Clickbank direct deposit & UK bank account

Hi! I have recieved 3 clickbank checks and now i can choose direct deposit option. But here is a problem I'm living in Latvia (small country in north east europe) and clickbank do not support my country for direct deposits. So I thought that I could simply change payee name and all information in my clickbank account to my sister's name (she lives in UK now) and then she could recieve my money and then wire to my bank. Problem is when i asked for all information she don't know account type savings or checking (you need to choose this option when choose direct deposit option) she told she have classic account in Lloyds TSB bank. I think that it is checking account but not 100% sure. Can anyone confirm that?
Also I was thinking to open bank account in any of these EU countries:
UK
France
Germany
Austria
Belgia
Netherlands
Spain
And then I can get money from clickbank very fast and i don't have to wait 2 months and more. Best opton could be UK bank account but I'am not sure if I'm not UK resident can i open UK bank account??? The same question for other countries listed above?
Thanks in advance for any answer.
I apologise if this message is not in right thread.