YOU HAVE TWO CHOICES !
1. You can ignore your problems and they will without a doubt become more severe. By ignoring creditors, concerned friends/family etc. you will essentially be putting a band aid on a gaping wound.
2. Your second choice, no matter how difficult it may seem you MUST be proactive and develop a plan, find your resources, find your inner strength and start building back. The most important thing …Remember this is not forever ! . Yes its going to suck for a while, during the process of talking to creditors, working extra, finding a better or new career….however the season will change and you MUST keep you thoughts(VISION) toward the outcome of being financialy stable again.
In short…If You have hit the bottom…1st stand up against life and shout that YOU WILL NOT BE DEFEATED! 2cd , start the process no matter how much it hurts, the freedom, self-respect and happiness you gain in the end will all be worth it.