How can I get overdraft bank fee's refunded?

11 replies
  • OFF TOPIC
  • |
I was charged for multiple overdraft fees. The first for overdraft, $29 and second for everyday the account was overdrawn ,($3 a day, was 10 days overdrawn = $30) Total for $59.

One of the reason i didn't have money in the account was because one banker at the bank told me I could not transfer money from my business account to personal account (the overdrawn account) without writing a check, .

In my first attempt to get a refund I spoke to 3 people from the bank. It's bank in the US.

The first person told me there was nothing they could do, and while i was explaining my situation, hung up on me. (-1 for them)

The second person, said he could only refund $15 and would ask his manager if i could get full refund and would email me the manager's response. Have never received a response for them. (-1 for them)

The third person I contacted was a previous banker I worked and told me he could only refund a small amount and would have to ask his banker. He was also the guy who said I couldn't transfer money from one account to another, which out writing a check. When i contacted him, he then changed and said I could transfer from business account to personal. He then told me he would have to ask his manager. Since my deposit was negative, he transferred enough me to make it positive, then , he said he could refund the $29 dollars but would still have to ask his manager, about the other $30, because it was an error on my part not theres. I explained that it was an error on theres because he recommended me not to transfer from account to account.

So right now i want to get my $30 back. So far in this process that have lied to me countless times, are not trying to admit error, and hung up on me. In addition, on there website they claim that the reason for the overdraft fee is too avoid customers the unpleasant experience of not having enough money, when in reality this is a far worse experience.

With all that has happened what steps would you take in getting this overdraft fee refunded? Thanks
  • Profile picture of the author agmccall
    Originally Posted by highlander11 View Post


    With all that has happened what steps would you take in getting this overdraft fee refunded? Thanks
    The first thing is not go to an internet marketing forum, we are not a banking help desk.

    Second call your bank, they are the only ones that can refund your money

    al
    Signature

    "Opportunity is missed by most people because it is dressed in overalls and looks like work." Thomas Edison

    {{ DiscussionBoard.errors[10909153].message }}
    • Profile picture of the author PaulSch
      Originally Posted by agmccall View Post

      The first thing is not go to an internet marketing forum, we are not a banking help desk.

      Second call your bank, they are the only ones that can refund your money

      al
      This is the sort of unhelpful response that gets Internet Marketers a bad name.

      I can see no reason why you can't spend three or four days or even more of your time helping this poor guy. If you wanted to be helpful you could even set up a 'Banking Aid' forum for him, find subscribers who can give him twenty types of conflicting advice for his self inflicted problem, set up a repayment system for him, give him back the money he's out of pocket yourself so you get a warm fuzzy feeling when you wake up tomorrow or ...................

      You could just be like me: old, miserable and misanthropic, and wonder why he doesn't just sort it out with his bank himself and not say anything about it.
      Signature

      Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

      {{ DiscussionBoard.errors[10910240].message }}
      • Profile picture of the author Frank Donovan
        Originally Posted by PaulSch View Post

        You could just be like me: old, miserable and misanthropic..
        Hmm. I never had you down as old.
        Signature


        {{ DiscussionBoard.errors[10910350].message }}
        • Profile picture of the author PaulSch
          Originally Posted by Frank Donovan View Post

          Hmm. I never had you down as old.
          Oooh, you flatterer. Just miserable and misanthropic? I get worse as the 14th November approaches because that's the start of my annual 3 month work period.
          Signature

          Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

          {{ DiscussionBoard.errors[10910367].message }}
          • Profile picture of the author Frank Donovan
            Originally Posted by PaulSch View Post

            Oooh, you flatterer. Just miserable and misanthropic? I get worse as the 14th November approaches because that's the start of my annual 3 month work period.
            So - your misanthropy is just a disguise. You're really Santa Claus!
            Signature


            {{ DiscussionBoard.errors[10910380].message }}
            • Profile picture of the author PaulSch
              Originally Posted by Frank Donovan View Post

              So - your misanthropy is just a disguise. You're really Santa Claus!
              Well, something like that except he only works one day a year - my hero.
              Signature

              Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

              {{ DiscussionBoard.errors[10910389].message }}
              • Profile picture of the author whateverpedia
                Originally Posted by PaulSch View Post

                Well, something like that except he only works one day a year - my hero.
                Lazy fat bustard. Gets his elves to make toys all year and then rides around the world once a year getting all the glory for it.

                Can't the elves form a union and go on strike? Make the lazy fat git do his own work?
                Signature
                Why do garden gnomes smell so bad?
                So that blind people can hate them as well.
                {{ DiscussionBoard.errors[10910400].message }}
                • Profile picture of the author PaulSch
                  Originally Posted by whateverpedia View Post

                  Lazy fat bustard. Gets his elves to make toys all year and then rides around the world once a year getting all the glory for it.

                  Can't the elves form a union and go on strike? Make the lazy fat git do his own work?
                  It's what delegation is all about.
                  Signature

                  Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

                  {{ DiscussionBoard.errors[10910402].message }}
                • Profile picture of the author Frank Donovan
                  Originally Posted by whateverpedia View Post

                  Can't the elves form a union and go on strike? Make the lazy fat git do his own work?
                  They can't form a union. They're all elf-employed.
                  Signature


                  {{ DiscussionBoard.errors[10910405].message }}
        • Profile picture of the author PaulSch
          Originally Posted by Frank Donovan View Post

          Hmm. I never had you down as old.
          You don't look too bad yourself for a man who died in 1919.
          Signature

          Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

          {{ DiscussionBoard.errors[10910417].message }}
  • {{ DiscussionBoard.errors[10911668].message }}

Trending Topics