niche niche niche

Don't worry about the competition. Do you think they are worrying about you? Just dispense quality unique information and the money will follow. Try to get as specific about your niche as possible. Good Luck.
p.s. About not wanting to waste another month....it isn't a waste if you have learned something...it is a stepping stone.

First off. Pause, relax and take a deep breath. I can feel your vibe through your post. You're in a hurry and you need some quick advice on how to make some fast money. But wait!

Don't allow your desperation to tempt you to make bad decisions. If you need quick money there's a lot more ways to get it than in the "make money online niche" as you put it. Like collecting aluminum cans, cardboard or donating blood. I can almost guarantee you'll have cash in your hand quicker.

But if you want to do this right, without bouncing from one thing to the next like most people in your position ...

1. Sit down in a quiet place with pen and paper.
2. Write down what you know about or what you'd do even if you didn't get paid for a year (which is more the norm than you think).
3. Next research that and see if people are paying for any products or services in that subject. If not, choose a second, or third choice ,etc.
4. Next, follow the advice you're receiving in this thread, the advice that resonates with you the most, according to 2 and 3.

That's the best foundation to start on. It may seem a little slower than the way you want (or need) to go now. But it will keep you moving forward instead of in circles like you're destined to go now. In the meantime, you may have to get a job depending on your situation.

Hope you can swallow this medicine and not spit it out or ignore it, it's good for you!