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Auto Responder

by RyanGillam
17 replies
Is there one that will charge in £ as opposed to $? My bank adds a £5 charge on for every non-pound transaction. I would prefer Aweber but I can't see the option to be billed in a different currency.
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  • Profile picture of the author Ledux
    I haven't actually seen any of the biggest autoresponders charging in pounds, but you might try to ask them for an option like this, but it's very unlikely.
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  • Profile picture of the author twister85
    Try mailchimp, I heard that they transacts in 14 currencies.
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  • Profile picture of the author Dietriffic
    Hi Ryan. What bank are you using for your business account? I've never run into any issues like this, except fees for foreign cheques (that's 'checks' for the rest of you ).
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    • Profile picture of the author RyanGillam
      Originally Posted by Dietriffic View Post

      Hi Ryan. What bank are you using for your business account? I've never run into any issues like this, except fees for foreign cheques (that's 'checks' for the rest of you ).
      Natwest, they have charged as little as £2 and as high as £5 for processing foreign currency transactions. It only occurs on my business account and not my personal. I was tempted to put through transactions on personal then bill to my business but HMRC said I can't do that.
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      http://ryangillam.com/ryan-gillam-ltd-writing-services/
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      • Profile picture of the author Alexa Smith
        Banned
        Originally Posted by RyanGillam View Post

        I was tempted to put through transactions on personal then bill to my business but HMRC said I can't do that.
        I'm extremely surprised to hear that. I'm not an accountant, and have no wish to have an argument with HMRC but I know people who've been told the opposite, and people who routinely do that.

        May I ask what reason, reference or evidence someone in HMRC offered for this very strange-sounding "rule"?
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        • Profile picture of the author curly sue
          i use prepaid credit cards, i never seem to get charged extra, no. just use alternative method of payment.
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        • Profile picture of the author agmccall
          When you help someone or take them on as a client, if you do not set their expectations then they will set them for you

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        • Profile picture of the author RyanGillam
          Originally Posted by Alexa Smith View Post

          I'm extremely surprised to hear that. I'm not an accountant, and have no wish to have an argument with HMRC but I know people who've been told the opposite, and people who routinely do that.

          May I ask what reason, reference or evidence someone in HMRC offered for this very strange-sounding "rule"?
          They didn't come out straight and say it. When I asked them about it though (I was regularly paying for stuff out of my personal account) they said that doing things like that regularly can look a little bit odd to them and perhaps I should slow it down.
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          • Profile picture of the author Alexa Smith
            Banned
            Originally Posted by RyanGillam View Post

            They didn't come out straight and say it.
            My unqualified guess is that they can't, either, because it isn't actually there to be said/claimed/referenced, and you're perfectly entitled to do that, if you want to. And you certainly have a good enough reason to want to, don't you? (And one they should understand, surely?).

            Possibly I'm mistaken, but I think a conversation with an accountant will help you, Ryan.
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  • Profile picture of the author winsoar
    Are you paying using a visa card? A £5 charge is ridiculous!!
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    • Profile picture of the author RyanGillam
      Originally Posted by winsoar View Post

      Are you paying using a visa card? A £5 charge is ridiculous!!
      Yes I am. I think it is because I am using a business account, after all, if you can get extra money out of a business why wouldn't you? It sucks because I have transactions in a number of different currencies fairly regularly (SEK and USD being the big ones) which does eat into my profits a tad.
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      http://ryangillam.com/ryan-gillam-ltd-writing-services/
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  • Profile picture of the author winsoar
    Lloyds TSB do not charge, they just convert $ to £.
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