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What do you use to organize your money?

by Challendge
13 replies
I've been looking into Freshbooks..anyone have other suggestions?
#money #organize
  • Profile picture of the author xaban
    mint.com of course.
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    • Profile picture of the author Joseph Robinson
      Banned
      Originally Posted by xaban View Post

      mint.com of course.
      That's actually what I was going to say lol. You can link your bank accounts, credit cards, your PayPal account, pretty much anything. I like to use the budgeting tool and set up bill reminders through them. A very convenient (and free) service.
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  • Profile picture of the author kokopelli
    Depends on your needs - business, personal, have to send out invoices, etc.

    Also, if you prefer a web solution, or something on your computer. If the latter, try GnuCash or KMyMoney, both opensource and cross-platform.
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    • Profile picture of the author simonpiemon
      I've used Quickbooks for about a decade. It's easy to learn, works well, and most importantly for me, it lead me to finding an excellent Accountant that's very happy to use it.
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  • Profile picture of the author HairyPoppins
    Thanks guys. I'm an accountants nightmare. I'll have to look into mint. I've been way too disorganized for way too long and I'm afraid it may end up costing me. Time for a new New Year resolution.
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  • Profile picture of the author x3xsolxdierx3x
    Before clicking into this thread, I was completely prepared to post about Mint. My wife and I use it religiously. It's really a great, free, online tool, that's for sure!
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  • Profile picture of the author Challendge
    Thanks for the amazing info! I have looked into mint.com already but after reading their terms and agreements feel uneasy using them as they have complete control over your data and info. Has anyone else looked into their terms or was it just me? I have lots of private and confidential data that I will be recording (including bank accounts in different countries) and want to be 100% sure that my data and info remains private and confidential, ie not sold to third party or open to the employees of mint.com
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    • Profile picture of the author Joseph Robinson
      Banned
      Originally Posted by challendge View Post

      Thanks for the amazing info! I have looked into mint.com already but after reading their terms and agreements feel uneasy using them as they have complete control over your data and info. Has anyone else looked into their terms or was it just me? I have lots of private and confidential data that I will be recording (including bank accounts in different countries) and want to be 100% sure that my data and info remains private and confidential, ie not sold to third party or open to the employees of mint.com
      I have used the service for two years now and never had a problem. Of course, there is a risk (as there always is with your personal information), so it was smart of you to consider this. You just have to decide if you are comfortable with it.

      I decided I was, and haven't been burnt yet (fingers crossed).
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  • Profile picture of the author Seth Bias
    My accountant does all my organizing. But I used to use mint.com as well its a very good service and free!
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  • Profile picture of the author YouHaveTheRightToRemain
    Originally Posted by challendge View Post

    I've been looking into Freshbooks..anyone have other suggestions?
    Bookkeeper - running quickbooks online.
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  • Profile picture of the author E. Brian Rose
    It is encouraging to see people asking about this. Most people that enter this space don't give a rats arse about book keeping and it will bite them in the butt sonner or later.

    Back to your question...

    It really depends on what your needs are. Do you have payroll?

    Somebody mentioned Quickbooks and I would concur that QuickBooks does a damn fine job for my book keeping.
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    Founder of JVZoo. All around good guy :)

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  • Profile picture of the author kokopelli
    Originally Posted by challendge

    I have looked into mint.com already but after reading their terms and agreements feel uneasy using them as they have complete control over your data and info. Has anyone else looked into their terms or was it just me? I have lots of private and confidential data that I will be recording (including bank accounts in different countries) and want to be 100% sure that my data and info remains private and confidential, ie not sold to third party or open to the employees of mint.com
    Exactly why I canceled my account there ... prefer to be in control of my own data, as far as possible.
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  • Profile picture of the author Zabrina
    I have an Open Office spreadsheet so I can look a few months into the future and have a pretty good idea what my bank balance will be. Budget (the program is actually called that) for Mac is a great envelope system program that keeps me more on track than most budgeting software, as it gives you a glance at how much money you have available to spend each month in each category. You can set it up to direct specific dollar amounts or percentages into specific envelopes each time you enter a bank account transfer from Paypal to your account. For instance, it could direct the first $50 to food, the next 30% to housing, and the remainder to a travel fund until the travel fund reaches $100, then split it evenly between your utility envelopes... you get the point.
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