Its an Financial War,

Either "Participate", or simply "Stay Away"

1) The Smart money investors get in before everyone else. They are in front of the trend. Imagine being one of the first Apple investors, now that's smart money.

2) Bubble investors are investors who are getting in just as the bubble or bull market is hitting full speed. Typically the average investor.

3) Dumb money investors are the people who have waited...