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Old 03-04-2009, 03:42 PM   #1
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Lightbulb Bank Fees and Thinking Positive

Well, many of us may already know how paypal can get your bank to start causing you overdraft fees thru the roof. They will make 3 attempts even if it was for $1 causing you to get overdraft fees which for me was $35 a pop!

I was doing some money shuffling between credit union and bank and after I did a transaction on paypal they informed me later that instead of taking it from my paypal account that I had it set on bank transfer.

So I got shafted to the tune of $250!!!!

Well, I read in a news article how a guy wrote a letter to the President of his Bank and got a full refund.

I said what the heck..I have never sent a letter like that before...mostly too lazy, and mostly I figured I had a snowballs chance in hell of ever seeing that money again.

But I thought positive about it. I typed a letter to my Bank President and gave him a compliment on what I had read about him and I just mentioned my little experience with paypal and his bank fees.

Well, recently I saw him testifying about his bank management to Congress so I really said oh boy...I'm sure I am not anywhere on his priorities radar but I kept thinking positive about the fact that I at least tried.

Well, today I look in my bank account and even though it was been a while since I incurred those fees..I got a full refund.

Can you see this smile on my face?

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Old 03-05-2009, 09:32 AM   #2
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Default Re: Bank Fees and Thinking Positive

Great story!

See I would probably never have even done it thinking about why would a bank president even look at my mail.

Great lesson in that story, thanks for sharing.

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Old 03-06-2009, 12:26 AM   #3
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Default Re: Bank Fees and Thinking Positive

That is awesome!
Positive thinking can get you a long way!
You never know until you ask, thats for sure.
In Australia it was just on the news that we have the highest bank fees in the world - no amount of letter writing will help that Im afraid - but thanks for posting this - very cool!

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Old 03-11-2009, 11:25 AM   #4
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Default Re: Bank Fees and Thinking Positive

Good for you! Who says positive thinking doesn't work.

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Old 03-16-2009, 11:32 PM   #5
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Default Re: Bank Fees and Thinking Positive

It's good to see some fairness in the world today.

Thanks for sharing your story

It might be the difference next time I find myself in a situation like yours!

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Old 03-17-2009, 06:55 AM   #6
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Default Re: Bank Fees and Thinking Positive

You really have a big smile on your face. Positive thinking always works for those who really believe.

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Old 03-17-2009, 11:20 AM   #7
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Default Re: Bank Fees and Thinking Positive

Congratulations. My father always taught me "nothing ventured - nothing gained"! Very proactive and positive - everything to win and really nothing more to lose.

Great action step you took.

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Old 03-17-2009, 12:37 PM   #8
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Default Re: Bank Fees and Thinking Positive

Congrats!
That's LOA in action. Set your intention, take action, let it go without emotional attachment to the result.
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Old 03-17-2009, 01:08 PM   #9
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Default Re: Bank Fees and Thinking Positive

Quote:
Originally Posted by selectphonedata View Post
Thank you for this post maybe save someone some money. I had the same thing happen to me but I had Paypal and Google hitting my account at the same time. Google does not even give you a warning they just fire away at your bank with Google checkout fees and/or Adwords fees.
The other day I noticed the gas station I go to charges a $100USD hold on your account for 5 to 10 days and then a seperate charge for the gas.
If things keep heading this route I will have no idea how much is avalable in my bank account. I will not even go into the chargeback fees which can be a thousand dollars a month or even more for my websites and Ebay account.
But I try to just worry about the bottom line which has been good to me and not get all fired up about business costs that I can do little about.
I am going to try your letter to the bank and see if it will work for me.

Yea my friend, we have to try to remain alert at all times.

The good news is alot of the tricks like with Credit Card companies are finally getting exposed.

Lot of talk about change these days...and my pockets could use some!

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Old 03-17-2009, 03:21 PM   #10
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Default Re: Bank Fees and Thinking Positive

Keeping your mind on the desired outcome really does work -- another great example. Thanks for sharing it!
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Old 03-20-2009, 12:22 AM   #11
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Default Re: Bank Fees and Thinking Positive

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Originally Posted by michellec View Post
Keeping your mind on the desired outcome really does work -- another great example. Thanks for sharing it!

Yeah, I feel like all things possible now. Just give it a try.

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