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Getting a USA bank account for paypal - non usa resident

by maren
3 replies
When I lived in the USA I had a paypal account and I could send and receive payments like everyone else.

Now that i've moved back to my country in the caribbean I opened a new paypal account from which i can send payments all day but paypal accounts from my country are not yet approved to receive payments This means so affiliate payments. No ebay payments or sales.

So I tried signing up for a bank account online but the only qualification I cannot pass is to show documentation, like a utility bill in my name, to verify my usa address. If I have a usa bank account I would be able to open a usa based paypal account.

I plan on moving back to the usa within 4 months but not having paypal is kind of an obstacle right now as I need to generate the money to make the move.

I already have a ssn and i can use my friends mailing address. My friend will also collect my checks and my debit card when they arrive in the mail, so i'm set with that part.

Any ideas on how I can get a legit USA bank account?
#account #bank #paypal #resident #usa
  • Profile picture of the author CyberAlien
    Is there a reason you can't just keep using the same PayPal account you had setup when you lived in the US?
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  • Profile picture of the author milla04
    When opening accounts in your personal name, there are so many restrictions, i.e proof of address, vising the bank in person and other painful things bank like to create.

    Why dont you create a business entity for your online business? NM, Delaware are a perfect fit. NM would be best though, becuase you would not have to maintain, no paying taxs, sales taxes or renewal of entity. All one would have to pay is registered agent fee which ranges from $50-$99 a year.

    Once you have your articlesa SSN and EIN (which can all be done within 2 weeks,) you can contact a bank and they will open you a bank account within 72 hrs.

    It would be a 72hrs for you because you have a SSN, if you didnt it would take 2 weeks.

    Hope this helps
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  • Profile picture of the author joekoffi
    This might be helpfull I will give you detailed guide to open a US bank account as a non resident for $3 : enstine - SEOClerks
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