Pay Pal

11 years ago

I currently use Square for most transactions. I have the little card reader attached to my phone and it works out great.

That being said, PayPal seems to definitely protect the consumer, so it confuses me when business owners don't like to pay through it.

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iAmNameLess

11 years ago

Checks, checks checks and more checks. Best form of payment besides cold hard cash.

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dave147 11 years ago

Originally Posted by iAmNameLess

Checks, checks checks and more checks. Best form of payment besides cold hard cash.

and don't forget the bank transfers
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- iAmNameLess 11 years ago
  
  Originally Posted by Irish Intuition
  
  Actually paypal sides with sellers for this type of thing as well as services.
  
  Intangible transactions are hard to confirm
  
  Originally Posted by Mwind076
  
  Took the words out of my mouth. Paypal sides solely with sellers that provide services.
  
  It doesn't matter who paypal sides with because in most service based chargebacks, paypal always loses. Why do they lose? Because they aren't a real merchant, they have a merchant company, and can only dispute the chargeback once, not multiple times like an actual merchant account can. Most banks know this, and will ALWAYS file a rebuttal to your chargeback dispute, knowing that the funds will be returned since paypal can't afford to spend $500 each time there is multiple disputes.
  
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HKSEO Jonbones

11 years ago

Paypal can be very touchy when it comes to businesses that sell digital products...they tend to side with buyers, even when they buyer is in the wrong, and can and have arbitrarily locked down accounts with several thousand dollars in them for months, even indefinitely with no reason ever given.

I'd say find something else, but most buyers prefer to use paypal, unless their country doesn't support paypal.

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Irish Intuition 11 years ago

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- Mwind076 11 years ago
  
  Originally Posted by Irish Intuition
  
  Actually paypal sides with sellers for this type of thing as well as services.
  
  Intangible transactions are hard to confirm
  
  Took the words out of my mouth. Paypal sides solely with sellers that provide services.
  
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  HKSEO Jonbones 11 years ago
  
  Originally Posted by Mwind076
  
  Took the words out of my mouth. Paypal sides solely with sellers that provide services.
  
  In their TOS, yes, mostly sellers. In practice, I can tell you about 90% of disputes are given to buyers. Use them long enough, they will try to take more from you than they deserve, or earned. Try it out, leave 20K + in your account for a few days and see how fast it gets locked up.
  
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wlasikiewicz

11 years ago

Businesses dont like PayPal because of the fees they have.

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James English 11 years ago

Originally Posted by wlasikiewicz

Businesses dont like PayPal because of the fees they have.

In the case of the OP this doesn't apply. The client (business owner) isn't the one paying the fees.
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Mwind076

11 years ago

We were discussing who paypal sides with, not if it works or if it's right of them...or how it plays out with a CC company.

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iAmNameLess 11 years ago

Originally Posted by Mwind076

We were discussing who paypal sides with, not if it works or if it's right of them...or how it plays out with a CC company.

K... but you do realize, I was talking about the same thing, right? And you do realize that paypal is not a financial authority in disputes... it doesn't matter who paypal sides with, is what I'm saying.
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dave147

11 years ago

The CC company decides and Paypal pass on the decision, then it looks as if Paypal made that decision, but it is the CC company

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deca50055

11 years ago

Thanks for providing all important information related to paypal.

deca500[dot]com

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jamtrading

11 years ago

i have to say on personal experience i have had no problems with paypal

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Gary King

11 years ago

Hi James,

You said "someone" brought it to your attention that biz owners don't like paypal.

The question is, do YOUR customers not like paypal? :-)

FWIW, I take checks/cash from nearly 100% of my clients. An occasional credit card (usually through paypal) but almost always a check. Just the way my clients prefer it. (and I'm ok with it since I don't have to pay the credit card fees)

Besides, it's kinda fun to go to the bank with a wad of checks in your hand - sorta reminds you of each success.

Gary

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marketingspartan

11 years ago

For small local businesses, Paypal is a great option. There is a threshold when you need to graduate to a larger merchant platform, but for smaller, less mature companies it is great. It's free and easy to set up, minimal maintenance, good reporting and if you have a field environment they have their version of "Square" which is "Paypal Here". People know Paypal. There are quirks but if you've ever had a merchant account you know the pain of taking cards is offset with the revenue rise. I actually steer my small, offline clients to Paypal.

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Gabby12

11 years ago

whats the best way to take checks from out of town clients other than PO?

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iAmNameLess

11 years ago

Originally Posted by Gabby12

whats the best way to take checks from out of town clients other than PO?

By phone... they just need to give the same information printed on the check itself.

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TheCG

11 years ago

Originally Posted by iAmNameLess

By phone... they just need to give the same information printed on the check itself.

What are you using to process checks by phone?

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iAmNameLess

11 years ago

Originally Posted by TheCG

What are you using to process checks by phone?

My printer. Take their information, put it in my check software, click print, and boom.

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TheCG 11 years ago

Originally Posted by iAmNameLess

My printer. Take their information, put it in my check software, click print, and boom.

So you are just using a program like VersaCheck and blank check stock?
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Gabby12

11 years ago

Originally Posted by iAmNameLess

My printer. Take their information, put it in my check software, click print, and boom.

Ok, what check software?:confused:

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iAmNameLess

11 years ago

Originally Posted by TheCG

So you are just using a program like VersaCheck and blank check stock?

Originally Posted by Gabby12

Ok, what check software?:confused:

I use EZcheckprinting software, and checks you can get at officemax or anywhere else. Really easy to do, no signature is required, no fees, no chargebacks. It's the best way to do it in my opinion.

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wilder1047

11 years ago

This thread went much longer then I expected.

But in the end, a great answer.

Thanks man!

Originally Posted by iAmNameLess

I use EZcheckprinting software, and checks you can get at officemax or anywhere else. Really easy to do, no signature is required, no fees, no chargebacks. It's the best way to do it in my opinion.

Thanks

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Seantrepreneur

11 years ago

I could see how small local shops don't like paypal. I mean if you're not in the internet world then you might not even know what Paypal is. A majority of our clients are 50+ because they are the ones that need help with digital marketing. Therefore, PayPal really isn't even an option. We almost ALWAYS get payments by check.

Some clients (very few) want to be set up on automatic recurring payments which we use Intuit payment processing. It's been working great for us.

Just keep in mind there are quite a few other options beside Paypal.

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aduttonater

11 years ago

Paypal takes out a small amount every transaction and the transfer to bank wait it forever. However, I don't mind using paypal for payments that I'm trying to receive faster then others or to make it easier for customers in another state to pay me online.

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iAmNameLess

11 years ago

Originally Posted by aduttonater

Paypal takes out a small amount every transaction and the transfer to bank wait it forever. However, I don't mind using paypal for payments that I'm trying to receive faster then others or to make it easier for customers in another state to pay me online.

When I take a check over the phone, it is printed, deposited, and available at midnight.