Do I have PPC/CPA misconceptions?

Hey guys,

I have been *thinking* about CPA for a while, but some things about it make me uneasy. I probably have misconceptions, but, would love to hear your experience views. As you can tell from my Profile, I have been on the WF for a while, and could have probably, with the wealth of information I have been exposed to, become nearly a millionaire in the past 4 years. However, 2012 has been THE year of success. It's been small, but, I am getting there.

Anyway, here are my issues:

1. If I were to do CPA, I'd have to market to my friends and family. Is that true?
2. I am scared that if I got someone signed up on CPA, that it would be for an offer that would be harmful in the long run. I am scared that someone would sign up for a "Free" Credit Report or a Satellite System, but in the end, would not want it, and be stuck with a bill.
3. I find that I get uneasy when I suggest that someone signs up for a trial offer, so that I get paid, and then cancels before they get charged. I am not sure why.

I am always expanding my view of IM and Offline Marketing, plus I am looking for ways to bank some solid, quick cash. I have a service that I am offering, which is providing me a good, residual income. However, it needs to be ramped up 499 times, and in order to do that, I need to hire a VA. (I actually work a JOB that I love, but it takes up a lot of my time - and, I really want to grow this service, as it is/will be my bread and butter. So, in order to do that, I need to be able to bank some cash in order to hire someone to get that ramped up.) I was hoping that maybe CPA could help me bank a few extra dollars with some effort.

Any thoughts?

Thanks.

Jeremy