Moneybookers vs Alertpay?

I've used both Moneybookers and AlertPay on and off for 3 years (they're only my "spares" - mostly I use PayPal).

In my opinion there's almost no comparison between the two. AlertPay is a serious online payment processor with an enthusiastic, helpful customer service department, trying very hard to improve its image, trying to become "the next PayPal". I have no bad experiences with them at all.

What can I say about Moneybookers' idea of customer service? It's almost as bad as dealing with Clickbank. And believe me, that's really saying something. They routinely take more than a week to reply to a simple email, and you get the overriding impression that their own staff are trained to start from the premise that "nothing is ever their fault".

If you'll excuse the observation, Deborah (intended helpfully!), that can be a huge red flag. Much though I'm an AlertPay enthusiast, they're far less selective about whom they allow to have accounts than many payment processors. If a real company uses "AlertPay only", that can be a sign that nobody else will do business with them. And there can sometimes be reasons for that which one would like to know about. (As an example: a lot of work-at-home scams, pyramid scams, money-chains, "matrices", unregistered HYIP's and the like use AlertPay only because nobody else will touch them).

I'm just saying: do plenty of "due diligence". There's a free little ebook download here which has proved very useful to people planning to start work for online companies. It's independent and objective and linked to no specific opportunity. There's nothing for sale there, nothing promoted, no business named and you'll never get any spam from them: How to Investigate Home Business Opportunities . If may be very helpful, even if what you're doing isn't actually a "home business opportunity" per se. (I have no connection with it at all, myself, but it was written by a fellow-Warrior for whom I have plenty of respect).