Credit Card For Paypal ?

Sorry, I think you should NOT have get a credit card because you don't understand how it works. Period.

Nobody ever gets paid on their credit cards. That's a complete nonsense. :rolleyes:
If you get affiliate commissions via Paypal that goes and stays in your paypal account. No, it does NOT go to your credit card... Ever.

No, I don't.
You are in a different country. ON a different continent.
Your country's regulation of banks and credit cards are different than where I live.

And as I said earlier: always pay in time whatever you bought with a credit card and they will never have a profit from your "pocket". The merchant pays the transaction fees.

This may be so, yes. But you need to check PayPal's TOS as they relate to Switzerland, because these things can (surprisingly?) vary from country to country. But presumably there's a paypal.ch site at which you can check?

Well ... it's terribly easy on matters like this for people to advise you with the best of intentions, but fail to appreciate the significance of something about your circumstances/situation, and inadvertently screw up. And you need to bear that in mind, on subjects like this.

For example, my instincts, when I read your initial post above were to disagree entirely with your father's opinion that you need a job and/or an income to get a credit-card. Because in England, where I live, that's by no means true. But then I did a little bit of internet browsing of financial sites and forums for a minute or two and now I'm much less sure. It may be that in Switzerland you really do need a job and/or income to get a credit-card. But only someone who lives locally and has been in your position can really be helpful to you. And in principle, on financial/legal subjects it's better to find out information yourself, from the appropriate sources, than to depend on second-hand information. Things can change, too, and people can easily give slightly out-of-date advice - and even that can turn out to be a major inconvenience.

Maybe you need a pre-paid credit-card, maybe not.

I know you can get "virtual credit-cards" through some companies, but it's often complicated to decide whether or not PayPal will accept them.

In any case, as Istvan says, this has nothing to do with your affiliate commissions in themselves. You may just need it in order to have a verified PayPal account into which they can be paid, I think? But then again, you may be able to link a PayPal account to your bank account and not need a credit-card per se, at all. I don't know. (And neither - probably - does anyone else who advises you here).

If all you want the credit-card for is for PayPal account-opening/upgrading purposes, you might be well advised just to go for the cheapest one, and whenever (if ever) you use it, pay off the balance in full as soon as you get the bill, and that way you won't ever be paying interest.

For a country with such a sophisticated and famous banking system, I'm getting the impression (from only a quick look-around, I admit) that Switzerland may perhaps a little "behind" some other European countries in terms of credit-card availability? Good luck!

Just get a debit card connected with your checking account and link it to your PayPal account

Rick

1. Go down to your local Sparkasse and get a Girokonto.

2. You will receive the account number and the BLZ. This is the bank account you will use to link to PayPal.

3. Your Girokonto will come with a Visa/MasterCard that is credited based on the balance of your konto. This is the credit card that you will use to link your PayPal account.