Paypal ask me for SSN

Profile picture of the author yukinara by yukinara Posted: 02/22/2013
Ok, I'm running into a situation here, and I need your help. Today Paypal send me an email asking for my SSN. I know that email is legit because it shows in my account too.
Now here is the main problem: I used paypal before, and I got kicked out after I gave them my EIN and TaxID ( I don't have SSN). So now, if I enter the same number, they will limit the new account for sure. I have read that Paypal have to report to the IRS if an account reach both milestone: $20,000 and 200 transaction. My account get 150+ transactions and of course, way below that $20,000 limit.

So, what if I just leave my PP account like that, will they limit the new account? I use PP only for selling on eBay, and all of my items are legit. But last year, they suddenly limit my account for no reason, despite the fact that I did provide all of my documents. So now, I want to switch to Moneybookers and Propay to receive money, and only use Paypal for shipping.
#paypal #ssn

  • Profile picture of the author Broyde
    Broyde
    If you just leave it, is not going to fix the problem...Just let them know what the situation is, and work to having it resolved properly so that in the future there would not be a problem.
  • Profile picture of the author vick2011
    vick2011
    You should call them up, and talk to them. It's the best way !
  • Profile picture of the author cashcow
    cashcow
    Originally Posted by yukinara View Post
    I used paypal before, and I got kicked out after I gave them my EIN and TaxID ( I don't have SSN)
    Do you guys really thinking calling paypal is going to solve this? The OP already got kicked out once before and now is faced with having to give them the same tax ID. Sounds like a red flag to me.
  • Profile picture of the author Heart Cardio
    Heart Cardio
    I am not sure if calling would be the best way or not to handle this. But then again if you did not follow their rules the first time or did not make the time to call, then that is why you were kicked off. Maybe it would be best to call and just see what they have to say.
  • Profile picture of the author Alex Blades
    Alex Blades
    Sounds like you are giving them false information. If you not willing to give them your ssn, then don't be surprised if they shut it down again.
  • Profile picture of the author Troy_Phillips
    Troy_Phillips
    Yeah .. if they shut you down before the same numbers will get it shut down again.
  • Profile picture of the author Farish
    Farish
    Originally Posted by yukinara View Post
    Ok, I'm running into a situation here, and I need your help. Today Paypal send me an email asking for my SSN. I know that email is legit because it shows in my account too.
    Now here is the main problem: I used paypal before, and I got kicked out after I gave them my EIN and TaxID ( I don't have SSN). So now, if I enter the same number, they will limit the new account for sure. I have read that Paypal have to report to the IRS if an account reach both milestone: $20,000 and 200 transaction. My account get 150+ transactions and of course, way below that $20,000 limit.
    The 20,000 and 200 transactions is for a 1099K.

    If you make more than 600 a year Paypal is required to report you unless you are corporation or llc with a standard 1099.

    These are two different situations.

    So, what if I just leave my PP account like that, will they limit the new account? I use PP only for selling on eBay, and all of my items are legit. But last year, they suddenly limit my account for no reason, despite the fact that I did provide all of my documents. So now, I want to switch to Moneybookers and Propay to receive money, and only use Paypal for shipping.
    Do you live in the United States? If yes then you need to get a social security number for income earned. The only way your business can get around this if you open up a corporation or llc. The tax ramifications can be greater though with this scenario.

    Though to me it sounds like you are faking it and stating you are a corporation or llc, but is not and you are getting flagged for it.
  • Profile picture of the author yukinara
    yukinara
    For more information: No, I'm not a US citizen. Yes, I have an LLC and I have been doing business for 3 years. I always use my real name. I live in the US and always pay my tax on time. Last time, everything on my PP and eBay accounts are real. I gave them my TaxID number and EIN because I trust that it would be a lasting business. But no, one day they decide to limit my account. I tried to prove to them that 100% of my income is from selling legit items from eBay. I asked them for a real reason why my account for limit, no one told me why. I sent every single document they wanted, nothing solved. They froze my hard earned money, and I got stuck with a few thousand dollar of goods in the warehouse.

    "just calling them" you said? Well, next time know what you are talking about before giving out 'advice'. First, the business world is not black and white. Even when I'm legit, they don't know me, and if they feel like shutting down my account, they will do it. That is the way PP operate. Second, if that truly work the first time, do you think I would lose an account with hundreds of positive feedback and 99% rating?
  • Profile picture of the author salegurus
    salegurus
    If you are living in the US how can you not have a SSN?

    Originally Posted by yukinara View Post
    "just calling them" you said? Well, next time know what you are talking about before giving out 'advice'. First, the business world is not black and white. Even when I'm legit, they don't know me, and if they feel like shutting down my account, they will do it. That is the way PP operate.
    1. You posted a question on a forum, you will undoubtedly get all sorts of answers, some you won't like, that's life...
    2. Yes, that is the way Paypal operates, they are a business after all and have to protect themselves and their customers from people who are shall we say less than truthful or who provide false information...
  • Profile picture of the author deu12000
    deu12000
    You have an LLC, but do you have an ITIN? If you don't have a social security number, you might be able to get away with using an ITIN for PayPal. I'm not 100% sure if they accept them since not all banks accept them (and they claim to not be a bank).

    Edit: I re-read your original post you said you gave them your tax ID which would be an ITIN. You have to tell them straight out it's a taxpayer ID number and you're a foreign national. They might or might not accept it.
  • Profile picture of the author yukinara
    yukinara
    Originally Posted by salegurus View Post
    If you are living in the US how can you not have a SSN?
    Simply because I'm an international student. They only issue SSN to working people. Since I'm self-employed, I'm not entitled for an SSN.


    @deu12000: in the original post, I did say that if I use the same ITIN, they will limit the new account again. At least their system is smart enough to detect that.
  • Profile picture of the author x Travis Ingram
    x Travis Ingram
    Originally Posted by yukinara View Post
    Ok, I'm running into a situation here, and I need your help. Today Paypal send me an email asking for my SSN. I know that email is legit because it shows in my account too.
    Now here is the main problem: I used paypal before, and I got kicked out after I gave them my EIN and TaxID ( I don't have SSN). So now, if I enter the same number, they will limit the new account for sure. I have read that Paypal have to report to the IRS if an account reach both milestone: $20,000 and 200 transaction. My account get 150+ transactions and of course, way below that $20,000 limit.

    So, what if I just leave my PP account like that, will they limit the new account? I use PP only for selling on eBay, and all of my items are legit. But last year, they suddenly limit my account for no reason, despite the fact that I did provide all of my documents. So now, I want to switch to Moneybookers and Propay to receive money, and only use Paypal for shipping.
    By the looks of it you are under 18 because you seriously don't have your SSN? If you don't then get it! If you can't then convince your parents to get a full verified account and for you to have a student account AND they allow you to use their account. I did that to because my mom knew PP limited a shit ton of things on student accounts.
  • Profile picture of the author Rob Whisonant
    Rob Whisonant
    Does your student visa allow you to legally work off campus or run a business on US soil? Do you hold F-1 status? If so, what does your F-1 status allow for?

    Just thinking that could be what PayPal is having a problem with.

    Re's
    Rob Whisonant
  • Profile picture of the author OrangeBull
    OrangeBull
    Originally Posted by yukinara View Post
    Simply because I'm an international student. They only issue SSN to working people. Since I'm self-employed, I'm not entitled for an SSN.


    @deu12000: in the original post, I did say that if I use the same ITIN, they will limit the new account again. At least their system is smart enough to detect that.
    Actually, absent the right to an SSN, you aren't entitled to act as a self-employed individual in the United States. Welcome to one of many lands of red tape.

    Citizenship and nationality laws are the bane of international business.
  • Profile picture of the author yukinara
    yukinara
    I think the topic has started to get sidetracked to my status and age. I'm 26 years old, and that F1 status has nothing to do with business. PP never ask for that. F1 status doesn't allow student to work for other people(engaging in employment), but there is no place in the law say that students can't incorporate or own a business. There is a fine line between owning a business and being employed. I asked the people at the IRS, and they said I can do business just fine, as long as I pay income tax like everyone else, and I have been doing this for three years.

    Sorry, I don't want to sound negative, but I think it start to get into things that has nothing to do with the current issue. Let me sum it up real quick. Yes, I'm just another person trying to do business. What Paypal want is an SSN or TaxID to report to the IRS when an account hit both milestone: $20,000 and 200 transactions. I already gave them that in the previous account, but they limit that one. So if I give them again, they will cross that number with the old account and limit the current one. My F-1 status has nothing to do with this, and my age of course is not the factor. I don't want to sound mean, but now I have to explain things that a seasoned PP user should know. It is NOT about age or status. It is about PP reporting income to the IRS, and they need my TaxID, but I don't want to give it to them because it links to the old account. That's it, simple.
  • Profile picture of the author yukinara
    yukinara
    the first account I lost was business, and of course this one is not, because if it's business, then it's the whole business name and EIN again. I don't want to create another LLC just to deal with PP, there will be loads of explanation to do with the IRS.

    Unfortunately, the first account was limited permanently, and until now I have no idea why.
  • Profile picture of the author Rob Whisonant
    Rob Whisonant
    Originally Posted by yukinara View Post
    the first account I lost was business, and of course this one is not, because if it's business, then it's the whole business name and EIN again. I don't want to create another LLC just to deal with PP, there will be loads of explanation to do with the IRS.

    Unfortunately, the first account was limited permanently, and until now I have no idea why.
    The bottom line is you are crap out of luck. If you can't or will not provide what PayPal wants they are not going to do business with you.

    All PayPal accounts have to be properly documented according to THEIR rules.

    Maybe get a merchant account from a bank in your country. If that's not an option, then maybe just concentrate on school and start a business once you move back to your country?

    Re's
    Rob Whisonant
  • Profile picture of the author goodfella22
    goodfella22
    Move on and create another account with paypal. I would suggest checking out a book called banned from ebay to get help with that.
  • Profile picture of the author cratos
    cratos
    You know what. If you keep running into situations like this with PayPal you should
    Definitely get another merchant account like authorize.net. PayPal is a waste of time. Change your merchant account
  • Profile picture of the author awledd
    awledd
    Curious about myself. Mine not verified and a transaction of 2000+ usd. more than 5 yrs account. Will they shut me down? Only recently they displayed a banner that prompts to add bank acct. I don't know what to do?

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