Help! I Need to Pay My Debt!

[James Seward]

Hi Warriors,

Ever heard that sentence? Of course you did! Debt consolidation is a hot topic right now.

I just finished writing 25 articles for the Debt Consolidation niche and I am selling private label rights of these articles.

This is a hot niche right now because of the actual economy crisis, many people can't sleep at night because of their debts.

The articles focus on debt consolidation and offer tips and advices. The articles are in average 450 words and you can use them in your blog, to create an ebook, a free report, to offer to your list... The possibilities are endless! They come with summary and article body and also keywords for the articles!

Here are the titles and word count:
1.4 Great Ways to Free Yourself from Debt Completely - 496 Words
2.5 Good Reasons Why You Should Eliminate Your Credit Card Debt Now - 575 Words
3.5 Great Ways to Decrease Your Debts and Outgoings - 595 Words
4.5 Successful Steps to Consolidating Your Debt - 647 Words
5.7 Great Tips That Can Help You Lower Your Debt - 643 Words
6.12 Unique Ways That a Person Can Overcome Increasing and Suffocating Debt - 627 Words
7.Are Your Debts Spiraling Out of Control? - 373 Words
8.Breaking Free Of the Debt Chain - 398 Words
9.Do You Want to Know the Easiest Way to Get Out of Credit Card Debt? - 343 Words
10.5 Great Strategies for Breaking Bad Spending Habits - 440 Words
11.Getting Out Of Debt by Using Debt Consultation - 359 Words
12.Have You Been Informed Of Debt Consolidation? - 447 Words
13.How to Avoid Bankruptcy - 561 Words
14.How to Choose the Right Debt Consolidation Company - 431 Words
15.How to Correct Your Debt Problem - 507 Words
16.How to Crawl Your Way Out Of Debt - 417 Words
17.How to Deal With Credit Card Debt - 329 Words
18.How to Deal With Debt! - 386 Words
19.How to Free Yourself from the Bondage of Debt - 398 Words
20.Is Your Future Bright? - 425 Words
21.There Are Solutions in Dealing with Debt! - 597 Words
22.Top 3 Factors to Consider With Credit Card Consolidation - 392 Words
23.What Are the Best Ways to Latch On To Debt Relief? - 466 Words
24.What Does Debt Consolidation Mean To You? - 348 Words
25.You Need To Consolidate Now, Don’t Wait! - 462 Words

CLICK HERE TO BUY NOW

Here are 2 articles from the lot as samples:

Article 1: 4 Great Ways to Free Yourself from Debt Completely
For many Americans debt is just a way of life for them. We owe money on just about everything that we own, if not everything. We owe money on our cars, our houses; on our schooling even our clothes. Too many Americans are so shocked by the debt that they have built up that they forget what caused the debt in the first place.
There is some debt that is actually good for you; an example is you can use what you owe on your home as a nice way to balance out your income tax. Making regular payments to various creditors is not a bad thing either, this helps build your credit score. This makes it easier to get loans when you want them and even get them at nice rates. But the truth is simply that too many Americans owe more than a little debt and are close to financial distress already.
When you find yourself owing a good deal of money, don’t worry it is not the end of the road for you. There are four steps that can help you get out of debt.
First you must take out the high cost debts which most likely will include credit cards. Pay off the cards that have the highest interest rates before the other ones with lower interest rates. However continue making your minimum payment to all the other credit cards. Pay your credit cards off in that order largest interest rate to the lowest.
Then the second thing you will want to do is get in touch with your creditors. If you are getting behind on your payments don’t be afraid to call your creditors and let them know what is going on. Even if you can make your payments on time you can still call your creditors and see if they can help you with any other alternatives that you may be able to consider.
The third thing you can do is consolidate your debt as much as you can. There is a many different ways that you can do this. You can transfer balances from one card to another but you will have to watch out for transfer fees. You can also take out a home equity loan if you own one, which should have lower interest fees. You can also take out a secured loan using your vehicle or some other form of property.
The fourth thing to do is borrow against your retirement funds at a lower interest rate which allows you to save for your retirement while getting free from debt. However don’t use the money that you have saved for retirement, there is no need for that.
Even though the American way seems to be in debt and have what you want, it is also a burden on ones shoulders. Use these four steps and just take a little off the top or cut it all down, either way improve your life by freeing your debt.

Article 2: How to Correct Your Debt Problem

When you have a debt problem, it can be difficult to keep up with your finances. When you spend more than you can pay back, that is what causes a debt problem. It is possible for one to spend more than they are making for a short period of time if need, but if it is not paid off quickly then you are almost guaranteed to run straight into a debt problem.
Here are some steps to help you get out of debt.
1.Don’t spend more than you are bringing home: If you are bringing in $2000 a month then you should try and save $200 dollars a month not spend $2200 a month. Don’t over look this principal.
2.Create a budget: this is the first step to getting rid of debt, you can think of a budget as a diet if you will. It does not do you any good if you do not follow the rules. When making a budget you should map out monthly cash flow, which should include what you are bringing in, and what you are paying out. Include groceries and gas such things as that. If you don’t know where your money is going then you definitely have a budget problem. You should record and track your expenses for each month so you know where they are going.

Towards the end of the month, ask yourself and record where all the money went, I am referring to bills, groceries, entertainment; everything should be recorded.

As you are looking at your budget, you need to look at what you can give up to keep more money. Money used to eat out, or to go to the movies, all these expenses could have been helped in one way or another. You should look at this and do this every month, try and find extra money where ever you can.
3.Make a debt repayment schedule: If you have got any extra income, you can start to look at your debt a little closer. Usually you will put the money you have saved to the highest debt first. Example, say you have three debts and you have three interest rates, the one with the highest interest rate should be paid off first. You will then go down the line and pay off your debts as the order presents itself.
4.Make yourself save money: After you are debt free, it would be wise to save money and build up a nice savings if possible. You should be able to live the life that you have know become used to, but know that you are debt free you should be able to have more fun than usual. You will need to make saving money a priority.
Financial stability is priceless and if you want to avoid debt then you must have control of yourself and your spending habits, it would not take much to get back into debt. You have just got to remember what you went through to get out of debt.


I am selling the 25 articles for $7 as this is my first WSO and I am trying to get some feedback. If you were to hire a writer to write you these 25 articles, and even if you could find someone good at the low price of $5 per article, this would cost you $125... However I am offering them for a price of a meal (a cheap one too!!!).


Here are the Rights for the Articles:

Non-Transferrable PLR Rights
[YES] Can put your name on as the author.
[YES] Can edit the contents.
[YES] Can sell for personal use only.
[YES] Can be bundled into a paid package.
[YES] Can be added to a paid membership site (as long as it’s not a site where you're selling PLR)
[YES] Can be published on CD or DVD.
[YES] Can be offered as a bonus.

[NO] Can be sold in dimesales or auctions.

[NO] Can pass along Private Label Rights in ANY format.

CLICK HERE TO BUY NOW

Writing is what I do so if you want me to create another batch of PLR on this topic or another topic just send me a pm...

Thanks,
James Seward

If you like my articles please leave your feedback on my WSO.

Let me hear from you!

If you are looking for original content please check my product creation WSO:

How To Create Products That Sell Like Crazy Without Lifting A Finger...

[ToonChooi Tan]

Hi James
Maybe you should list down all the article title and the no. of words as well as a sample of the article pack so that the potential buyer have a better idea of what they're getting.

By the way, your payment code is not embended correctly

ToonChooi

[MeTellYou]

Your button is not working.

Thanks,
Sebastian

[4deb]

When you fixed your link last night, I sent you a PM directly after and sent you a PM that I paid. I want to make sure you got it. If not, I'll post my transaction ID number for you here.

I'm still waiting on my articles. Can you please contact me with the download link.

Kindly, Deb

[4deb]

Quite disappointed...still have not gotten articles, or even a response to my PM at this point

[michaelmac]

Hey James,

Any chance of getting those article titles please?

Best,

Michael

[4deb]

I've still not received the articles after payment 3 days ago. I've sent PM's as well and been ignored.

My first PM BEFORE I paid was answered rather quickly, now that I've paid....nothing days later.

[James Seward]

Originally Posted by 4deb

I've still not received the articles after payment 3 days ago. I've sent PM's as well and been ignored.

My first PM BEFORE I paid was answered rather quickly, now that I've paid....nothing days later.

Hi Deb,

I just send you a PMB. I explain everything in there. I am sorry for the inconvinience.

Thanks,
James

[James Seward]

Originally Posted by michaelmac

Hey James,

Any chance of getting those article titles please?

Best,

Michael

Hi Michael,

I posted the articles titles and also two samples of my articles.

Many Thanks,
James

[michaelmac]

Hi James,

Can you please point me in the direction of those titles and samples.

Not trying to be awkward, just can't find. Am interested that's why i'm asking

Thanks,

Michael

[4deb]

Just got an email and articles were sent.....will comment on quality when I get into them...

UPDATE:

Happy with the articles, had a very good reason for the hold up...happy with the value

Thank you.

[webdiva]

Thanks for the update 4deb. Based on it, I Just purchased. Just waiting to receive the articles now.

Deborah

[bonafide70]

Hi James
just purchased - awaiting the good stuff ;-)

Jerry

[jcw]

Hi James -

Purchased today.

Transaction ID: 06190312P5793803X

Thanks.
John

[iw]

Hi James:

Transaction ID: Transaction ID: 6MK68145W9553031E

Thanks. Iw

[Shane Dolby]

Transaction ID: 9NF63075KS2118007

thanks

[James Seward]

Hey Guys!

Thank you for your purchase! I just sent you the pack...

Thanks
James

[Shane Dolby]

Good Quality articles thanks

[captivereef]

I received a test article from this author written just for me and the article i got was very good, i shortened it up a bit but used it as is with unaltered text and submitted it to ezinearticles. It was accepted and is now driving traffic to my site. A good writer in my opinion!

If these are of the same quality you guys will not be let down!

[James Seward]

Originally Posted by Shane Dolby

Good Quality articles thanks

Hi Shane,

Thanks for leaving your feedback, it is appreciated.

Thanks
James

[James Seward]

Originally Posted by captivereef

I received a test article from this author written just for me and the article i got was very good, i shortened it up a bit but used it as is with unaltered text and submitted it to ezinearticles. It was accepted and is now driving traffic to my site. A good writer in my opinion!

If these are of the same quality you guys will not be let down!

Hi,

Thanks your for leaving your feedback.

Many Thanks
James

[remodeler]

I also had some articles done by James and they were very well researched and written. I will be using your services again. Thanks!

[bigbearmarketer]

I had James write my an article and I am very pleased with his work. I would highly recommend him, I turned my article into Ezinearticles and have received a ton of traffic to my site and a huge click through rate.

I will soon be using him again thanks james

[Palo Coyote]

James wrote an article for me in a different niche and it was great. Well researched and written. Perfect spelling, grammar and the article was interesting and totally unique. He is a very good writer, excellent skills and he took a normally quite mundane topic and made it interesting for the reader and relevant. Keyword frequency was perfect for any article directory.

I recommend James and his writing.

Palo

[James Seward]

Originally Posted by remodeler

I also had some articles done by James and they were very well researched and written. I will be using your services again. Thanks!

Thanks for your feedback.

James

[James Seward]

Originally Posted by bigbearmarketer

I had James write my an article and I am very pleased with his work. I would highly recommend him, I turned my article into Ezinearticles and have received a ton of traffic to my site and a huge click through rate.

I will soon be using him again thanks james

Your feedback is appreciated.

Thanks
James

[James Seward]

Originally Posted by Palo Coyote

James wrote an article for me in a different niche and it was great. Well researched and written. Perfect spelling, grammar and the article was interesting and totally unique. He is a very good writer, excellent skills and he took a normally quite mundane topic and made it interesting for the reader and relevant. Keyword frequency was perfect for any article directory.

I recommend James and his writing.

Palo

Hey Palo,

Thanks so much for your testimonial.

Best
James

[internetmarketer99]

Have to say, James is one of the best niche topic writers I've come across in a loooong time, and I've worked with a *lot* of writers.

His niche article writing is not the typical re-worded Google search / wikipedia / ask.com stuff, but rather the rare and valuable breed of writer that does real research and high quality writing.

Very highly recommended!

Mark

[Melody]

Purchased but no download link - Transaction ID: 2ML69827MG241020F -

Thanks - Melody

[freedom4me2]

Same here, please send download link.


Transaction ID: 55B83768SF6489346

Thanks,
Mayra

[James Seward]

Originally Posted by Melody

Purchased but no download link - Transaction ID: 2ML69827MG241020F -

Thanks - Melody

Hi Meldody,

Thanks for your purchase. Just sent you the articles. Let me know what you think of them!

Also sent you a PM.

Best
James

[James Seward]

Originally Posted by freedom4me2

Same here, please send download link.


Transaction ID: 55B83768SF6489346

Thanks,
Mayra

Hi Mayra,

Thanks for your purchase.

Just sent you the articles and also a PM. Let me know what you think of my writing!

Best
James

[James Seward]

Also just sent the articles to all the others who bought my WSO. Many thanks to you!

There is one email I can't seem to send the articles:

Schroeder Marketing

Please send me your transaction details (to confirm it is in fact you) and please give me another email that I can send the articles to. I don't know why I can't send the articles to this email but I actually tried a couple of times already so...

Thanks
James

[James Seward]

Hi,

Just sent the articles to the new orders. Thanks all!

Best
James

[edhan]

Thanks for the test article. I have read it and found that it is of great value. The standard of article writing had exceeded my expectation. I can truly say that James can produce good quality articles for anyone. It is worth getting it from him.

[James Seward]

Originally Posted by edhan

Thanks for the test article. I have read it and found that it is of great value. The standard of article writing had exceeded my expectation. I can truly say that James can produce good quality articles for anyone. It is worth getting it from him.

Hi,

Many thanks for your feedback, I really appreciate it.

Best
James

[Elvin Tiong]

I like the articles. Thanks James for the good quality!

[James Seward]

Originally Posted by Elvin Tiong

I like the articles. Thanks James for the good quality!

Thanks Elvin it is a pleasure working with you!

Many Thanks
James

[James Seward]

Sent all the packages to the new orders.

Thanks
James

[PatriciaJ]

Pleased with the test article written for me. Accepted at ezine articles no problem.

[James Seward]

Originally Posted by PatriciaJ

Pleased with the test article written for me. Accepted at ezine articles no problem.

Thank you for your feedback Patricia.

Best
James

[James Seward]

Just sent all new orders the articles.

Thanks
James

[Melody]

James - Good articles, well written, great bargain! Please feel free to add me to your mailing list for upcoming article packs!

Melody

[James Seward]

Originally Posted by Melody

James - Good articles, well written, great bargain! Please feel free to add me to your mailing list for upcoming article packs!

Melody

Melody,

This means really much to me. Many thanks for stoping by and leaving your feedback.

Best
James

[7digital]

Well, based on all the positive response I'm in. I might even get your second package as well if the first one is good!

Take care.

P.S I'm sending you a PM!

[James Seward]

Originally Posted by 7digital

Well, based on all the positive response I'm in. I might even get your second package as well if the first one is good!

Take care.

P.S I'm sending you a PM!

Hi,

Many thanks for your message. Hope you enjoy the articles!

Best
James

[rawhide]

Transaction ID: 68C48254RP8743211
Just sent paypal, Can't wait to see how GoOoD they are. Oh yea add me to your list.
Thanks

[kel]

Just purchased - havent got link yet
cheers
Graham Kelly

[strategic]

Thanks for the review copy of these articles.

These are good quality articles with solid content, great value for the price!

[James Seward]

Originally Posted by rawhide

Transaction ID: 68C48254RP8743211
Just sent paypal, Can't wait to see how GoOoD they are. Oh yea add me to your list.
Thanks

Hi Rob,

Thanks so much for your purchase. Just sent you the articles and also added you to my WSO list. I will be launching a new one soon.

Best
James