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David Beroff David Beroff is online now

Bananas are Yellow!

About Me

  • About David Beroff
    Online since '95, built, business failed in '07, currently developing
    Wyoming, PA, USA
    marketing, sales, QR, hiking, travel, maps, cats, writing, blogging, voiceovers, PHP, MySQL, $, you
    Voice acting, software development, investing, marketing. Who sleeps? ;-)
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General Information
  • Last Activity: 28th April 2017 10:48 PM
  • Join Date: 23rd April 2013
  • Referrals: 1


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Latest Blog Entry

Posted 8th July 2014 at 11:44 PM by David Beroff Comments 0
Posted in investing
You may have already heard of the "Rule of 72". It seems easy enough: To figure out how many years it will take an investment to double its value, just divide 72 by the interest rate.

So if you're earning 6% APY, it'll take 72 / 6 = 12 years to double. If an investment has a 8% yield, you're looking at 72 / 8 = 9 years.

OK, so what's the problem? This seems straight-forward; why am I even writing a blog post about this?

Here's the thing: The Rule...

Posted 27th June 2014 at 05:14 PM by David Beroff Comments 0
Posted in investing
Annual Percentage Rate (APR) and Annual Percentage Yield (APY) are standardized ways of describing the amount of money that you might pay on a loan or earn on an investment, but what do they really mean, and what is the difference between the two phrases? Even more importantly, how can you use these numbers to determine what is the best opportunity for you?

The APR is the amount that an investment (or loan) grows in a given period, multiplied by the number of those periods in a year....

Posted 18th June 2014 at 06:28 AM by David Beroff Comments 0
Posted in investing
A friend of mine sent me this graphic. I got curious and decided to do some fact-checking.

Source: Millionaires by Chris Piascik

It turns out that the first part is true. Of the 534 members of Congress, at least 268 (50.2%) had an average net worth of $1 million or more in 2012, and they collectively had a median net worth of $1,008,767, according to disclosures filed

Posted 9th June 2014 at 11:21 PM by David Beroff Comments 0
Posted in investing
My name is David Beroff, and my long-term goal is the development of a new social media site called A year ago, I cut my day-job hours in half so as to have more time to focus on self-employment. Since it will be quite a while before will be in a position to earn me a full-time income, I've been finding various projects to help cover my day-to-day expenses.

One of the gigs that I found was thanks to a fellow Warrior. In January, he introduced me to the owner...

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