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Can the Payee Name on cheque be all Capitals?

by joshgreen
4 replies
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Hi,

Does anyone have any idea on Payee Name?Can it be All Capitals.For example "JOSH GREEN"

Do banks accept it?
  • Profile picture of the author Andie
    yes, they do. Not too picky about punctuation or grammar, so long as it's a legit person and check
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  • Profile picture of the author thunderbird
    Yes, it could be. It is not a security issue or cause for alarm. Even if it was banks are looting entities and sloppy with their security. Besides that they use highly insecure ATM's. I could go on. Anyway ALL CAPITALS IS FINE for the name on a cheque.

    Bunker-busting ATM attacks show security holes | The Raw Story
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  • Profile picture of the author DeborahDera
    Originally Posted by joshgreen View Post

    Hi,

    Does anyone have any idea on Payee Name?Can it be All Capitals.For example "JOSH GREEN"

    Do banks accept it?
    I wouldn't think a bank would care as long as it is legible and can be compared with the ID of the person the check is written out to.

    I have seen many computer printed checks use all caps. I don't see why manually written checks could not be written the same way.
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  • Profile picture of the author RickDayle
    Shouldn't be a problem. I've deposited checks into my business account with all sorts of different permutations of my business name, including all caps. I once worked for a fellow that SIGNED his checks in all capital letters (printing, not cursive script). My bank needed a copy of the signature card from his bank for those, but once they knew that was his "signature" all was well from then on.

    Once when I lived in California, I'd had a couple of extra "adult beverages" while I was writing out bills, and wrote a particularly large one to the local utility (PG&E) with the payee as "blood sucking pigs" and they processed it without a problem. I'm pretty sure that it would have been a problem if the check was presented to a cashier, but in their mass processing system it rolled right through...

    These days, about half of the companies I write checks to actually process them electronically. That is, they don't send the paper check to the bank for payment, only the amount and the numbers across the bottom of the check. I'm sure they keep a digital copy of the check image for backup if there is a dispute, but without any complaints from me, they get away with routinely processing the transaction electronically.

    Things are changing. I wouldn't be surprised to find that paper checks pretty much disappear within 5 years or less.
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