credit card in india?

17 replies
Hey Guys,

if anyone help me to buy a credit card that can be used online , i mean like amazon,paypal,aweber etc, i am not need debit cards and i am intersted in credit cards from banks like icici bank hdfc bank?

if anyone help me?
#card #credit #india
  • Profile picture of the author myfatcash
    Have you tried Entropay? It is not a bank but you can transfer money from your debit card to your Entropay card and shop online and even use it in PayPal and AlertPay. It is a prepaid virtual visa card. I have been using it since 2008. No fees other than loading charges (4.95%).

    Hope this helps!
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    • Profile picture of the author ronaldmd
      Originally Posted by myfatcash View Post

      Have you tried Entropay? It is not a bank but you can transfer money from your debit card to your Entropay card and shop online and even use it in PayPal and AlertPay. It is a prepaid virtual visa card. I have been using it since 2008. No fees other than loading charges (4.95%).

      Hope this helps!
      I hear PayPal rejects Entropay. Can it really be used for PayPal?
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      • Profile picture of the author Shashie
        yes ! entropay card was allowed to be used only once in my paypal account.
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  • Profile picture of the author malayalamonline
    Banned
    [DELETED]
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    • Profile picture of the author creationz
      Originally Posted by myfatcash View Post

      Have you tried Entropay? It is not a bank but you can transfer money from your debit card to your Entropay card and shop online and even use it in PayPal and AlertPay. It is a prepaid virtual visa card. I have been using it since 2008. No fees other than loading charges (4.95%).

      Hope this helps!
      I have read about this.
      visited site also
      is it safe?
      i am also looking to get credit card
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  • Profile picture of the author Abby Gibbs
    Hope there are some bank that can release credit card online for foreign individuals.
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    • Profile picture of the author hero123
      i have entro pay virtual card, i have one question, can you use entropay card for indian shopping sites ? Will they accept it?
      Can i recharge my mobile via paytm DOT com and pay using my entro pay visa card?
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      • Profile picture of the author NilNuniwaal
        Originally Posted by hero123 View Post

        i have entro pay virtual card, i have one question, can you use entropay card for indian shopping sites ? Will they accept it?
        Can i recharge my mobile via paytm DOT com and pay using my entro pay visa card?

        hey hero123

        indian shoping sites accept entropay vcc
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        • Profile picture of the author hero123
          Originally Posted by NilNuniwaal View Post

          hey hero123

          indian shoping sites accept entropay vcc

          Thanks for the reply...........
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  • Profile picture of the author sanjaysharma
    Originally Posted by Praveen Kumar View Post

    Hey Guys,

    if anyone help me to buy a credit card that can be used online , i mean like amazon,paypal,aweber etc, i am not need debit cards and i am intersted in credit cards from banks like icici bank hdfc bank?

    if anyone help me?
    why not approach HDFC bank for credit card. i opened my account with the HDFC with Rs. 10k and after than they issue me credit card and i think this facility is still available if you have proper documents in india. if you have any other question than please let me know.

    sanjay sharma
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  • Profile picture of the author NilNuniwaal
    myfatcash is right

    entropay is good i have been using it for last 8 months and i never got any problem and also i don't think paypal have any issue with entropay i buy online everything with my entropay vcc through paypal. You should check entro pay and they only charged 4.95% when you load vcc
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  • Profile picture of the author apoorv.parijat
    Go for ICICI with a FD. For less than Rs. 20,000, you can get a credit card with about 85% (of the amount) limit. So, for 20,000, you'd get a card with 17,000ish limit. That can be used literally anywhere.
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    • Profile picture of the author hero123
      Originally Posted by apoorv.parijat View Post

      Go for ICICI with a FD. For less than Rs. 20,000, you can get a credit card with about 85% (of the amount) limit. So, for 20,000, you'd get a card with 17,000ish limit. That can be used literally anywhere.
      I have icici bank savings account, if i open a FD of rs 20,000 will they give credit card straight away ? i heard that fixed deposit should be for a tenure of 180 days and after tenure they will issue credit card.....is that true? Should i wait for 6months for credit card?
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      • Profile picture of the author apoorv.parijat
        Originally Posted by hero123 View Post

        I have icici bank savings account, if i open a FD of rs 20,000 will they give credit card straight away ? i heard that fixed deposit should be for a tenure of 180 days and after tenure they will issue credit card.....is that true? Should i wait for 6months for credit card?
        No, you get it instantly. It starts working within 7 days. I got one on 24th March and it started working on 31st. I did call their customer service a couple of times but that's normal, heh.

        After 6 months or so, you can easily get the standard CC with good limit based on your transaction history, etc.
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        • Profile picture of the author hero123
          Thanks for the reply, i can open FD (20,000 rs) after logging into my icicibank account , will they send credit card to my home or should i collect it from my icici bank branch?
          I'm a student, are there any requirements for issuing credit card for me?
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          • Profile picture of the author sanjaysharma
            Originally Posted by hero123 View Post

            Thanks for the reply, i can open FD (20,000 rs) after logging into my icicibank account , will they send credit card to my home or should i collect it from my icici bank branch?
            I'm a student, are there any requirements for issuing credit card for me?
            I think you call the ICICI or HDFC call center for information. yes you can ask here on this Warrior Forum but it will take too much time for you to get all the information and solution of your confusio. just call the call center and tell their problem i think a sales representative come to your home for giving you credit card because they earn commission on selling them to you.

            sanjay sharma
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            • Profile picture of the author hero123
              Ya that's a good idea, i will call icici bank customer care.
              I have entropay virtual card linked to my paypal account , till now entropay didn't restrict my account, in future they may send e-mail as part of random security checks by asking me to send Passport copy, Photographic Drivers License, utility bill....i don't want to disclose these details to them.
              That's why i'm thinking of having credit card , i better get credit card and link it to paypal and remove entropay card.
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  • Profile picture of the author Chulbul Pandey
    bro use axis bank they are the best for online purposes and work almost everywhr...
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