Disabled Ad Account

I was setting up my first fb ad account. Want to run legit offer and I got this after entering payment info.

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"Your ad account has recently been flagged because of unusual activity. For security reasons, any ads you're running will be paused until you can confirm your account information. Contact Facebook."

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Contacted facebook, scanned my id and emailed them back and got this:

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Hi xxx,

Our records indicate that your payments account was disabled due to suspected fraudulent activity. In the interest of protecting our users, we will not be able to reenable your payments account. This decision is final.

Thanks for your understanding,

Rodney
Risk Management
Facebook

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I am able to log into my account and post still.
I tryed to make another facebook account with the same credit card and it said I couldn't enter because that payment method was "under investigation."

Everything is legit and real so I don't understand. Only thing I could think of is when entering credit card info I entered it wrong a few times by accident that could of triggered the ban??

Is my ip flagged too? or is just the credit card? Please help because facebook stop answering emails...