How credit card transactions are handled

Gollimari · 08-22-2009, 12:28 PM

How the credit card transactions are handled in websites like if you want to book a flight it will show page where we need to enter credit card details and it will automatically deducts the amount ....how these are handled?

waloosh · 08-22-2009, 01:49 PM

I don't really understand your question... You could always use a payment gateway such as PayPal, Moneybookers, etc. They handle credit cards securely and are trusted.

Steve Diamond · 08-22-2009, 04:16 PM

Hi, Gollimari.

To accept credit card payments online, you need three things: a merchant account, a payment gateway, and the code you place on your website that connects your site to the payment gateway.

Here are some definitions that may help to explain:

It's easy to get confused about this, because some companies offer more than one of these services. For example, PayPal offers all three. They give you a merchant account and a payment gateway, and they make it easy for you to create the code for your website. (Technically PayPal lets you use their merchant account. They don't give you one of your own.)

If you don't use PayPal, you typically have to separate these services. You obtain a merchant account from a bank, and you get payment gateway services from another company (one popular choices is Authorize.net) which will help you with the code for your website.

Hope this helps.

Steve

08-22-2009, 12:28 PM	#1
Gollimari Banned Join Date: Aug 2009 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	How credit card transactions are handled How the credit card transactions are handled in websites like if you want to book a flight it will show page where we need to enter credit card details and it will automatically deducts the amount ....how these are handled?

08-22-2009, 01:49 PM	#2
waloosh Freelance Web Developer Join Date: Jul 2009 Location: Corpus Christi, TX Posts: 114 Blog Entries: 3 Thanks: 8 Thanked 12 Times in 10 Posts Social Networking Contact Info	Re: How credit card transactions are handled I don't really understand your question... You could always use a payment gateway such as PayPal, Moneybookers, etc. They handle credit cards securely and are trusted.
	My Web Development and Internet Marketing Community: Waloosh.com

08-22-2009, 04:16 PM	#3
Steve Diamond Senior Warrior Member War Room Member Join Date: Apr 2006 Location: Tucson, AZ, USA. Posts: 1,025 Thanks: 120 Thanked 158 Times in 115 Posts Social Networking Contact Info	Re: How credit card transactions are handled Hi, Gollimari. To accept credit card payments online, you need three things: a merchant account, a payment gateway, and the code you place on your website that connects your site to the payment gateway. Here are some definitions that may help to explain: Merchant account - Wikipedia, the free encyclopedia Payment gateway - Wikipedia, the free encyclopedia It's easy to get confused about this, because some companies offer more than one of these services. For example, PayPal offers all three. They give you a merchant account and a payment gateway, and they make it easy for you to create the code for your website. (Technically PayPal lets you use their merchant account. They don't give you one of your own.) If you don't use PayPal, you typically have to separate these services. You obtain a merchant account from a bank, and you get payment gateway services from another company (one popular choices is Authorize.net) which will help you with the code for your website. Hope this helps. Steve
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