New Home Owners Can't Qualify For Insurance Claim?

10 replies
Hey Fella's

So here is the thing. I'm building a call center and I'm cold calling for appointments. I get consumer data that i filter and one of the filters is length of residency. And i want to buy new mover data. The owner of the company feels, that sense the Home Owner just moved there the Insurance wont approve the claim... Is this True?? This is for the Roof of Home....
#claim #home #insurance #owners #qualify
  • Profile picture of the author Rus Sells
    I can speak with some authority on this subject as I conducted business in the insurance restoration industry for 20+ years.

    The important thing to know is the date of loss. The date of loss would be the date something happened that would warrant an insurance claim such as a hail or wind storm. If the date is prior to the sale of the home the new insurance company is not under any contractual obligation to provide coverage.

    If the house closed on May 1st at 1 PM and a hail storm hit the home at 1:01 PM the home is covered. Seeing that insurance has to be approved prior to the closing its covered from the very instant the ownership is taken.

    Whoever this dude is saying that doesn't know what he's talking about.
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    • Profile picture of the author leadbeast
      Okay thank you Rus for the feedback. I guess my question then is... Is it wise just to cold call Home Owners who've lived at there residency for at least 5 yrs? or should i call any Home Owner since all that matters is the "date of loss"?
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  • Profile picture of the author Rus Sells
    I'd call any home owners, but I am interested in what your promoting.
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  • Profile picture of the author leadbeast
    That's how i feel. What do you mean by Promoting Russ?
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  • Profile picture of the author Aaron Doud
    I'm curious on what you are selling to be able to answer this better. But what Rus said makes sense based on what we know so far.
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  • Profile picture of the author Rus Sells
    Are you selling appointments or something in regards to hail damage?
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  • Profile picture of the author leadbeast
    Im selling Appointments. And i want to purchase new mover data because of the territory i have which is in the Metro City of mine of about 1.5 mil and that is not allot of Legal PPL to call after the FTC scrub lol.
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  • Profile picture of the author leadbeast
    Im seriously looking for Advice from you warriors!! i know your experience can help!!
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  • Profile picture of the author allanarlen
    Insurance claim is really most important to getting your compensation and insurance claim is valid for new home owner or old home owner so you can claim for insurance company and getting your home damages compensation.
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    • Profile picture of the author Rus Sells
      Wrong, again..Wrong!

      Originally Posted by allanarlen View Post

      Insurance claim is really most important to getting your compensation and insurance claim is valid for new home owner or old home owner so you can claim for insurance company and getting your home damages compensation.
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