Hey,

I've seen it time and time again:

Friends, family and other people I know completely missing out on a better life due to online biz opts over load.

Take a friend I know, for example.

He's a wreck!

And the reason why is he and his wife have been married for almost 20 years. Yet, they only have pictures of them both together from the first couple years of their marriage. And He says they keep planning to go on a cruise...