Selling My Service Here Without PayPal? What Do You Think?

Using services like 2checkout (there are others too), you won't need to have a paypal account. You can let people buy via paypal and get paid by wire transfer or check..

I recently started using 2CO as my back-up payment handler. You definitely don't need to have an account in order to purchase from someone (who is using it as their payment handler), and as others have pointed out it also allows customers to pay via Paypal!

PROS
- probably a good option for those who are unable to get a Paypal account (although - not sure what sort of requirements 2CO has for letting people in as compared to Paypal)

- great option in conjunction with Paypal since (as I've discovered) there are also a LOT of people who don't like Paypal or who just generally don't want to use them (obviously plenty of fans here on Warrior forum though) - so you can end up with more buyers (not applicable in your case since you can't get a PP account)

- nice electronic money deposit option. Money is automatically wired to my bank account (no fees) on a regular basis (you get to decide on the payment threshold).

- has some sort of built in affiliate program. I need to look into this one a bit more though.


CONS
- the user interface is VERY annoying in my humble opinion. I am used to Paypal, and was hoping for the same features. I find it very different (and not in a good way). Seems like you have to dig a bit to get specific info on each transaction (like fees you are paying etc)

-they keep a money "reserve" (small percentage of each sale) - and only pay it to you after 90 days or something like that. Guess it's to ensure against people taking off while owing them money? who knows

-it cost money to join. It was $50 way back when I originally signed up (years ago) - not sure what it is now. They also charge if you need to change the main domain for the account - and I have little doubt that they charge for a new account if you are using them for a completely different domain (they made it seem as though you could use one account for similar sites though - again, something I need to look into more thoroughly)

-the fees are higher than Paypal

-if you have to refund a purchase you get stuck with the fee! This one REALLY ticks me off - with paypal you can refund for something like 60 days and you get a full fee refund. With 2CO, once a payment is officially "deposited", they typically won't reimburse you for the fee if you need to refund.

-their "fraud check" process is really annoying. I've had a case of someone purchasing a virtual (online membership) product, being allowed access since 2CO gives the green light to my shopping cart software - then having the order not pass the fraud check. Thankfully this was simply an issue relating to the person's home address vs credit card address (or something along those lines) - not someone trying to rip me off - but it made me realize that it was something dishonest people could take advantage of.

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Based on my "CON" list it probably sounds like I hate 2CO (haha), but please keep in mind that a lot of my frustration stems from the fact that I'm a diehard Paypal fan/user and I'm just not used to the (2CO) system yet. I am starting to appreciate them more and more though!

Hope this helps!

Bentley