This is what ACTUALLY happens with our PaYDAY loan Leads! A huge turnoff :(

Hey there,

I am new to CPA thing but not a complete newbie, I was curious and looking around to know how the structure works and what is the system etc.. I found this guy who was doing pretty cool with Payday loan leads, I got connected with him and asked him today to elaborate how the process works,

Now he's doing Payday campaign really good and netting atleast $30k /mo, you know what the first thing he said? "It's a scam!!!!"

The basic structure goes like this, we set up a campaign and test/track and optimize everything as an affiliate, CPA networks sell the leads to the bigger fish and you know how down this economy is and how almost all the people are looking for financial help and credit and everything,

They call these leads up from their centers located offshore (So they can't be tracked back!) or contact them with any other form and say they are pre-qualified for what ever amount they clicked while filling up the form and those people looking for hope and finance gets out of control and jump from their sofa, then what they say to these people is: To process the loan and get you the money that you are seeking, you'd have to pay (token amount/processing fees/ or any other fancy word), and we can process your application and get you your money asap!

Now they take $250 - $500 with these loan-seeking people and that's their earning! That's what they pretty much do! There's no money-lendering agency in the back ground, no people get their loan as promised even after having paid the token amount, they take the money and "adios" it is!

This is what happens behind the scene folks, I even asked another dude who is running an off-shore call center which pretty much does the same process, the only difference is, they fill out leads online from their ends, but the process is the same!

Now, many or most of the affiliates may not about this dark world in the back ground! But Ultimately we are the one who initiates the freaking process for them


It's a huuuuge turn off to know those all people hopefully looking for money gets to pay money to these merchants to scam them!

It's been a while, I have known how those Diet pill and other trial offer works but this payday loan thing was an epic turnoff for sure!

I don't know if dating sector is any good or not, I don't know now if there is "active thousands of members" on their network that our "Victim" can meet or these merchants just take money and fly away!

Just wanted to pass the wold to you all, I still hope this is not how everything rolls

Peace


(P.S: Please write down about the legit companies that you know who are really providing the value and sought-after loans to the folks, please write down the name of the companies, if you know abt it)