Urgent Help Needed: What Payment Processor I Shall Use?

[A Bary]

Hello

I'm Launching a new product, and have a very hard time deciding which payment processor to use

I need warriors help and experience urgently.

Here are the conditions I shall decide according to:

-I'm not a U.S. resident.

-I can't sign up for an Authorize.net account, and according to my knowledge, there's no reliable merchant account service available for those outside the U.S.

-I can't sign up for a PayPal business account , I do have a U.S. mailing address and an etrade bank account and used both to get a U.S. Premiere PayPal account, but I can't upgrade to a business account without a SSN or a Tax ID, I still can receive Payments into my Premiere account, but there're some business options that I miss(e.g. I can't receive direct credit card payments, only payments from PayPal account).

-I'm selling digital and PYSICAL versions of my product,so Clickbank will cover only half of the way.

Now I found the following options and need opinions about them:

1-PayDotCom
2-Plimus
3- 2 Checkout

-For PDC, it integrates PayPal, so I'm not sure, does my premiere account is enough to do the job or it's a must to get a business account?

-For Plimus, I'm little confused about its process, and don't know how to manage affiliate payments from there(planning to get affiliate sales and need an automated solution for affiliates payment).

-For 2 checkout, the same concern about affiliates plus I've read many negative reviews about their services.

- Finally, I'd like to use Mike Filsaimes ButterFly Marketing script on my site, so, which option is best to use with it?

I know it may seems a complicated situation, but I really need urgent help and will appreciate any recomendations.

P.S.: I don't have a problem with PAID solutions, if anyone knows about a merchant service (even an expensive one) I'll appreciate mentioning

Thanks all

Ahmed

[Lifeimprovement]

I have used 1 and 3. None are perfect. Accepting credit cards is a must. Many other people may not have paypal accounts overseas.

[zorus]

with Plimus and 2 Checkout you can get payment via payoneer and then you can ask to them(payoneer) for upgrate to payoneer virtual us bank account and receive ACH payment from clickbank o any other company which send ACH payments.

[abs007]

Yes accepting credit card payments is a must. Have a look at moneybookers and pppay- I know moneybookers is international but not sure about pppay.

hope this helps