Forget the bank, peer-to-peer lending online is the future.

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The business model is simple: borrowers can apply for loans for just about anything -- even to get money for a vacation. Lending Club connects them with an investor, who provides the loan in return for monthly interest payments.
Short article is here,

Peer-to-peer lending stock soars in IPO - Dec. 11, 2014

Joe Mobley

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