I have many action scripts for creating ecovers and all use photoshop. I do covers for a lot of people but I always run across someone looking to create a cover but they don't have any cash or don't have photoshop.....usually both!
I've been in that position before, (no money no photoshop) so I can appreciate the dilemma.
Anyway, Give Away of the Day has a software app called Cover Commander, looks pretty good and just might help someone create a cover or two for themselves, without spending any money for action scripts or photoshop.
Heres the link: Giveaway of the Day - free licensed software daily. Cover Commander - Cover Commander creates professional, custom-designed virtual boxes, books, dvd-boxes, manuals, CD disks, and screenshots.
I have no idea how good it is....only know that it is free today only.