Clickbank check bounced!

Spiderpig · 03-24-2009, 10:11 PM

Hi,

Just wondering if i could get some advice, I reveieved a check from click bank for about 90 USD and deposited it into my NZ bank account, now my bank has advised me that there were not enough funds in clickbanks account to cover the deposit and have subsequently withdrawn the money, which has left me NZ account overdrawn by about $200. I have contacted click bank and they have assured me that there is no reason for this and have sent through a scanned confirmation that the check was cleared at wells fargo bank.

Anyway, Im having a difficult time resolving the issue. Has anyone had any experience with checks from click bank bouncing/dishonoured? Do you have any advice you could give me, because i feel like i am being totally ripped off.

Thanks for reading

grdesigner79 · 03-24-2009, 10:24 PM

i would just go to the branch manager and have them give you a explanation.

t! · 03-24-2009, 10:25 PM

Did you ask clickbank to provide 2 forms of ID?

Quote:

Originally Posted by Spiderpig

Hi,

Just wondering if i could get some advice, I reveieved a check from click bank for about 90 USD and deposited it into my NZ bank account, now my bank has advised me that there were not enough funds in clickbanks account to cover the deposit and have subsequently withdrawn the money, which has left me NZ account overdrawn by about $200. I have contacted click bank and they have assured me that there is no reason for this and have sent through a scanned confirmation that the check was cleared at wells fargo bank.

Anyway, Im having a difficult time resolving the issue. Has anyone had any experience with checks from click bank bouncing/dishonoured? Do you have any advice you could give me, because i feel like i am being totally ripped off.

Thanks for reading

vicone · 03-24-2009, 10:31 PM

Once you've received three paper checks from Clickbank you can go to your account at CB and change the method of payment to direct deposit; then future payments are immediately cleared as soon as they arrive in your account.

That service is available in Australia. I assume it's also available to NZ residents.

Ivan

jamesviago · 03-24-2009, 10:32 PM

ask for manager. tell them what happened. ask them what to do.

which nz bank was it?

Michael Silvester · 03-24-2009, 10:38 PM

Hi Dave,

Clickbank actually ran out of money
after they paid my commissions

Take Care,

Michael Silvester

Droopy Dawg · 03-24-2009, 10:40 PM

Clickbank writing rubber checks? That's just wrong...

Melford Bibens · 03-24-2009, 10:45 PM

I think those guys make about a $1M a day...

They are one of the few companies these days that's definately not bouncing checks.

koolwarrior · 03-24-2009, 10:46 PM

I doubt that CB is cutting rubber checks, DD. Maybe the person tried to deposit it too late...I think you only got 90 days to do something with a CB check.

Spiderpig · 03-24-2009, 10:52 PM

The bank i am dealing with was Westpac. They sent trhrough a letter saying that the check bounced. The funds were available after about 30 days but the check bounced after that period (yes..after i spent the money of course..hence the overdraft) they say that the checks can be dishonoured even after a year... i have made about a grand USD all up so i would hate to see all those bounce...

I will take your advice and talk to the manager...

also i can scan the letters/emails if anyone is interested to see the correspondence between myself and clickbank...
but be warned... things can be a real headache especially for us overseas affiliates

Trader54 · 03-24-2009, 10:59 PM

Sounds like your bank is screwing with you and blaming clickbank.

BFMedia · 03-24-2009, 11:08 PM

Yeah trust me, it certainly isn't Clickbank....like someone said before, they're one of the few places on earth that don't have ANY money worries. It's your bank. Good luck!

Tony Vercetti · 03-24-2009, 11:24 PM

Quote:

Originally Posted by t!

Did you ask clickbank to provide 2 forms of ID?

Ummm.............. WHAT??? lol

I have received several checks from Clickbank, none had any issues. Since CB says that check went thru on their end, but your bank is saying otherwise, you should ask YOUR bank to provide some proof that the check bounced.

donrock · 03-25-2009, 01:26 AM

Although my Clickbank money is now direct deposited I used to get Clickbank checks every 2 weeks and never had a problem. It may have been because they send US money and it has to be converted to NZ and some one messed it up.
Hopefully you have it straightened out now and found out it wasn't Clickbanks fault.
donrock

Dennis-White · 03-25-2009, 01:48 AM

I have never had a problem, that is really weird.. I doubt clickbank would not pay or be good for it, that really doesn't make sense hope you get it all figured out

iplusgold · 03-25-2009, 01:55 AM

Ask your bank for the dishonour report. This is a recipt/document that shows the reason for the dishonour and is legal proof of a bounced check. Then you can take that to CB and ask them to cover the costs (if indeed it did bounce).

Having said that, I highly doubt that the check bounced and I would reckon that it is a westpac stuff up with teh clearance process. Clearing international checks can take up to 90 days in SOME cases. How quickly did they bounce the check?? I suspect this is likely just an administrative screw up at Westpac.

ExRat · 03-25-2009, 02:30 AM

Hi,

JFYI - clickbank cheques can bounce - I have seen at least a couple of different threads over the years here about this - although, as far as I remember, the problems were all eventually sorted out.

Quentin · 03-25-2009, 02:59 AM

I am not sure if they bounce so much as the banks play chicken with us.

Australian and NZ banks are lothed to handle overseas money and quite often will take up to 6 weeks to put the funds into your account.

If they have any little hickup at all they just say not enough funds.

Come on Clickbank is a multi million dollar business and I am sure their bank would not bounce a $90 check.

Go into your bank and get the real reason and you will probably be given the one above.

Quentin

dumbledoor · 03-25-2009, 03:50 AM

Quote:

Originally Posted by Michael Silvester

Hi Dave,

Clickbank actually ran out of money
after they paid my commissions

Take Care,

Michael Silvester

Hah, no wonder...

David Raybould · 03-25-2009, 04:56 AM

Hi Dave,

I had a similar issue to this
about 18 months ago.

When I queried clickbank about
this they provided an image of the
check having been cleared and
returned to them.

I explained all this to my bank and
only then were they able to admit
they'd made an error when
processing it.

Frustrating times.

Hope it works out for you.

-David Raybould

Spiderpig · 03-25-2009, 05:08 AM

Thanks Peeps!

Its encouraging hearing all your advice. Still not to sure what to do but the person i am dealing with at clickbank is more than helpful, he is going to reissue the check, even after he attached a confirmation of the funds clearing at wells fargo.....very helpful...which is more than i can say for the bank... thanks though.

iw433 · 03-25-2009, 10:06 AM

Clickbank has have trouble before. I live in the good old US of A and what I do is go to their bank, Well Fargo and cash it there, no problem.

Bruce Hearder · 03-25-2009, 10:10 AM

Quote:

Originally Posted by vicone

Once you've received three paper checks from Clickbank you can go to your account at CB and change the method of payment to direct deposit; then future payments are immediately cleared as soon as they arrive in your account.

That service is available in Australia. I assume it's also available to NZ residents.

Ivan

I've recieved dozens and dozens of paper checks from CB and yet in my account it shows that the only payment option is via checque. Is there a way to enable the other payment options?

Bruce

A.Zamani · 03-25-2009, 10:16 AM

clickbank need pay though paypal...so easy

shane_k · 03-25-2009, 11:33 AM

Quote:

Originally Posted by Quentin

I am not sure if they bounce so much as the banks play chicken with us.

Australian and NZ banks are lothed to handle overseas money and quite often will take up to 6 weeks to put the funds into your account.

If they have any little hickup at all they just say not enough funds.

Come on Clickbank is a multi million dollar business and I am sure their bank would not bounce a $90 check.

Go into your bank and get the real reason and you will probably be given the one above.

Quentin

Yeah I bet that is what people thought about Enron also.

C'mon people. Clickbank is a business. It is very possible that their checks can bounce.

Sure they are making millions a month or millions a day, but we don't know if they are over extended in debt, or legal worries, or spending faster then they are earning.

My point being is having trust in a company is one thing, but having absolute blind faith is not sensible.

Shane_K

Taylor French · 03-25-2009, 11:39 AM

Quote:

Originally Posted by Bruce Hearder

I've recieved dozens and dozens of paper checks from CB and yet in my account it shows that the only payment option is via checque. Is there a way to enable the other payment options?

Bruce

In addition to having receive paper checks, you also have to have a certain number of payouts within I think it's 90 days. They have information about qualifying on their site.

Stallion · 03-25-2009, 12:28 PM

Quote:

Originally Posted by Melford Bibens

I think those guys make about a $1M a day...

They are one of the few companies these days that's definately not bouncing checks.

Why do people confuse revenue with profit? Revenue does not pay the bills.

zorus · 03-25-2009, 01:09 PM

i think this is bank issue,
in my 3th payment clickbank allow me to change from checks to ACH, so the 3th payment i got was in my virtual US account, so you only need 2 checks and then you can get the payment via ACH even in your New zeland account.
btw there are some money exchange which they buy USA checks like afex.

03-24-2009, 10:11 PM	#1
Spiderpig Active Warrior Join Date: May 2008 Location: ,Wellington , New Zealand. Posts: 46 Thanks: 38 Thanked 2 Times in 2 Posts	Clickbank check bounced! Hi, Just wondering if i could get some advice, I reveieved a check from click bank for about 90 USD and deposited it into my NZ bank account, now my bank has advised me that there were not enough funds in clickbanks account to cover the deposit and have subsequently withdrawn the money, which has left me NZ account overdrawn by about $200. I have contacted click bank and they have assured me that there is no reason for this and have sent through a scanned confirmation that the check was cleared at wells fargo bank. Anyway, Im having a difficult time resolving the issue. Has anyone had any experience with checks from click bank bouncing/dishonoured? Do you have any advice you could give me, because i feel like i am being totally ripped off. Thanks for reading
	Dave

03-24-2009, 10:24 PM	#2
grdesigner79 Warrior Member Join Date: Feb 2009 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	Re: Clickbank check bounced! i would just go to the branch manager and have them give you a explanation.

03-24-2009, 10:31 PM	#4
vicone Senior Warrior Member Join Date: Aug 2005 Location: Sydney, Australia. Posts: 1,252 Thanks: 68 Thanked 190 Times in 160 Posts	Re: Clickbank check bounced! Once you've received three paper checks from Clickbank you can go to your account at CB and change the method of payment to direct deposit; then future payments are immediately cleared as soon as they arrive in your account. That service is available in Australia. I assume it's also available to NZ residents. Ivan
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03-24-2009, 10:32 PM	#5
jamesviago Active Warrior War Room Member Join Date: Nov 2008 Location: Hamilton, New Zealand Posts: 95 Blog Entries: 4 Thanks: 10 Thanked 10 Times in 8 Posts Social Networking Contact Info	Re: Clickbank check bounced! ask for manager. tell them what happened. ask them what to do. which nz bank was it?
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03-24-2009, 10:38 PM	#6
Michael Silvester says you need to become a War Room Member Join Date: Apr 2006 Location: Australia. Posts: 2,670 Blog Entries: 4 Thanks: 354 Thanked 208 Times in 113 Posts Social Networking Contact Info	Re: Clickbank check bounced! Hi Dave, Clickbank actually ran out of money after they paid my commissions Take Care, Michael Silvester

03-24-2009, 10:40 PM	#7
Droopy Dawg Advanced Warrior War Room Member Join Date: Aug 2008 Posts: 915 Thanks: 70 Thanked 138 Times in 102 Posts	Re: Clickbank check bounced! Clickbank writing rubber checks? That's just wrong...

03-24-2009, 10:45 PM	#8
Melford Bibens HyperActive Warrior War Room Member Join Date: Feb 2009 Location: Sarasota FL... A.K.A. Paradise Posts: 170 Thanks: 1 Thanked 6 Times in 6 Posts Social Networking Contact Info	Re: Clickbank check bounced! I think those guys make about a $1M a day... They are one of the few companies these days that's definately not bouncing checks.
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03-24-2009, 10:46 PM	#9
koolwarrior Banned Join Date: May 2007 Location: Asbury Park, NJ, USA Posts: 102 Blog Entries: 2 Thanks: 11 Thanked 16 Times in 10 Posts Social Networking	Re: Clickbank check bounced! I doubt that CB is cutting rubber checks, DD. Maybe the person tried to deposit it too late...I think you only got 90 days to do something with a CB check.

03-24-2009, 10:52 PM	#10
Spiderpig Active Warrior Join Date: May 2008 Location: ,Wellington , New Zealand. Posts: 46 Thanks: 38 Thanked 2 Times in 2 Posts	Re: Clickbank check bounced! The bank i am dealing with was Westpac. They sent trhrough a letter saying that the check bounced. The funds were available after about 30 days but the check bounced after that period (yes..after i spent the money of course..hence the overdraft) they say that the checks can be dishonoured even after a year... i have made about a grand USD all up so i would hate to see all those bounce... I will take your advice and talk to the manager... also i can scan the letters/emails if anyone is interested to see the correspondence between myself and clickbank... but be warned... things can be a real headache especially for us overseas affiliates
	Dave

03-24-2009, 10:59 PM	#11
Trader54 Advanced Warrior War Room Member Join Date: May 2006 Location: , , Canada. Posts: 681 Thanks: 54 Thanked 28 Times in 27 Posts	Re: Clickbank check bounced! Sounds like your bank is screwing with you and blaming clickbank.

03-24-2009, 11:08 PM	#12
BFMedia HyperActive Warrior Join Date: Mar 2008 Location: Southern IL Posts: 111 Thanks: 42 Thanked 8 Times in 5 Posts Contact Info	Re: Clickbank check bounced! Yeah trust me, it certainly isn't Clickbank....like someone said before, they're one of the few places on earth that don't have ANY money worries. It's your bank. Good luck!

03-25-2009, 01:26 AM	#14
donrock HyperActive Warrior Join Date: Nov 2007 Location: Orcutt/Santa Maria, CA, USA. Posts: 260 Thanks: 3 Thanked 2 Times in 2 Posts	Re: Clickbank check bounced! Although my Clickbank money is now direct deposited I used to get Clickbank checks every 2 weeks and never had a problem. It may have been because they send US money and it has to be converted to NZ and some one messed it up. Hopefully you have it straightened out now and found out it wasn't Clickbanks fault. donrock
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03-25-2009, 01:48 AM	#15
Dennis-White The Marketing Dude War Room Member Join Date: Dec 2008 Location: Sunny Southern California Posts: 225 Thanks: 10 Thanked 19 Times in 16 Posts Social Networking Contact Info	Re: Clickbank check bounced! I have never had a problem, that is really weird.. I doubt clickbank would not pay or be good for it, that really doesn't make sense hope you get it all figured out

03-25-2009, 01:55 AM	#16
iplusgold HyperActive Warrior War Room Member Join Date: Jan 2009 Posts: 106 Thanks: 10 Thanked 36 Times in 17 Posts	Re: Clickbank check bounced! Ask your bank for the dishonour report. This is a recipt/document that shows the reason for the dishonour and is legal proof of a bounced check. Then you can take that to CB and ask them to cover the costs (if indeed it did bounce). Having said that, I highly doubt that the check bounced and I would reckon that it is a westpac stuff up with teh clearance process. Clearing international checks can take up to 90 days in SOME cases. How quickly did they bounce the check?? I suspect this is likely just an administrative screw up at Westpac.

03-25-2009, 02:30 AM	#17
ExRat Dare To Be Different War Room Member Join Date: Nov 2005 Location: U.K. Posts: 8,875 Thanks: 1,318 Thanked 2,807 Times in 1,041 Posts	Re: Clickbank check bounced! Hi, JFYI - clickbank cheques can bounce - I have seen at least a couple of different threads over the years here about this - although, as far as I remember, the problems were all eventually sorted out.
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03-25-2009, 02:59 AM	#18
Quentin DIY Internet Marketing War Room Member Join Date: Jul 2002 Location: Brisbane Posts: 4,883 Blog Entries: 10 Thanks: 7 Thanked 976 Times in 444 Posts Social Networking Contact Info	Re: Clickbank check bounced! I am not sure if they bounce so much as the banks play chicken with us. Australian and NZ banks are lothed to handle overseas money and quite often will take up to 6 weeks to put the funds into your account. If they have any little hickup at all they just say not enough funds. Come on Clickbank is a multi million dollar business and I am sure their bank would not bounce a $90 check. Go into your bank and get the real reason and you will probably be given the one above. Quentin
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03-25-2009, 04:56 AM	#20
David Raybould Top Gun Copywriter War Room Member Join Date: Sep 2006 Location: Old London Town, United Kingdom. Posts: 1,206 Thanks: 153 Thanked 596 Times in 141 Posts Social Networking	Re: Clickbank check bounced! Hi Dave, I had a similar issue to this about 18 months ago. When I queried clickbank about this they provided an image of the check having been cleared and returned to them. I explained all this to my bank and only then were they able to admit they'd made an error when processing it. Frustrating times. Hope it works out for you. -David Raybould
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03-25-2009, 05:08 AM	#21
Spiderpig Active Warrior Join Date: May 2008 Location: ,Wellington , New Zealand. Posts: 46 Thanks: 38 Thanked 2 Times in 2 Posts	Re: Clickbank check bounced! Thanks Peeps! Its encouraging hearing all your advice. Still not to sure what to do but the person i am dealing with at clickbank is more than helpful, he is going to reissue the check, even after he attached a confirmation of the funds clearing at wells fargo.....very helpful...which is more than i can say for the bank... thanks though.

03-25-2009, 10:06 AM	#22
iw433 Bill Skywalker Edwards War Room Member Join Date: Nov 2002 Location: Arizona Posts: 1,199 Blog Entries: 3 Thanks: 1,276 Thanked 71 Times in 60 Posts	Re: Clickbank check bounced! Clickbank has have trouble before. I live in the good old US of A and what I do is go to their bank, Well Fargo and cash it there, no problem.
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03-25-2009, 10:16 AM	#24
A.Zamani Active Warrior Join Date: Mar 2009 Location: somwhere.. Posts: 34 Thanks: 1 Thanked 2 Times in 2 Posts Social Networking Contact Info	Re: Clickbank check bounced! clickbank need pay though paypal...so easy

03-25-2009, 01:09 PM	#28
zorus Active Warrior War Room Member Join Date: Jul 2007 Location: , , . Posts: 65 Thanks: 7 Thanked 3 Times in 3 Posts	Re: Clickbank check bounced! i think this is bank issue, in my 3th payment clickbank allow me to change from checks to ACH, so the 3th payment i got was in my virtual US account, so you only need 2 checks and then you can get the payment via ACH even in your New zeland account. btw there are some money exchange which they buy USA checks like afex.