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Medical and Dental Insurance

by pcdoctor
13 replies
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Hello Fellow Warriors:

I have a question for all those successful warriors who make a decent amount of income.

I want to know if there are some of you out there pay for medical insurance and/or dental insurance?

Eventually when I do start becoming successful online, this is something I would need to get since I would be quitting my day job and could possibly lose social security benefits.

Does something like this even exhist?
  • Profile picture of the author derekwong28
    I am grateful that healtcare is almost free over here if you use the public sector i.e. universal health care. However, dental care is not and is extremely expensive. I got quoted a price of between $4000 to $5000 for a single dental implant recently.
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    • Profile picture of the author seasoned
      Originally Posted by derekwong28 View Post

      I am grateful that healtcare is almost free over here if you use the public sector i.e. universal health care. However, dental care is not and is extremely expensive. I got quoted a price of between $4000 to $5000 for a single dental implant recently.
      Well, Dental care is not all that expensive here, in the us, and dental insurance isn't bad *****BUT***** dental implants are VERY expensive here! Last I knew, insurance will try to go for dentures over implants, and amalgam over most others.

      if you thin about it, dental implants are probably about as involved as anything regular dentists are likely to do. They have to pull the teeth, get the covers fabricated, deterine where to put the implants, carefully drill slowly without hitting nerves, place the studs(or whatever you call them), probably wait for it to heal, and then screw te covers(or whatever you call them) into the studs, etc...

      I did a little research on them, but am unsure about care and perceived success rates.

      Anyway, with the work, time, special orders, special skills, mispractice fears and costs, and the fact that raw materials are expensive, I guess I can understand why it is so expensive.

      Steve
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      • Profile picture of the author derekwong28
        Originally Posted by seasoned View Post

        Well, Dental care is not all that expensive here, in the us, and dental insurance isn't bad *****BUT***** dental implants are VERY expensive here! Last I knew, insurance will try to go for dentures over implants, and amalgam over most others.

        if you thin about it, dental implants are probably about as involved as anything regular dentists are likely to do. They have to pull the teeth, get the covers fabricated, deterine where to put the implants, carefully drill slowly without hitting nerves, place the studs(or whatever you call them), probably wait for it to heal, and then screw te covers(or whatever you call them) into the studs, etc...

        I did a little research on them, but am unsure about care and perceived success rates.

        Anyway, with the work, time, special orders, special skills, mispractice fears and costs, and the fact that raw materials are expensive, I guess I can understand why it is so expensive.

        Steve
        Steve, I did some research and it seems that dental implants here are slightly more expensive than those in the U.S. In my case, it is complicated by the the fact that bone augmentation may be required as I do not have enough bone there for a successful implant. It seems that a lot of bone was removed during a operation to remove a dental abscess a year ago. The augmentation will add at least $1000-1500 to the cost. I am very fed up about this and will probably hold off for the moment.
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  • Profile picture of the author MoneyMagnetMagnate
    You're in Michigan...you can sneak across the border - (wear plaid)
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  • Profile picture of the author pcdoctor
    I heard in Canada that health care is very hard to get.
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  • Profile picture of the author pcdoctor
    I was hoping that this thread would get more replies. I'm very curious of as to what those very successful internet marketer's do to have some sort of medical and/or dental insurance? Someday, I plan to be on this road and would need something like this.
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  • Profile picture of the author seasoned
    I was wondering what they would do if there wasn't much bone. I imagine that would be pretty common, since this is often a place of last resort. Abscesses THEMSELVES often destroy bone. My father had a friend that was apparently fine, and he asked a dentist to replace ALL of his teeth with implants. The dentist told him he was nuts, gave him a little lecture to disssuade him, and sent him on his way.

    Steve
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    • Profile picture of the author derekwong28
      Originally Posted by seasoned View Post

      I was wondering what they would do if there wasn't much bone. I imagine that would be pretty common, since this is often a place of last resort. Abscesses THEMSELVES often destroy bone. My father had a friend that was apparently fine, and he asked a dentist to replace ALL of his teeth with implants. The dentist told him he was nuts, gave him a little lecture to disssuade him, and sent him on his way.

      Steve
      I think it was a combination of the abcess and the operation carried out to remove it that destroyed the bone. The problem is that the material used to replace it is very expensive. It could be human cadaver bone, cow bone, or synthetic material.
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  • Profile picture of the author hardraysnight
    yes, it is called emigration
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  • Profile picture of the author Patrician
    Self Employed Health Insurance Plans | Small Business Association | NASE
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    Patricia Brucoli
    Plug-In Profit Site Helpdesk

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  • Profile picture of the author Dennis Gaskill
    Pat, do you belong to NASE?
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  • Profile picture of the author Patrician
    no dennis but a good friend of mine has for years and recommended them. i looked into it and spoke to an agent but never 'took action'.

    they have some benefits to the membership that normal medical insurance would not have which makes the medical insurance a better deal but dollar for dollar it was pretty close to the same cost as private medical.

    the agent even offered to have the small dents in my car repaired free if i joined
    - worth a few hundred and you don't get that with blue shield! lol.
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    Patricia Brucoli
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    • Profile picture of the author osteopathytreatment
      It is even possible to buy medical insurance for all the dependent members. The family floater plans facilitate medical coverage to family members. One plan offers coverage to the insured individual along with the dependent members that includes the parents, children and spouse.
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