com

Go Back   Warrior Forum - The #1 Internet Marketing Forum & Marketplace > The Warrior Forum > Main Internet Marketing Discussion Forum
Register Blogs Social Groups CalendarHelp Desk

Closed Thread
LinkBack Thread Tools
Unread 23rd November 2008, 07:30 PM   #1
Senior Warrior Member
War Room Member
 
Neil Morgan's Avatar
 
Join Date: 2007
Location: Lanarkshire UK
Posts: 2,695
Thanks: 125
Thanked 375 Times in 262 Posts
Default Salary / Pay Day cycles in the USA

Hi Guys

This is a question for our friends in the USA.

Could you explain when people tend to get paid in the USA?

For example, here in the UK, most people get paid once per calendar month into their bank account. Typically it's something like this:

- on the last working day of the month
- on the same date each month (eg 28th)
- on the last Thursday of the month

I'm trying to tie this into some peaks and troughs that I've noticed for years in sales stats and it will be interesting to see if I've been right in my assumptions about American payday patterns.

Thanks again for your help.

Cheers,

Neil

Neil Morgan is offline  
Unread 23rd November 2008, 07:32 PM   #2
Jean Rennick
War Room Member
 
Canada's Avatar
 
Join Date: 2006
Location: St. Thomas, ON, Canada
Posts: 132
Blog Entries: 12
Thanks: 5
Thanked 14 Times in 12 Posts
Default Re: Salary / Pay Day cycles in the USA

Currently, my family gets a U.S. paycheck weekly on Wednesdays, and a Cdn. paycheck bi-weekly on Thursdays.

YourNichePLR.com - Fresh new PLR site ala Tiffany Dow's PLR ATM.
50% Off Everything In Your Cart until November! Sign Up and be Notified when New PLR packs are uploaded. Right now we've got acid reflux, kittens, and hair styling packs available.
Canada is offline  
Unread 23rd November 2008, 07:32 PM   #3
Senior Warrior Member
War Room Member
 
Allen Graves's Avatar
 
Join Date: 2008
Location: Tampa, Florida
Posts: 2,470
Blog Entries: 13
Thanks: 599
Thanked 687 Times in 301 Posts
Default Re: Salary / Pay Day cycles in the USA

Bi-weekly on a Friday. Either handed a check (cheque) or direct-deposited into the bank.

AL

Every day I check the obituaries. If I don't see my name there, then I know it's going to be a good day!
Allen Graves is offline  
Unread 23rd November 2008, 07:34 PM   #4
Senior Warrior Member
War Room Member
 
Neil Morgan's Avatar
 
Join Date: 2007
Location: Lanarkshire UK
Posts: 2,695
Thanks: 125
Thanked 375 Times in 262 Posts
Default Re: Salary / Pay Day cycles in the USA

Thanks guys.

Allen - good to see you corrected your, cough, English.

Any more feedback?

Cheers,

Neil

Neil Morgan is offline  
Unread 23rd November 2008, 08:01 PM   #5
GarrieWilson.com
War Room Member
 
GarrieWilson's Avatar
 
Join Date: 2006
Location: Mount Vernon, IL
Posts: 4,916
Blog Entries: 20
Thanks: 716
Thanked 595 Times in 384 Posts
Default Re: Salary / Pay Day cycles in the USA

Weekly, bi-weekly and monthly.

Most of the people I know who have "9-5s" get paid bi-weekly if it's a large company and weekly if it's small or a mom-n-pop shop. With Fridays being the norml but some do it on like the 2nd and 4th Wednesdays of the month.

Garrie

GarrieWilson is offline  
Unread 23rd November 2008, 08:04 PM   #6
Warrior Member
 
macki's Avatar
 
Join Date: 2006
Location: California
Posts: 23
Thanks: 7
Thanked 1 Time in 1 Post
Default Re: Salary / Pay Day cycles in the USA

I get paid on the 15th and the last working day of the month. The pay cutoff is 5 days before that.

macki is offline  
Unread 23rd November 2008, 08:04 PM   #7
* Telekinetic Marketing *
War Room Member
 
Jared Alberghini's Avatar
 
Join Date: 2004
Location: The Matrix
Posts: 2,163
Blog Entries: 25
Thanks: 857
Thanked 1,174 Times in 475 Posts
Default Re: Salary / Pay Day cycles in the USA

I personally get paid every day for every sale of my own products... no need to wait for me

- Jared

P.S.

Join The Future: Telekinetic Marketing
Jared Alberghini is offline  
Unread 23rd November 2008, 08:05 PM   #8
The Ethical Marketer
War Room Member
 
Michael Oksa's Avatar
 
Join Date: 2006
Location: Wisconsin, USA
Posts: 6,660
Thanks: 1,895
Thanked 3,677 Times in 1,594 Posts
Default Re: Salary / Pay Day cycles in the USA

Hi Neil,

Let's see...I've worked about 30 different jobs, mostly blue-collar or service, before giving up having a boss.

All of them either paid weekly, or bi-weekly. And either on Thursday or Friday.

Part of it may depend on if you have a specific market in mind. Hourly wage earners vs. sallaried or independent workers, for example.

All the best,
Michael


"Ich bin en fuego!"
Michael Oksa is offline  
Unread 23rd November 2008, 08:08 PM   #9
HyperActive Warrior
War Room Member
 
cclou's Avatar
 
Join Date: 2008
Posts: 121
Blog Entries: 1
Thanks: 36
Thanked 8 Times in 8 Posts
Default Re: Salary / Pay Day cycles in the USA

Hourly people are most likely to get paid weekly. Often on Fridays, but my husband gets paid on Wednesday.

Salary seems more likely to pay bi-weekly or monthly.
cclou is offline  
Unread 23rd November 2008, 08:41 PM   #10
HyperActive Warrior
 
Join Date: 2007
Location: , , .
Posts: 232
Thanks: 0
Thanked 9 Times in 9 Posts
Default Re: Salary / Pay Day cycles in the USA

1st, 15th , 10th and 25th
tiger325 is offline  
Unread 23rd November 2008, 09:20 PM   #11
Senior Warrior Member
War Room Member
 
bgmacaw's Avatar
 
Join Date: 2008
Location: Atlanta GA Metro Area, USA.
Posts: 3,621
Blog Entries: 5
Thanks: 308
Thanked 920 Times in 639 Posts
Default Re: Salary / Pay Day cycles in the USA

Most companies that use a payroll processing service like ADP get paid every other Friday. Every company I've worked for in the past 15 years or so has had this kind of schedule and it's probably the most common for non-sales white collar workers.

Large companies that have a union contract generally pay their white collar workers on the same schedule. The ones where I've done some contract work have had a 1st and 15th payment schedule.

Smaller employers in retail, food service and other places where there is a large part-time or transient work force usually pay weekly.

Commissioned sales persons and government workers, including the military, are usually paid on a monthly basis.

bgmacaw is offline  
Unread 23rd November 2008, 09:27 PM   #12
StarFleet Admiral
War Room Member
 
ShayRockhold's Avatar
 
Join Date: 2008
Location: Delta Quadrant
Posts: 2,283
Blog Entries: 11
Thanks: 1,999
Thanked 1,219 Times in 465 Posts
Default Re: Salary / Pay Day cycles in the USA

If someone gets a disability or retirement check, it is usually deposited on the 1st of the month.

Also, you can get paid on the 1st and 15th, in addition to what has already been mentioned.


"Fate protects fools, little children and ships named Enterprise" -- Cmdr. Riker [TNG - "Contagion"]
ShayRockhold is offline  
Unread 24th November 2008, 04:42 AM   #13
Senior Warrior Member
War Room Member
 
Neil Morgan's Avatar
 
Join Date: 2007
Location: Lanarkshire UK
Posts: 2,695
Thanks: 125
Thanked 375 Times in 262 Posts
Default Re: Salary / Pay Day cycles in the USA

Thanks guys!

It's interesting that most 'salaried' workers seem to get paid bi-monthly. Maybe that happens here in the UK but I've never heard of it or experienced it. Here in the UK, salaried workers get paid once per calendar month during the last few days of the month which is therefore when they have most money to spend.

I'll explain why I was asking the question.

For as long as I can remember, my sales have always been slightly lower for 2 or 3 days around the 20th of the month. It's the same almost every month and I've never been able to work out why it is. Traffic does not go down.

I'm not sure if the bi-monthly payment patterns explains it or not. Mabye there are other differences such as the date that credit card and other bills fall due.

Thanks again.

Cheers,

Neil

Neil Morgan is offline  
Unread 24th November 2008, 05:15 AM   #14
Senior Warrior Member
War Room Member
 
Join Date: 2006
Location: Alabama, USA.
Posts: 2,636
Blog Entries: 2
Thanks: 119
Thanked 447 Times in 176 Posts
Default Re: Salary / Pay Day cycles in the USA

Here is the standard for most US workers...

You get paid every two weeks. Some companies pay on specific days of the month... the 5th and the 20th while others just pay out every other Friday regardless of what day of the month it falls on.

With the 5th and 20th payments you always get 2 checks every month while with the every Friday you will end up with some months where you get 3 checks.

Although this is pretty much the standard there are countless ways people get paid. I have worked jobs where I have gotten paid every other Friday, every Friday, at the end of each day, on the 5th and 20th, and on the 1th and 15th.

It can change up quite a bit depending on what type of industry you are working in.

Btw.. as was mentioned before people getting welfare checks get paid the 1st of every month, so by the 20th money is starting to get tight.
Johnny Slater is offline  
Unread 24th November 2008, 05:28 AM   #15
Angela from Aberdeen
Registered Member
War Room Member
 
Angela V. Edwards's Avatar
 
Join Date: 2007
Location: Aberdeen, WA USA.
Posts: 4,125
Blog Entries: 3
Thanks: 54
Thanked 717 Times in 297 Posts
Default Re: Salary / Pay Day cycles in the USA

Quote:
Originally Posted by Johnny Slater View Post
Here is the standard for most US workers...

You get paid every two weeks. Some companies pay on specific days of the month... the 5th and the 20th while others just pay out every other Friday regardless of what day of the month it falls on.

With the 5th and 20th payments you always get 2 checks every month while with the every Friday you will end up with some months where you get 3 checks.

Although this is pretty much the standard there are countless ways people get paid. I have worked jobs where I have gotten paid every other Friday, every Friday, at the end of each day, on the 5th and 20th, and on the 1th and 15th.

It can change up quite a bit depending on what type of industry you are working in.

Btw.. as was mentioned before people getting welfare checks get paid the 1st of every month, so by the 20th money is starting to get tight.
Yep, you are correct. All of my jobs have been paid biweekly; usually every other friday. I work in my state's capital city, Olympia, and the State Workers get paid on the 5th and the 20th. And the people getting welfare checks get paid, as you said, on the first of the month.

Social Security checks are a bit different in that not everyone gets their check the same day of the month. They are paid out once per month based on some sort of determination which is different for each person...I can't recall what that determination is.

-----------------------------------------
[SIGPIC][/SIGPIC]

Angela V. Edwards is offline  
Unread 24th November 2008, 07:50 AM   #16
Senior Warrior Member
War Room Member
 
Neil Morgan's Avatar
 
Join Date: 2007
Location: Lanarkshire UK
Posts: 2,695
Thanks: 125
Thanked 375 Times in 262 Posts
Default Re: Salary / Pay Day cycles in the USA

Thanks again guys.

Quote:
Btw.. as was mentioned before people getting welfare checks get paid the 1st of every month, so by the 20th money is starting to get tight.
Johnny, I don't think that can be it for 2 reasons:

1. My customers tend to be business owners rather than people on welfare.

2. After the 20th (ish) the sales pick up again to their normal level.

I may just have to remain puzzled by this one!

Cheers,

Neil

Neil Morgan is offline  
Unread 24th November 2008, 09:06 AM   #17
Senior Warrior Member
War Room Member
 
Kay King's Avatar
 
Join Date: 2004
Location: Gulf Coast, USA.
Posts: 16,469
Thanks: 9,708
Thanked 9,475 Times in 4,863 Posts
Default Re: Salary / Pay Day cycles in the USA

Could be that the first paycheck of the month goes to pay the bills - and the second paycheck has disposable income in it. That's the most likely explanation I can think of.

kay
Kay King is offline  
Unread 24th November 2008, 09:09 AM   #18
Karim
 
Join Date: 2008
Location: New York
Posts: 675
Thanks: 0
Thanked 36 Times in 34 Posts
Default Re: Salary / Pay Day cycles in the USA

I would not know. I haven't collected a paycheck since March 1988. All of my income comes from my online and offline businesses.

Please do not use affiliate links in signatures
naruq is offline  
Unread 24th November 2008, 09:16 AM   #19
Senior Warrior Member
War Room Member
 
Neil Morgan's Avatar
 
Join Date: 2007
Location: Lanarkshire UK
Posts: 2,695
Thanks: 125
Thanked 375 Times in 262 Posts
Default Re: Salary / Pay Day cycles in the USA

Thanks Kay and others.

Of course, it will likely be a combination of lots of things - it's all about money coming in and money going out.

My feeling is that the 2nd pay in the month is simply boosting sales back up, whereas, in the UK, there would be no such boost because of our once-per-month structure.

Thanks - this has helped me to understand things a bit better, and hopefully others too.

Cheers,

Neil

Neil Morgan is offline  
Closed Thread

  Warrior Forum - The #1 Internet Marketing Forum & Marketplace > The Warrior Forum > Main Internet Marketing Discussion Forum

Bookmarks

Tags
cycles, payday, salary, usa

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




All times are GMT -6. The time now is 08:11 AM.