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Payment Processing question

by tonyla
13 replies
Hello,
I am having several problems with paypal. Both as a buyer and a seller. I have seen several payment processors, Jvzoo, payza.
My question is would one or both of them okay to switch to ?
Could I potentially be missing out on some revenues by not using paypal.
If someone could provide some assistance I would appreciate it. I am a little confused when it comes to this area.

I know they have declined several potential purchases I wanted to make even though I had the funds on the credit card.

Therefore some sellers missed out on revenues do to paypal.

I hope some of this makes sense.
tony
#payment #processing #question
  • Profile picture of the author seasoned
    Jvzoo isn't like paypal. I haven't seen exactly how it works, but if they collect on their site, you COULD lose business! It looks like payza will cost business also.

    Steve
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  • Profile picture of the author Paul Myers
    Ummm... Steve?

    JV Zoo accepts payments through Paypal...
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    • Profile picture of the author seasoned
      Originally Posted by Paul Myers View Post

      Ummm... Steve?

      JV Zoo accepts payments through Paypal...
      I DID say it WASN'T like paypal, and I didn't see how it worked. If they accept through paypal, then there is no concern.

      The BIGGEST problem a customer is likely to have with such a thing is giving their Credit Card number to a virtual unknown, or one with no encryption. Paypal has encryption and is known, so NO PROBLEM! ALSO, the dual payment system is bad, and paypal DOESN'T have THAT, so NO PROBLEM! payza DOES have the dual payment problem, and customers would HATE that if they have a refund, or limited funds. So that IS a problem.

      Thanks paul for the clarification, but it WAS more a clarification than a correction.

      Steve
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  • Profile picture of the author jkibbles
    Paypal is a payment processor. Payza is a payment processor. JVzoo is an affiliate interface.

    I'm not going to go into the whole Paypal sucks argument, suffice it to say that some people really like Paypal and some people really hate Paypal, and they all have valid reasons.

    As for alternatives, a search on google for "paypal alternatives" will give you pages of results. For starters, try this article.
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    • Profile picture of the author seasoned
      Originally Posted by jkibbles View Post

      Paypal is a payment processor. Payza is a payment processor. JVzoo is an affiliate interface.

      I'm not going to go into the whole Paypal sucks argument, suffice it to say that some people really like Paypal and some people really hate Paypal, and they all have valid reasons.

      As for alternatives, a search on google for "paypal alternatives" will give you pages of results. For starters, try this article.
      I think the people that MOST hate paypal are VENDORS! Some have a misunderstanding, or break terms, and paypal places restrictions. SOME get caught in the cross fire.

      But the idea of knowing it is a big company that is well known, and isolates nearly all private info from the third party(AKA vendor) sites, IS a selling point!

      So YEAH, I hate what paypal has supposedly done with some, but stll appreciate the isolation. I used that JUST TODAY!

      Steve
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      • Profile picture of the author jkibbles
        Originally Posted by seasoned View Post

        I think the people that MOST hate paypal are VENDORS! Some have a misunderstanding, or break terms, and paypal places restrictions. SOME get caught in the cross fire.

        But the idea of knowing it is a big company that is well known, and isolates nearly all private info from the third party(AKA vendor) sites, IS a selling point!

        So YEAH, I hate what paypal has supposedly done with some, but stll appreciate the isolation. I used that JUST TODAY!

        Steve
        I'm actually on the side of those that don't really have a problem with Paypal. They've never restricted my account, they've never given me or my purchasers any problems, and all in all they've been pleasant to deal with when I did run into any issues.

        On the other hand, I've seen second hand the havoc they can wreak by slapping an uncalled for restriction on a merchant, so I understand those that don't like them.
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        • Profile picture of the author seasoned
          Originally Posted by jkibbles View Post

          I'm actually on the side of those that don't really have a problem with Paypal. They've never restricted my account, they've never given me or my purchasers any problems, and all in all they've been pleasant to deal with when I did run into any issues.

          On the other hand, I've seen second hand the havoc they can wreak by slapping an uncalled for restriction on a merchant, so I understand those that don't like them.
          So we think ALIKE, and have the same experience, there! Although I HAVE noticed MANY that complain about paypal eventually let it slip that they did something unethical or illegal, and then I go ***OHHHHH*** you WERE at fault! So it makes me wonder if many of those that complain are legit.

          Steve
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  • Profile picture of the author Adie
    The question is actually wrong. You can't utilize the full potential of jvzoo is you are not using paypal. Payza takes only less than 5% of market share so you are losing almost everything by not using paypal.
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  • Profile picture of the author jerrywhyte
    Plimus and e-Junkie are good alternative
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    • Profile picture of the author Deji
      Originally Posted by jerrywhyte View Post

      Plimus and e-Junkie are good alternative
      With e-junkie, you are accepting payments through your own paypal account. He already said he has problems with paypal both as a buyer and as a seller. Therefore e-junkie cannot be an option. He could try Plimus though. An advantage of Plimus is that they will accept Paypal payments on your behalf through their Paypal account and send you a check when due.
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  • Profile picture of the author syda
    I've been using 2checkout after paypal closed my account without any explanations.. With 2checkout, you can accept credit cards and also paypal without having a PP account yourself. However, it doesn't work exactly like paypal, or Payza for that matter, you can't use the money instantly and have to wait for your weekly payouts.
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  • Profile picture of the author Tad 100
    Right now I am using Clickbank because most payment processors don't like info products from get rich niche.
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    • Profile picture of the author Jennifer Willapana
      Paypal is the big boy on the block, for now we kinda have to play nice with them. I'm hoping they get some competition. They will, just a matter of time.
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