Paying Clickbank Checks in the UK

24 replies
The title pretty much speaks for itself.

Just wandered what experiences you have with paying US clickbank checks in the UK.

I have accounts at Lloyds? Any luck there?

I've read a few things on here and elsewhere from a few years ago, but didn't know if things had changed etc.

Thanks.
#checks #clickbank #paying
  • Profile picture of the author Greg McKenzie
    Unfortunately the UK banks still take your eyes out! lol

    I pay around £7 per cheque! The only option is to open a dollar account with your bank!

    Greg
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  • Profile picture of the author manicmethods
    Jeez. Which bank is it you pay £7. Also, what's the deal with the check clearing?
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  • Profile picture of the author MarkMOZ
    It's the same as everywhere mate. And for sure you can make a whole lot more than $7 or whatever it is to be able to pay for it.
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    • Profile picture of the author thedog
      Well I'm in China, so, haven't even looked into it myself... I haven't made enough on clickbank to warrant geting a check sent out.

      Also, I believe, after a couple of checks they then wire you the money?
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      • Profile picture of the author oneplusone
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        • Profile picture of the author Richard Van
          Originally Posted by oneplusone View Post

          I
          I'd recommend switching to direct deposit though as soon as you can, makes things much easier.
          This. Direct deposit. No problem.

          I was with HSBC a few years back and I believe they charged me £20 to put a cheque in and something outrageous like 30 days process it.

          That was the first and last cheque they got with dollars on it.
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  • Profile picture of the author Paleochora
    Typical UK bankers. They have to get their bonuses from somewhere, I guess.

    I was lucky to find a bank here in Greece which accepts them for free and with a fairly decent exchange rate. They take 20 working days to clear, though, and I remember the first one I took in there was passed around from one manager to another until I explained that in the USA they write the date the wrong way round.:rolleyes:

    Wouldn't it be lovely if Clickbank joined the 21st century and paid with Paypal? I mean....cheques?! Snail mail?!! That's just one step up from the Pony Express!
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  • Profile picture of the author Andyhenry
    I agree. For years I was getting charged for every cheque from CB - now I use direct deposit and get no charges.
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  • Profile picture of the author markowe
    Yeah, I got gouged a couple of times by UK banks - it was a lot more than seven quid I seem to remember.

    But while we're on the subject, I've got another question - do Clickbank cheques have the payee address printed on them? And do you think that it would make any difference if the address on the cheque didn't match the address that my bank account is registered to? I have a complicated residency arrangement, shall we say, and have a different forwarding address for CB cheques - I need to cash my first one soon and it just occurred to me that might be a problem. I know UK banks didn't used to worry about that sort of thing but a lot's changed in the last few years, with money-laundering and all that... Just wanna cash those first two cheques and then move over to direct deposit and not worry about it.
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  • Profile picture of the author Nicola Lane
    A solution to this problem is as follows:

    (Yes I checked this with clickbank and they are fine with it - but feel free to check yourself if you want)

    Set your payout to the lowest possile for the two checks that they require to be paper, as soon as you can go to direct deposit.

    Save your paper checks (Don't pay them in), then mail them back to clickbank and request that they be re-issued electronically, and that they waived the "canceled check" fee as they have the checks back so they don't need to cancel them they can simply rip them up.
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    • Profile picture of the author JJPerkins
      Don't kno whether it was just because we opened a new business account, but HSBC never "charged" for our first cheques.
      We just lost the same on conversion as we do now with the electronic payments.

      Suppose they have to make a profit somewhere :rolleyes:
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    • Profile picture of the author markowe
      Originally Posted by Nicola Lane View Post

      A solution to this problem is as follows:

      (Yes I checked this with clickbank and they are fine with it - but feel free to check yourself if you want)

      Set your payout to the lowest possile for the two checks that they require to be paper, as soon as you can go to direct deposit.

      Save your paper checks (Don't pay them in), then mail them back to clickbank and request that they be re-issued electronically, and that they waived the "canceled check" fee as they have the checks back so they don't need to cancel them they can simply rip them up.
      That's interesting! I thought the whole point of that hoop was they wanted you to cash the first couple of cheques so they could ensure you are who you say you are! So you are saying that all they want to know is you GOT the two cheques, and they are quite happy for you to send them back for cancellation?!

      I mean, that would be a handy way round my problem too.
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  • Profile picture of the author Nicola Lane
    I think clickbank just want to be sure that they have a physical address that actually reaches you. Sending a check there is a good way to be sure! LOL
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  • Profile picture of the author Gee S
    Another vote for direct deposit.
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    • Profile picture of the author Mrmuscle90
      The staff sometimes give you a funny look but they do accept them, im with halifax and they charge me £10 for converting
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    • Profile picture of the author wtatlas
      First direct charge me $7 a transaction, no matter how many separate cheques there are. I usually just keep the Clickbank cheques for a month or six weeks and then send them all at once. (I have three Clickbank accounts).

      This isn't much help if you need the Clickbank money straight away.
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  • Profile picture of the author reg45
    Banned
    Direct deposit is best as theres no ridiculous bank fees with that.
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  • Profile picture of the author Mission0ps
    Indeed it's a bummer to get charged for depositing CB checks I have a couple of CB accounts the "regular account" I get direct deposits as I'm getting checks every fortnight but the testing account I still get charged £10 for US chq deposit with santander and they gave me a hard time for a while about it too, but at least I don't have to wait for the chq to clear with them ...
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    • Profile picture of the author SamZadworny
      UK banks are useless. I remember when I earned less than 200 per week, lol and I went into overdraft, then it was my biggest mistake! When you go into overdraft more than 100pounds, they charge you 20pounds per day plus 15 at the end of the month, I had to pay them over 500pounds :/
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      • Profile picture of the author markowe
        Originally Posted by SamZadworny View Post

        UK banks are useless. I remember when I earned less than 200 per week, lol and I went into overdraft, then it was my biggest mistake! When you go into overdraft more than 100pounds, they charge you 20pounds per day plus 15 at the end of the month, I had to pay them over 500pounds :/
        Ha, doesn't sound like they're useless to me, they seem to be doing a great job for themselves Anyway, you are talking about an unauthorised overdraft, i.e. that you had not prearranged, those are always a killer. Though I agree, bank charges are ridiculous in general, that is very harsh to get charged that much...
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  • Profile picture of the author stevenschofield
    hi thanks for asking this question was wondering what happen with the Checks when they get to the uk
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  • Profile picture of the author cooler1
    At least with the check fees you can deduct it as expenses on your tax return.
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    • Profile picture of the author Daniel Evans
      Paying Clickbank Checks in the UK


      We cash cheques in the UK.
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