I Am Totally SCREWED!!!!!!!!!!!! I Might As Well Just Give Up!!

by 101 comments
Alright Warriors

You're going to have to bear with me because I am seriously having one of those days, where I'm thinking whats the sodding point. You Just Might As Will Give Up Completely If You Are Not Allowed To Use Paypal To Accept Payments from customers.

I was just in the process of setting up two websites, one was going to be a coaching website and another was going to be sort of a deal blog/website

My Paypal got permantly shut down two years ago. So I can never use them ever again. However alot of membership scripts, affiliate based comission compays (JVZOO) uses paypal..

I know there are merchant account but most of them wants to charge something per month to use. But as yet I don't have any members etc...

2checkout now doesn't allow you to sell ebooks/videos that you have got resale rights to..

I know I need something that will even still accept payments from people using paypal.

Btw I am based in the UK

I'm just having a nightmare at the moment.. I want to get things finally up and runnning by the weekend.. But now I'm feeling not a chance..
#internet marketing #give #screwed #totally
  • Profile picture of the author John Atkins
    Why not use clickbank?
    • Profile picture of the author Alexa Smith
      Originally Posted by John Atkins View Post

      Why not use clickbank?
      For the same reason he can't use 2Checkout, I think: it seems he just has "resale rights" to whatever he's hoping to sell.

      You might be able to use "ClickSure", though, Byron, if you're willing to do business with them: they're based in China and seem to accept absolutely anything and everything that other networks won't touch for a variety of ethical/legal/other reasons (which may be why they've had their own PayPal account limited).Could be worth investigating, though? Good luck!
    • Profile picture of the author Byron_Wells
      Originally Posted by John Atkins View Post

      Why not use clickbank?
      I believe there is a $50 sign up fee.. Then I have heard that there fees for admin are quite high...


      Also not sure if I will be able use clickbank for my deal blog/website where I am selling products that have got master resale rights to... I know I could use it for my membership site part
    • Profile picture of the author Michael Harris
      Hey Byron,

      I know that feeling of "I HAVE to launch my site by X date"

      Sometimes for me it is so intense, it shuts me off to "answers"

      It's like, there could be a tidal wave coming, but I've just gotta get my site "Live"

      There are ways around your situation..

      What about a paypal account using another member of your family's name..

      I recently opened a paypal account here in the UK (2 months ago) and managed
      to jump through all their hoops to get it verified so I could receive payments with no limits in 2 working days..

      Hang in there mate and NEVER give up..
  • Profile picture of the author Joel Young
    Originally Posted by Byron_Wells View Post

    My Paypal got permantly shut down two years ago. So I can never use them ever again.
    Are you saying your account was not only shut down but you are also permanently banned from PayPal?? Is that even possible? You can't open another account?
  • Profile picture of the author datingworld
    Byron, I think the best way is to use family members account for this reason. I personally know some people who are doing it because for one reason or another paypal have banned them.
    • Profile picture of the author mrdomains
      Originally Posted by datingworld View Post

      Byron, I think the best way is to use family members account for this reason. I personally know some people who are doing it because for one reason or another paypal have banned them.
      That is awful advice.

      In 99% of the cases there is always a reason why you get banned, shut down, closed, excommunicated or in any other way cast out from something. You broke the rules. tried to shortcut, game a system or simply didn't take the time to LEARN the rules and fumbled your way to a ban.

      Using someone else- specially a relative - as a workaround is pure egoism. What happens when the ban hits them by your actions? (yes it will happen again)

      This is the same mentality where people take credits on their kids because they can't get their own (for good reason).
  • Profile picture of the author kenzo22
    Why don't you ask someone trusted who doesn't use PayPal to create and account for you? I think you won't have any problems because of that.
    • Profile picture of the author Byron_Wells
      Originally Posted by kenzo22 View Post

      Why don't you ask someone trusted who doesn't use PayPal to create and account for you? I think you won't have any problems because of that.
      I asked my mum ages ago and she didn't want to know... I haven't really got any other business partners at the mo. No one else believes in what I am doing online will make money apart from my WIFE
  • Profile picture of the author curationsoft
    the best solution would be to create another paypal account. if there's a wheel, there's a way!
    • Profile picture of the author Joel Young
      Originally Posted by curationsoft View Post

      ...if there's a wheel, there's a way!
      Wheel??

      Are you related to this person? lol

      This is the second time today that the phrase, "If there's a will, there's a way" has been misspoken. So surreal....
    • Profile picture of the author DeborahDera
      Couldn't you form your business into an LLC and then open a business account with the business name/EIN number? That would not really be in "your" name and it would prevent a friend or family member from having your income look like their income when tax time rolls around.
  • Profile picture of the author nrupen
    If checkout process is your problem try using Google Checkout
  • Profile picture of the author brutecky
    You have been banned from Paypal for 2 years, but your setting up a coaching website. So if you plan on doing coaching Im going to assume that you must have been doing IM during the last 2 years right? So what have you been using? Use that. Or are you just planning on having a coaching website when you have done nothing for the last 2 years?
  • Profile picture of the author Brian Tayler
    I'm a little confused how someone who is going to offer coaching (to ANY community) cannot afford the $5-$30/mo for a merchant account?

    But anyway... I use stripe.com and it works quite well.

    Here's a little chart of the "free" (no monthly payment, processors I came up with)

    Code:
    Processor                            Percentage	                 Plus Transaction Fee
    Payza (AlertPay)                   2.50%                        $0.25 
    Stripe.com                           2.90%                        $0.30 
    Google Checkout                   2.90%                        $0.30 
    Paypal	                         2.90%                        $0.30 
    RegNow (mycommerce.com)    4.90%                        $1.00 
    2Checkout (2co.com)             5.50%                        $0.45 
    Clickbank                             7.50%                         $1.00
  • Profile picture of the author garyv
    Just about everyone that does enough business eventually gets hit with the paypal ban. The company is borderline illegal with their business practices. However unfortunately they are still a necessity to get your full potential out of a pay website.

    I've been banned several times but that does not stop me from getting new accounts. And I do not feel one iota of guilt for doing it. Because I did not do anything wrong in the first place to deserve a ban. A Majority of their bans happen when you have a sudden influx of business. It's like an automatic software trigger, and it's complete BS. Plus when they do ban you or suspend your account, they hold your funds for up to 6 months, which in the real banking world IS illegal.

    So no, I absolutely have no problem circumventing their rules - because they circumvent the rules themselves.

    The best way to do it is to get a business license or some form of tax ID for your business. I don't know how they do it in the UK - but here in Illinois we can apply for a tax ID number online free of charge - and you can get one new one every day. Then you go to paypal and get a business account. Then you'll also have to change your physical address. There are many places online where you can rent temporary mailing addresses. And then finally you'll need to change your computer's IP address from the one that you used for your previous paypal accounts. You can usually do this by resetting your modem - but you'll have to check this on your own system.

    There are a few things they usually track to link accounts together, they are:
    -Physical Address
    -Tax ID number
    -IP Address
    -Any credit cards or bank accounts linked to the account

    Right now I'm on my 4th paypal account and this one has been going strong now for probably 5 years. It's a pain in the rear, but you learn to live with it.
  • Profile picture of the author Thomas Smale
    After reading this thread, I seriously hope you reconsider offering "coaching" when you don't even have $50 to open a Clickbank account.

    Save up $50, open a Clickbank account, sell some of your products and once you've made a few hundred thousand you could consider offering coaching. I know the WF mentality is for any idiot to create a "product" but it's not a good idea to charge people for coaching if you can't even figure out how to process payments.
    • Profile picture of the author Byron_Wells
      Originally Posted by Thomas Smale View Post

      After reading this thread, I seriously hope you reconsider offering "coaching" when you don't even have $50 to open a Clickbank account.

      Save up $50, open a Clickbank account, sell some of your products and once you've made a few hundred thousand you could consider offering coaching. I know the WF mentality is for any idiot to create a "product" but it's not a good idea to charge people for coaching if you can't even figure out how to process payments.
      Clickbank is for the membership site only.. What about the deal site???
  • Profile picture of the author Byron_Wells
    ok I might be able to use clickbank for the membership site one.. But what about the deal website that I was thinking about doing??
  • Profile picture of the author smith33122
    It's really easy to get another or multiple paypal account - all you need is a new bank account coop etc, a new email address and a new mobile telephone number.

    I found that I needed a new account when I got scammed on ebay and it was not difficult to setup first I got the new ebay account and then I got the new paypal account.

    Kind regards
    • Profile picture of the author Byron_Wells
      Originally Posted by smith33122 View Post

      It's really easy to get another or multiple paypal account - all you need is a new bank account coop etc, a new email address and a new mobile telephone number.

      I found that I needed a new account when I got scammed on ebay and it was not difficult to setup first I got the new ebay account and then I got the new paypal account.

      Kind regards
      My wife has already got an account at the same address which is currently unverified.. If I upgraded it to business what will happen then? Will paypal shut it because of my account??

      At the moment we are only buying stuff not selling anything
  • Profile picture of the author dayus444
    Originally Posted by Byron_Wells View Post

    Alright Warriors

    You're going to have to bear with me because I am seriously having one of those days, where I'm thinking whats the sodding point. You Just Might As Will Give Up Completely If You Are Not Allowed To Use Paypal To Accept Payments from customers.

    I was just in the process of setting up two websites, one was going to be a coaching website and another was going to be sort of a deal blog/website

    My Paypal got permantly shut down two years ago. So I can never use them ever again. However alot of membership scripts, affiliate based comission compays (JVZOO) uses paypal..

    I know there are merchant account but most of them wants to charge something per month to use. But as yet I don't have any members etc...

    2checkout now doesn't allow you to sell ebooks/videos that you have got resale rights to..

    I know I need something that will even still accept payments from people using paypal.

    Btw I am based in the UK

    I'm just having a nightmare at the moment.. I want to get things finally up and runnning by the weekend.. But now I'm feeling not a chance..
    why are u so bent on resale rights ebooks then? How about creating a brand new ebook from scratch?
  • Profile picture of the author JeanneLynn
    Can you incorporate your business and open a new Paypal account that way?
  • Profile picture of the author SandraLarkin
    Byron,


    You can use Wepay.com - the SAME exact thing as paypal and works better in my opinion or payza.com


    These are both wonderful alternatives.


    Less fees, and faster withdralwls half the time.
    • Profile picture of the author Byron_Wells
      Originally Posted by SandraLarkin View Post

      Byron,


      You can use Wepay.com - the SAME exact thing as paypal and works better in my opinion or payza.com


      These are both wonderful alternatives.


      Less fees, and faster withdralwls half the time.

      I just come across eway which is a merchant account
  • Profile picture of the author ronrule
    I'm curious what you did that got you banned from PayPal in the first place.
    • Profile picture of the author Byron_Wells
      Originally Posted by ronrule View Post

      I'm curious what you did that got you banned from PayPal in the first place.
      There is a lot of reason why you can get banned from paypal whether good or bad.....
  • Profile picture of the author Byron_Wells
    Originally Posted by mikedcarroll View Post

    What bugs me is that you've waited 2 years to try to get this figured out. I could understand maybe 1 to 6 months while you finished site designs, but two years? How come you never did the research on payment processors during that period of time?
    For the past two years I have been doing other things than concertrating online. I have been a full time career for my dad who had cancer that's all
  • Profile picture of the author Byron_Wells
    Originally Posted by mikedcarroll View Post

    @Bryon that makes sense now...I was going to say, if were just sitting around and it took you two years then I would have to knock some sense into you. However, a sick family member is definitely legitimate (I hope you accept my apologies).
    No worries Everything got put on the back burner as the say goings.. But now I'm trying to get back into things and back up and running
    • Profile picture of the author JohnMcCabe
      Originally Posted by Byron_Wells View Post

      Alright John

      I think you are little bit confused.. I am not setting up a membership site where I am offering people to download MRR/RR/PLR products at all.....
      I'm not confused at all. Here's what you said that landed you on my shit list...

      Originally Posted by Byron_Wells View Post

      No I don't want to charge people a montlhy fee for resale rights that I have got.. Never said that.... And even if I did there is nothing wrong with me doing that at all....
      It doesn't matter whether you were planning to do so or not. The fact that you see nothing wrong with it is where we part ways permanently.
  • Profile picture of the author tpw
    If you are serious about making money, you should know that you need to spend money to make money.

    You say that people get banned from PayPal all the time for various reasons. True. However, many people who get Limited get limited because they will not prove who they are to Paypal. Most people who get banned for life present a serious threat of fraud or financial loss to PayPal.

    I want to give you the benefit of a doubt, but it seems hard to do with what you have so far presented. Exactly what kind of coaching do you plan on offering to people? And, are you qualified to offer that kind of coaching?
    • Profile picture of the author Byron_Wells
      Originally Posted by tpw View Post

      If you are serious about making money, you should know that you need to spend money to make money.

      You say that people get banned from PayPal all the time for various reasons. True. However, many people who get Limited get limited because they will not prove who they are to Paypal. Most people who get banned for life present a serious threat of fraud or financial loss to PayPal.

      I want to give you the benefit of a doubt, but it seems hard to do with what you have so far presented. Exactly what kind of coaching do you plan on offering to people? And, are you qualified to offer that kind of coaching?
      Bill

      I know exactly where you are coming from, you need money to spend money.. I fully understand and respect that.. But people do not have unlimited funds to spend.... If you're going to give me a lecture then maybe chose another day Not in the mood for it...

      If you are here to advise what payment processor there is then that's fine....
  • Profile picture of the author Coby
    I second using Clickbank. I use it for my membership site and it works great! The fees are similar to those charged by PayPal and Clickbank has really cleaned up their image.

    The $50 is a one time fee (if you do a 2nd, 3rd, 4th, etc account there is a discount) and it's worth it as they handle all the tax info, pay the affiliates, and deposit directly to your bank account each week (if you set up direct deposit).

    If you are banned from PayPal - then CB kinda feels like your best option.

    Cheers,
    Coby
    • Profile picture of the author Byron_Wells
      Originally Posted by Coby View Post

      I second using Clickbank. I use it for my membership site and it works great! The fees are similar to those charged by PayPal and Clickbank has really cleaned up their image.

      The $50 is a one time fee (if you do a 2nd, 3rd, 4th, etc account there is a discount) and it's worth it as they handle all the tax info, pay the affiliates, and deposit directly to your bank account each week (if you set up direct deposit).

      If you are banned from PayPal - then CB kinda feels like your best option.

      Cheers,
      Coby

      Thanks for that advice

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