Bank Fees and Thinking Positive

honestbizpro · 03-04-2009, 03:42 PM

Well, many of us may already know how paypal can get your bank to start causing you overdraft fees thru the roof. They will make 3 attempts even if it was for $1 causing you to get overdraft fees which for me was $35 a pop!

I was doing some money shuffling between credit union and bank and after I did a transaction on paypal they informed me later that instead of taking it from my paypal account that I had it set on bank transfer.

So I got shafted to the tune of $250!!!!

Well, I read in a news article how a guy wrote a letter to the President of his Bank and got a full refund.

I said what the heck..I have never sent a letter like that before...mostly too lazy, and mostly I figured I had a snowballs chance in hell of ever seeing that money again.

But I thought positive about it. I typed a letter to my Bank President and gave him a compliment on what I had read about him and I just mentioned my little experience with paypal and his bank fees.

Well, recently I saw him testifying about his bank management to Congress so I really said oh boy...I'm sure I am not anywhere on his priorities radar but I kept thinking positive about the fact that I at least tried.

Well, today I look in my bank account and even though it was been a while since I incurred those fees..I got a full refund.

Can you see this smile on my face?

TeddyP · 03-05-2009, 09:32 AM

Great story!

See I would probably never have even done it thinking about why would a bank president even look at my mail.

Great lesson in that story, thanks for sharing.

Kym Robinson · 03-06-2009, 12:26 AM

That is awesome!
Positive thinking can get you a long way!
You never know until you ask, thats for sure.
In Australia it was just on the news that we have the highest bank fees in the world - no amount of letter writing will help that Im afraid - but thanks for posting this - very cool!

A8ch · 03-11-2009, 11:25 AM

Good for you! Who says positive thinking doesn't work.

Hermas

Minisite Frog · 03-16-2009, 11:32 PM

It's good to see some fairness in the world today.

Thanks for sharing your story

It might be the difference next time I find myself in a situation like yours!

jayden.fellze · 03-17-2009, 06:55 AM

You really have a big smile on your face. Positive thinking always works for those who really believe.

Sid Kaplan · 03-17-2009, 11:20 AM

Congratulations. My father always taught me "nothing ventured - nothing gained"! Very proactive and positive - everything to win and really nothing more to lose.

Great action step you took.

Aronya · 03-17-2009, 12:37 PM

Congrats!
That's LOA in action. Set your intention, take action, let it go without emotional attachment to the result.

honestbizpro · 03-17-2009, 01:08 PM

Quote:

Originally Posted by selectphonedata

Thank you for this post maybe save someone some money. I had the same thing happen to me but I had Paypal and Google hitting my account at the same time. Google does not even give you a warning they just fire away at your bank with Google checkout fees and/or Adwords fees.
The other day I noticed the gas station I go to charges a $100USD hold on your account for 5 to 10 days and then a seperate charge for the gas.
If things keep heading this route I will have no idea how much is avalable in my bank account. I will not even go into the chargeback fees which can be a thousand dollars a month or even more for my websites and Ebay account.
But I try to just worry about the bottom line which has been good to me and not get all fired up about business costs that I can do little about.
I am going to try your letter to the bank and see if it will work for me.

Yea my friend, we have to try to remain alert at all times.

The good news is alot of the tricks like with Credit Card companies are finally getting exposed.

Lot of talk about change these days...and my pockets could use some!

michellec · 03-17-2009, 03:21 PM

Keeping your mind on the desired outcome really does work -- another great example. Thanks for sharing it!

honestbizpro · 03-20-2009, 12:22 AM

Quote:

Originally Posted by michellec

Keeping your mind on the desired outcome really does work -- another great example. Thanks for sharing it!

Yeah, I feel like all things possible now. Just give it a try.

03-04-2009, 03:42 PM	#1
honestbizpro Senior Warrior Member War Room Member Join Date: Mar 2007 Location: , , . Posts: 3,842 Thanks: 196 Thanked 510 Times in 316 Posts	Bank Fees and Thinking Positive Well, many of us may already know how paypal can get your bank to start causing you overdraft fees thru the roof. They will make 3 attempts even if it was for $1 causing you to get overdraft fees which for me was $35 a pop! I was doing some money shuffling between credit union and bank and after I did a transaction on paypal they informed me later that instead of taking it from my paypal account that I had it set on bank transfer. So I got shafted to the tune of $250!!!! Well, I read in a news article how a guy wrote a letter to the President of his Bank and got a full refund. I said what the heck..I have never sent a letter like that before...mostly too lazy, and mostly I figured I had a snowballs chance in hell of ever seeing that money again. But I thought positive about it. I typed a letter to my Bank President and gave him a compliment on what I had read about him and I just mentioned my little experience with paypal and his bank fees. Well, recently I saw him testifying about his bank management to Congress so I really said oh boy...I'm sure I am not anywhere on his priorities radar but I kept thinking positive about the fact that I at least tried. Well, today I look in my bank account and even though it was been a while since I incurred those fees..I got a full refund. Can you see this smile on my face?
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03-05-2009, 09:32 AM	#2
TeddyP HyperActive Warrior Join Date: Feb 2009 Location: Ontario, Canada Posts: 154 Thanks: 26 Thanked 33 Times in 28 Posts	Re: Bank Fees and Thinking Positive Great story! See I would probably never have even done it thinking about why would a bank president even look at my mail. Great lesson in that story, thanks for sharing.
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03-06-2009, 12:26 AM	#3
Kym Robinson Think It, See It - Do It! War Room Member Join Date: Jun 2008 Location: Outside Perth in Western Australia. Posts: 1,013 Thanks: 21 Thanked 79 Times in 53 Posts Social Networking Contact Info	Re: Bank Fees and Thinking Positive That is awesome! Positive thinking can get you a long way! You never know until you ask, thats for sure. In Australia it was just on the news that we have the highest bank fees in the world - no amount of letter writing will help that Im afraid - but thanks for posting this - very cool!
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03-11-2009, 11:25 AM	#4
A8ch HyperActive Warrior Join Date: Apr 2006 Location: Philadelphia, PA, USA. Posts: 109 Thanks: 5 Thanked 18 Times in 14 Posts Social Networking	Re: Bank Fees and Thinking Positive Good for you! Who says positive thinking doesn't work. Hermas
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03-16-2009, 11:32 PM	#5
Minisite Frog www.minisitefrog.com War Room Member Join Date: Mar 2009 Location: Sydney, Australia Posts: 67 Thanks: 0 Thanked 80 Times in 11 Posts Social Networking Contact Info	Re: Bank Fees and Thinking Positive It's good to see some fairness in the world today. Thanks for sharing your story It might be the difference next time I find myself in a situation like yours!
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03-17-2009, 06:55 AM	#6
jayden.fellze It's just me! Join Date: Oct 2008 Posts: 471 Thanks: 11 Thanked 17 Times in 16 Posts	Re: Bank Fees and Thinking Positive You really have a big smile on your face. Positive thinking always works for those who really believe.
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03-17-2009, 11:20 AM	#7
Sid Kaplan HyperActive Warrior War Room Member Join Date: Nov 2007 Location: California Posts: 397 Thanks: 71 Thanked 41 Times in 22 Posts Social Networking Contact Info	Re: Bank Fees and Thinking Positive Congratulations. My father always taught me "nothing ventured - nothing gained"! Very proactive and positive - everything to win and really nothing more to lose. Great action step you took.
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03-17-2009, 12:37 PM	#8
Aronya Advanced Warrior War Room Member Join Date: Feb 2008 Location: Escondido, CA. Becase San Marcos just wasn't hot enough. Posts: 510 Thanks: 35 Thanked 56 Times in 55 Posts	Re: Bank Fees and Thinking Positive Congrats! That's LOA in action. Set your intention, take action, let it go without emotional attachment to the result.

03-17-2009, 03:21 PM	#10
michellec Warrior Member Join Date: Mar 2009 Location: Vancouver, BC Posts: 12 Thanks: 2 Thanked 1 Time in 1 Post	Re: Bank Fees and Thinking Positive Keeping your mind on the desired outcome really does work -- another great example. Thanks for sharing it!