[Need] Payday Loan Affiliate Program with high acceptance rate of leads

53 replies
I am looking for a payday loan affiliate program that has a high acceptance rate on leads.

My issue is that I am getting traffic from PPV that I manage to get a very high CTR on my landing pages from. Almost 15%-20% of my traffic ends up as a lead but the problem is that these leads have a very low acceptance rate with the affiliate program I am currently working with. And if they get accepted I get very low payouts.

So what are the best payday loan affiliate programs nowadays. I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.
#acceptance #affiliate #high #leads #loan #payday #program #rate
  • Profile picture of the author PaulSch
    Try peerfly - they have some good payouts from $2.25 to $98.25
    Signature

    Get FREE Access To Over 180 Webmaster Training Videos here. Did I mention they are totally free?

    {{ DiscussionBoard.errors[8727510].message }}
  • Profile picture of the author inflameous
    Check peerfly offers, they have some great offers with high payout:
    Loans & Payday offers
    {{ DiscussionBoard.errors[8727521].message }}
  • Profile picture of the author bboyspyder
    I am already working with Peerfly. Other options?
    {{ DiscussionBoard.errors[8728526].message }}
    • Profile picture of the author pdlmarketing
      Banned
      [DELETED]
      {{ DiscussionBoard.errors[8734045].message }}
      • Profile picture of the author Needsomething88
        [DELETED]
        {{ DiscussionBoard.errors[9327935].message }}
        • Profile picture of the author Eugene111
          Hi guys!

          Do any affiliate programs in US payday loans give iframe or JS form to affiliates? Besides T3leads...
          {{ DiscussionBoard.errors[9345309].message }}
          • Profile picture of the author Needsomething88
            Originally Posted by Eugene111 View Post

            Hi guys!

            Do any affiliate programs in US payday loans give iframe or JS form to affiliates? Besides T3leads...
            You Can try yosto or leadsmarket.
            {{ DiscussionBoard.errors[9351145].message }}
            • Profile picture of the author Eugene111
              Originally Posted by Needsomething88 View Post

              You Can try yosto or leadsmarket.
              Thanks. LeadsMarket replied me, that they can't accept NY leads. I'llwrite to yosto.

              Though I guess I need direct NY lender.

              Eugene
              {{ DiscussionBoard.errors[9355071].message }}
              • Profile picture of the author LaylaLeadPerfect
                Banned
                [DELETED]
                {{ DiscussionBoard.errors[9380947].message }}
                • Profile picture of the author RumUK
                  Hi All,

                  This thread certainly seems to have gone all quiet. I am looking for high volume of UK Pay day traffic for our offers that accept around 90% of the leads sent. I am hoping some people are still operating in the industry!

                  I am happy to discus CPA's and payment terms as well as the offer itself if you PM me.

                  Thanks!
                  {{ DiscussionBoard.errors[9386492].message }}
  • Profile picture of the author kirch
    Most of the payday offers are just 'brokers' of payday lenders..Even though the offer says CPA,most of them (who offer $50 or $80 commission) will pay on 'lead' (=the prospects converts)..
    So,try to run offers with direct lenders !
    Signature

    .

    {{ DiscussionBoard.errors[8729354].message }}
    • Profile picture of the author bboyspyder
      Give me examples of lenders that have affiliate programs with proper pixel tracking and reporting.
      {{ DiscussionBoard.errors[8729409].message }}
  • Profile picture of the author bboyspyder
    Still looking.

    Anybody can recommend short form payday loan offers that DO convert and payout on every completed form without scrubbing?
    {{ DiscussionBoard.errors[8746902].message }}
    • Profile picture of the author theaffguy
      Hi, If you are looking for US Payday Loans Short and Long Forms, I can help you with that. We have millions of Payday Loans feeds from 2013 till August 2014.
      Let me know how much aged you are looking for.
      {{ DiscussionBoard.errors[9436247].message }}
  • Profile picture of the author pdlmarketing
    Banned
    [DELETED]
    {{ DiscussionBoard.errors[8753184].message }}
    • Profile picture of the author Qualibid
      [DELETED]
      {{ DiscussionBoard.errors[8773265].message }}
      • Profile picture of the author pdlmarketing
        Banned
        [DELETED]
        {{ DiscussionBoard.errors[8782433].message }}
      • Profile picture of the author sonnywacko
        [DELETED]
        {{ DiscussionBoard.errors[8996362].message }}
        • Profile picture of the author sonnywacko
          How does everybody generate traffic for payday loan leads??
          im doing facebook ppc, no luck
          {{ DiscussionBoard.errors[8996407].message }}
          • Profile picture of the author drewfioravanti
            Originally Posted by sonnywacko View Post

            How does everybody generate traffic for payday loan leads??
            im doing facebook ppc, no luck
            I get all of my traffic from AdWords.
            {{ DiscussionBoard.errors[8997791].message }}
            • Profile picture of the author stratoG
              Originally Posted by drewfioravanti View Post

              I get all of my traffic from AdWords.

              Hello!
              I was looking at you Payday Payload offering. I recently purchased a seemingly great domain name as far as keywords go... I threw it up on flippa because honestly I didn't know the direction I could take the site. Payday loan affiliates was an option I was kicking around. My question besides site hosting and domain etc. How much on average would one pay or have to invest on getting traffic to start out with? I don't have a lot to play around with, but want to find a good side income. Reading your site got me thinking! Again I am just looking at the average start up cost to get the site rolling. If it is manageable I may suspend the auction and just take a chance!
              I was going to message you this, but don't have enough posts. IF you want to PM info that would be great or if you want to share with the rest.

              Sorry I didn't mean to hijack this thread.
              Thanks,
              Corey
              {{ DiscussionBoard.errors[9129128].message }}
              • Profile picture of the author drewfioravanti
                Originally Posted by stratoG View Post

                Hello!
                I was looking at you Payday Payload offering. I recently purchased a seemingly great domain name as far as keywords go... I threw it up on flippa because honestly I didn't know the direction I could take the site. Payday loan affiliates was an option I was kicking around. My question besides site hosting and domain etc. How much on average would one pay or have to invest on getting traffic to start out with? I don't have a lot to play around with, but want to find a good side income. Reading your site got me thinking! Again I am just looking at the average start up cost to get the site rolling. If it is manageable I may suspend the auction and just take a chance!
                I was going to message you this, but don't have enough posts. IF you want to PM info that would be great or if you want to share with the rest.

                Sorry I didn't mean to hijack this thread.
                Thanks,
                Corey
                I'd recommend you have a credit card with a decent amount of credit available on it. There are two reasons: First, you want to make sure you are able to pay Google for the clicks. You don't want them banning or suspending you because you can't pay up. Second is because the clicks are expensive. Especially when you are first starting. It might take you two weeks to start getting your campaign dialed in.Then you have to wait for payouts which can sometimes be up to 30 days after. So, you're going to need some room.

                Good luck.
                {{ DiscussionBoard.errors[9129837].message }}
  • {{ DiscussionBoard.errors[8784198].message }}
  • Profile picture of the author drewfioravanti
    I ran some traffic for them as well. I got paid out last Friday, including the $500 bonus.
    {{ DiscussionBoard.errors[8791594].message }}
    • Profile picture of the author bdnetfund
      [DELETED]
      {{ DiscussionBoard.errors[8792556].message }}
      • Profile picture of the author Vinoth345
        [DELETED]
        {{ DiscussionBoard.errors[8810973].message }}
        • Profile picture of the author jmikula
          [DELETED]
          {{ DiscussionBoard.errors[8947126].message }}
          • Profile picture of the author QtoBrooklyn
            [DELETED]
            {{ DiscussionBoard.errors[8947200].message }}
          • Profile picture of the author drewfioravanti
            Originally Posted by jmikula View Post

            I am starting a direct affiliate program for a new, innovative and socially responsible player in the payday loan space. We're not like anyone you've worked with in this space in the past.

            My dev team is deploying HasOffers to manage the program this week, and we're ready to hit the ground running.

            - $50++/sale
            - $10 bonus for first sale
            - future bonuses if volume targets are hit (eg bonus if you have 20 sales, 50 sales etc.)
            - Coupon/promo codes available that give customers points towards higher status & better terms on future loans
            If you want to make an offer, at least be competetive. Those payouts are garbage.

            If you offered $100 per close, $750 first close bonus, $500 per 20 closes per week and $1000 per 50 closes per week...well, that might be something worth considering.
            {{ DiscussionBoard.errors[8948610].message }}
            • Profile picture of the author Melody
              Originally Posted by drewfioravanti View Post

              If you want to make an offer, at least be competetive. Those payouts are garbage.

              If you offered $100 per close, $750 first close bonus, $500 per 20 closes per week and $1000 per 50 closes per week...well, that might be something worth considering.
              I'm afraid you are going to find that those kinds of payouts are not going to be possible in the 'new era' for the PDL industry as the core costs are going up dramatically.

              And the average PDL is only $350 - a payout of $100 is not realistic anymore based on the guidelines that are going to be enforced.

              We work with some of the largest companies in the industry and are very plugged in to the current situations - the industry will survive but with some very major changes.

              Melody
              Signature
              Our first "Digital Yard Sale"! A massive PLR Blowout Sale to help a friend pay medical expenses.
              {{ DiscussionBoard.errors[8953429].message }}
              • Profile picture of the author QtoBrooklyn
                Originally Posted by Melody View Post

                the industry will survive but with some very major changes.

                Melody
                when should we expect things to stabilize?
                Signature

                "I don't care to belong to a club that accepts people like me as members."

                {{ DiscussionBoard.errors[8953492].message }}
                • Profile picture of the author Melody
                  Originally Posted by QtoBrooklyn View Post

                  when should we expect things to stabilize?
                  It's going to be a while, and don't look for the payouts to return to those levels again as the offshore and tribal models are the key targets in the crackdown. State licensed models must adhere to the state laws on fees and interest rates that can be charged, and the profits just won't be there to support the payouts you have seen in the past.

                  Unfortunately, some of the companies were also mixing in illegal US gambling transactions in with their PDL and now the regulators at looking at everyone very very closely, and the banks are backing off on the processing side, so it's a very difficult situation at the moment.

                  This has been going on for several months now - and is likely to continue for a few more yet....

                  Melody
                  Signature
                  Our first "Digital Yard Sale"! A massive PLR Blowout Sale to help a friend pay medical expenses.
                  {{ DiscussionBoard.errors[8957811].message }}
            • Profile picture of the author neximuss
              Originally Posted by drewfioravanti View Post

              If you want to make an offer, at least be competetive. Those payouts are garbage.

              If you offered $100 per close, $750 first close bonus, $500 per 20 closes per week and $1000 per 50 closes per week...well, that might be something worth considering.
              How is offering such conditions?
              {{ DiscussionBoard.errors[10316508].message }}
  • Profile picture of the author Melody
    Right now the biggest issue is that the PDL industry has been hit hard with the banks shutting down many of the leading lenders in the space. They need payment processing (typically ACH) to both make the loans and to receive the repayments and the banks have stopped working with them. Some of the biggest names in the industry have not been able to make loans since November, and this has seriously impacted the approvals that you are seeing through the CPA/lead gen programs.

    We work with many of them on the processing side - and it has been a nightmare the last 120 days.

    Melody
    Signature
    Our first "Digital Yard Sale"! A massive PLR Blowout Sale to help a friend pay medical expenses.
    {{ DiscussionBoard.errors[8947414].message }}
    • Profile picture of the author QtoBrooklyn
      Originally Posted by Melody View Post

      Right now the biggest issue is that the PDL industry has been hit hard with the banks shutting down many of the leading lenders in the space. They need payment processing (typically ACH) to both make the loans and to receive the repayments and the banks have stopped working with them. Some of the biggest names in the industry have not been able to make loans since November, and this has seriously impacted the approvals that you are seeing through the CPA/lead gen programs.

      We work with many of them on the processing side - and it has been a nightmare the last 120 days.

      Melody
      are things going to get better or is US payday pretty much dying?
      Signature

      "I don't care to belong to a club that accepts people like me as members."

      {{ DiscussionBoard.errors[8947449].message }}
      • Profile picture of the author owen2012
        you can try leadsmarket, they sell the leads directly,

        However I am yet to find an offer that pays well without scrubbing.

        I also have tones of payday that I cannot get a decent payout for.
        {{ DiscussionBoard.errors[8947472].message }}
        • Profile picture of the author bboyspyder
          Originally Posted by owen2012 View Post

          you can try leadsmarket, they sell the leads directly,

          However I am yet to find an offer that pays well without scrubbing.

          I also have tones of payday that I cannot get a decent payout for.
          Leadsmarket - most payouts are $0.80 per lead. No thanks.

          That's absurd. Like even if leads are low quality due to customer having very bad credit score and etc how can you pay only $0.80 for a 3 page full of customer details?
          {{ DiscussionBoard.errors[8951075].message }}
      • Profile picture of the author jmikula
        Originally Posted by QtoBrooklyn View Post

        are things going to get better or is US payday pretty much dying?
        US payday isn't dying - but there are some major shifts going on in the industry. Tribal & offshore are seeing crackdowns from attorneys general, FTC, the banking networks that run ACH, etc.

        That said, lenders that operate state-by-state, with licenses in each state (like the one I work for), have not faced this level of blowback.

        You'll see a consolidation of players in the space and probably a drop in prices for leads/sales, as state-by-state players can't pay as much as tribal/offshore companies were paying for leads.
        {{ DiscussionBoard.errors[8947537].message }}
  • Originally Posted by bboyspyder View Post

    I am looking for a payday loan affiliate program that has a high acceptance rate on leads.

    My issue is that I am getting traffic from PPV that I manage to get a very high CTR on my landing pages from. Almost 15%-20% of my traffic ends up as a lead but the problem is that these leads have a very low acceptance rate with the affiliate program I am currently working with. And if they get accepted I get very low payouts.

    So what are the best payday loan affiliate programs nowadays. I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.

    Check Officevault.com they have a lot of loan lenders with affiliate programs
    Good luck hope this helps you out
    {{ DiscussionBoard.errors[8996562].message }}
  • Profile picture of the author partnersedge
    How do you collect and sell your leads? Run offers by email, iframe/js application or post your leads by XML/API?
    Signature
    Partners Edge - Exclusive Payday and Installment Loan Offers
    http://www.partnersedge.com
    {{ DiscussionBoard.errors[9442028].message }}
  • Profile picture of the author devenn27
    I'd recommend peerfly as well. My clients also use them, and i know it because i do their landing page designs and code integration all the time.
    {{ DiscussionBoard.errors[9520592].message }}
    • Profile picture of the author chipmunk
      [DELETED]
      {{ DiscussionBoard.errors[9563231].message }}
      • Profile picture of the author theaffguy
        Originally Posted by chipmunk View Post

        Why not go direct to the source?

        Feel free to contact me with any questions...
        -=Chipmunk=-
        Go with Lead Flash.. And Matt is one of the best manager. The conversions good, better than others.
        {{ DiscussionBoard.errors[9653357].message }}
  • Profile picture of the author OfferGrind
    We have several payday loan / financial offers and are in the process of adding 50+ additional offers in this niche including our own exclusive brand. We offer both flat rate payouts and rev shares that pay up to $165 per lead.
    Signature
    Top Converting Offers | Highest Payouts | On Time Payments

    {{ DiscussionBoard.errors[9613056].message }}
  • Profile picture of the author timeshareguy
    4 million aged long form payday loan leads in house from the middle of this year if anyone is interested, I dont mail
    {{ DiscussionBoard.errors[9619813].message }}
  • Profile picture of the author neilgriffiths
    [DELETED]
    {{ DiscussionBoard.errors[9700608].message }}
  • Profile picture of the author Skystar
    [DELETED]
    {{ DiscussionBoard.errors[9704649].message }}
  • Profile picture of the author Ja1977
    Paydaymansion pay even for credit applications rejected.Pay always 1st and 16th of the month.
    Invitation code:133accb5d0da9c2298e5232ae882da7c
    {{ DiscussionBoard.errors[9789560].message }}
    • Profile picture of the author wm2014
      Originally Posted by Ja1977 View Post

      Paydaymansion pay even for credit applications rejected.Pay always 1st and 16th of the month.
      Invitation code:133accb5d0da9c2298e5232ae882da7c
      this code dont work, please give another
      {{ DiscussionBoard.errors[9816226].message }}
      • Profile picture of the author Ja1977
        Originally Posted by wm2014 View Post

        this code dont work, please give another
        New code PaydayMansion: Registration code 7ff1e650cc204a1cb71a9de264a03573
        {{ DiscussionBoard.errors[9977354].message }}
  • Profile picture of the author ofesak
    bboyspyder,

    which PPV network do you use when getting such CTR? just curious
    do you target on keywords or URLs?
    {{ DiscussionBoard.errors[9790731].message }}
    • Profile picture of the author wm2014
      what traffic sources best using for payday offers (urls) ?
      {{ DiscussionBoard.errors[9816231].message }}
  • Profile picture of the author ofesak
    bboyspyder,
    have you tried CJ.com for monetization?
    They have lot of PDL offers with big payouts. But I don't know yet about approval rates
    {{ DiscussionBoard.errors[9816625].message }}
  • Peerfly.

    Maybe Clickbooth (Not sure)
    Maybe CPAProsperity
    Signature

    [CENTER][B]==> Do you want to make money online? [/B]
    Free video: How regular people are making 6-figures per month on the internet! [URL="http://www.clkmg.com/fc27/UDCL-IN2WF"][B]Watch this free video now![/B][/URL] <==[/CENTER]

    {{ DiscussionBoard.errors[9817907].message }}
  • Profile picture of the author LodestarVince
    The truth about Payday is that it's really nebulous to affiliates that don't understand the ping tree system being used to qualify and price particular leads...

    Your leads will have to hit some particular filters like credit value and loan amount in order for your pixel to actually "fire" and typically when networks are offering these insane payouts that's after the publisher reaches a certain aggregate loan amount in leads.

    Leadflash is a pretty well known player in the space, I haven't worked w/ them personally (not my niche), but I know many people who do.
    Signature

    We are Lodestar

    {{ DiscussionBoard.errors[9828954].message }}
  • Profile picture of the author Mazijutt1
    I think yosto is best now .
    {{ DiscussionBoard.errors[9830572].message }}
  • {{ DiscussionBoard.errors[9832893].message }}
  • Profile picture of the author CPAleadPeter
    Originally Posted by bboyspyder View Post

    I am looking for a payday loan affiliate program that has a high acceptance rate on leads.

    My issue is that I am getting traffic from PPV that I manage to get a very high CTR on my landing pages from. Almost 15%-20% of my traffic ends up as a lead but the problem is that these leads have a very low acceptance rate with the affiliate program I am currently working with. And if they get accepted I get very low payouts.

    So what are the best payday loan affiliate programs nowadays. I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.
    Hi BBoyspyder,

    At CPAlead, we have a lot of great loan programs. We sell leads directly to the buyers and there is a high acceptance rate. What happens is higher quality leads will receive a higher purchase price and lower quality leads will receive a lower purchase price.

    That way you don't need to have the $90 buyouts only or get locked into a low $2 rate. We pass along exactly what lead buyers pay us.

    Feel free to sign up and take a look for yourself at CPAlead.com which is our CPA Network.

    We also operate CPAleadLock which is a Content Locking network and completely separate.
    Signature
    CPAlead Was Ranked The #1 CPA Incentive Network in the World by MTHINK in 2016
    {{ DiscussionBoard.errors[9832993].message }}
  • Profile picture of the author ofesak
    CPAleadPeter,

    Why do you promote your CPA network here if we all need exact Loan offers rather than any CPA networks. Please better enumerate your each offer from your network and its acceptance rate.
    And you cannot just say that "all our is good" because you are just CPA network, and cannot be responsible for each loan provider which you hold!
    {{ DiscussionBoard.errors[9833334].message }}
  • Profile picture of the author nameless7
    Try leadsgate, good payouts and high acceptance rate
    {{ DiscussionBoard.errors[9842888].message }}
  • Profile picture of the author Vishwasfincap
    Hi guys i NEED UK lenders. in present time problem is that they ask for FCA licence for Affiliate.FCA licence need a big ammount & 6 month for approve. so i need a lender who can give me affiliate without FCA account. tell me if any one have knowledge about this.
    {{ DiscussionBoard.errors[9946289].message }}
  • Profile picture of the author ZeroParallel
    Originally Posted by bboyspyder View Post

    I am looking for a payday loan affiliate program that has a high acceptance rate on leads.

    My issue is that I am getting traffic from PPV that I manage to get a very high CTR on my landing pages from. Almost 15%-20% of my traffic ends up as a lead but the problem is that these leads have a very low acceptance rate with the affiliate program I am currently working with. And if they get accepted I get very low payouts.

    So what are the best payday loan affiliate programs nowadays. I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.
    Hello. Try Zeroparallel.com Payday Loan Affiliate Program
    {{ DiscussionBoard.errors[10094578].message }}
  • Profile picture of the author hd89
    Where is your traffic coming from? I'm with a network called affilinet and noticed some of the big British names are on there - Peachy, Sunny, Bonga,

    I can see from looking for you that Peachy pays £0.50 for a short sign-up, £2.50 for a full sign-up and £27.00 for a loan issued. Sunny and Bonga on the otherhand pays only for credit-approved applications and they give you £20.00 and £30.00 respectively.

    I have no idea about conversion rates and haven't stepped foot in your niche but I imagine if you're getting UK traffic that the Peachy offer could be a good money maker if your volume is decent.
    {{ DiscussionBoard.errors[10095003].message }}
  • Profile picture of the author Needsomething88
    Email me i will pay you for every lead you generated.
    PM me.
    {{ DiscussionBoard.errors[10098625].message }}
  • Profile picture of the author ktz16
    Originally Posted by bboyspyder View Post

    I've read around the net that there has been some kind of a crackdown on USA Payday Loan Lenders and that may be a cause for lower payouts and acceptance but getting $0.40-$3.00 on average per approved lead and having only 20% approval rate on leads is absurd.
    When this thread started, payday lenders where having a hard time with ACH payments. Banks where dropping them because of pressure from the feds.

    All that has changed now. Payday leads are paying good money again.

    The payouts you mentioned are very low. It could have been a sign of the times or it could be that your traffic was already looked at by lenders.
    Signature
    Small-Dollar Loan Forum Click link for more information
    {{ DiscussionBoard.errors[10485610].message }}
  • Profile picture of the author accerman
    You have to visit the Marketplace of Warriorforum for getting results efficiently.
    {{ DiscussionBoard.errors[10497266].message }}
  • Profile picture of the author vpeter25
    Leadpier is also a good network.

    I'm looking also for long form US payday loan leads 3-6 months aged.

    Just send me pm or email
    Signature
    Industry First Step By Step Guide To Money.

    >> Click Here for 100% FREE Access <<
    {{ DiscussionBoard.errors[10594285].message }}

Trending Topics