Any other "free" ways to accept credit cards other than PayPal?

by Dexx 12 replies
Hey Gang,

Just starting up a new website for local businesses and I'd like to collect credit card payments...

is there any other options than PayPal that would allow me to accept payments by credit card etc?

I don't want to pay hundreds of dollars for a merchant account setup etc. until I am actually seeing a profit...which makes paypal-style services a great option!

Any suggestions for similar services?
#main internet marketing discussion forum #accept #cards #credit #free #paypal #ways
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  • Profile picture of the author SeanSupplee
  • Profile picture of the author Aaron Moser
    Go with 2checkout
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  • Profile picture of the author Janus
    I've with PayPal for both the simplicity and the payment security. Never have to worry about financial details being compromised and the related liability. Once I do more volume and more knowledge then I plan to pick up an additional credit card system so I'm not totally dependent on them.

    Pat
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  • Profile picture of the author Michael L Price
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  • Profile picture of the author SeanSupplee
    Because 2checkout will cost you under $100 to set up and will accept all types of credit cards. Other wise if you want free with a little less security then paypay I would say Alertpay
  • Profile picture of the author Lisa Copen
    Two other options:
    1. Google Checkout - works very similar to PayPal - one of my clients is using this and seems to like it.
    2. Amazon Payments - just looking into this one myself, but it looks like you can integrate Amazon payment buttons into your website, and anyone with an Amazon account (which is anyone who has ever bought something from Amazon.com) is already signed up to use it.

    Lisa
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  • Profile picture of the author Dexx
    Two reasons I want to avoid using PayPal:

    1) Many many many horror stories of PayPal freezing accounts without warning due to too much money coming in etc. and it takes 6 months+ to ACCESS that money afterwards (that could bankrupt someone who has to pay bills!)

    2) I don't like how when customers go to pay, the first screen shows the option to enter your paypal login information and you basically have to search the screen for the "Don't have paypal? Click here to continue?" and THEN goes to the screen for credit card info

    I would rather a payment processor that when the customer goes to pay, it brings them directly to the secure form to enter their payment details...

    if 2CheckOut does this, then I could handle paying $50 or so for it...

    I just don't want to pay $400+ to setup a merchant account with my bank or anyone right now
  • Profile picture of the author Dexx
    Ooo just found the CNNMoney.com list of 5 paypal alternatives:

    5 PayPal alternatives - Digital River (1) - FORTUNE Small Business
  • Profile picture of the author Janus
    I think you always want PayPal as an option due to the trust factor they have with a huge consumer base. Without them I think you miss a lot of potential sales. Also go with 2CO eventhough their rates are about twice PayPals but then you'll always have the option of dropping them if needed.

    Pat
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    • Profile picture of the author Dexx
      Originally Posted by Janus View Post

      I think you always want PayPal as an option due to the trust factor they have with a huge consumer base. Without them I think you miss a lot of potential sales. Also go with 2CO eventhough their rates are about twice PayPals but then you'll always have the option of dropping them if needed.

      Pat
      2CO allows PayPal as an option along with credit cards...if that helps
  • Profile picture of the author Dexx
    hrmmm I'm actually starting to learn towards AlertPay over 2CheckOut...


    Anyone have thoughts on either of these two?

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