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I like wire transfers the most...but you must be careful. I use insulation and don't give my primary account's details.

I would assume paypal.

I always choose Paypal too, though it's pretty the only available option to me most of the time lol.

Also consider Google checkout, Amazon, and Skrill (Moneybookers).

I use Webmoney, but I'm not sure if it's popular in US-EU-UK web segment.

PayPal only, though I am currently looking into other options. So far, nothing beats it.

I've noticed a couple of writers use e-junkie.

Unfortunately paypal seem to have a monopoly. So err...paypal!

PayPal... checks... gift certificates for Hair Club For Men.

--- Ross

90% Paypal, 10% wire.
I've been meaning to get credit card processing setup, but it's still on the back burner.

There are a lot of controversies in the payment department:
1) Yes charge-backs are a big problem with electronic methods such as credit cards but check or bank wires can prove to be much more expensive and there is a lag period between a customer issuing payment and actually getting it.
2) Paypal is a favorite but it other writers seem to have had bad experiences as well. :/
3) Moneybookers is cool. Their system is easy to live with and chargebak protection is offered as well.
4) Alertpay has a problem processing credit cards so go figure.

I personally use 2checkout.com. I issue an invoice to clients and they can pay via cc or paypal. They are a bit strict with their rules and many IMers do not prefer them for this reason. But I can link them with Payoneer Mastercard and on the whole it just makes the "Payment" problem much more easier. To give additional flexibility i offer MB and Altertpay as well.

Anyone have any actual experiences with google checkout? I was considering that option as a backup in case PayPal flips it's wig. Dealing with primarily paypal has me feeling a bit paranoid to say the least...

Like most people here I use Paypal but as a billed service
or money sent rather than a "buy now" button.

I definitely prefer wire transfer and check for any amount
above $3K. After that point I start to become jealous
of the Paypal fees. I start sayingto myself, "Do you know
how much gallons of gas that could buy?"

I've never had a chargeback issue, but I'm sure that's possible.

My only negative expereince was a client who did not pay the
final 50% balance but I don't think he used the final copy either.
1 in 10 years is not bad.

-Ray Edwards

Wire transfers and checks if possible.

But if it's a trusted client, I make an exception and
would make do with gateways like Paypal.

Been setting my eyes on Moneybookers for a while
now...

I also only use paypal, but had a "guru" tell me that she checked with paypal about their reputation for "freezing" accounts. The response was that there is an automatic trigger if the amount taken in suddenly spikes. The account will be frozen (funds and all) for up to 6 months. Branching out is probably a good idea. The Google Checkout and the service through ClickBank were mentioned as viable options.
Hope this helps.

paypal is common way

Mainly Paypal, but if my customer has any problem with his/her account (limited or disabled) then I accept checks or wire transfers.

I have a merchant account but will accept money order or check if needed.

Clickbank, CCbill, plimus, 2checkout

I usually use paypal. I once hired a guy to do work and get paid through Money Bookers, but that was really irritating. The form they used to upload money via credit card didn't work, so I had to try to wire money to their primary account. The woman at my bank said some of the numbers or something didn't match and couldn't transfer. I even had her talk to the woman at customer service at Money Bookers (who barely spoke English). After they talked she handed the phone back to me and the woman at Money Bookers told me she wasn't sure what was wrong and would look into it for me. She never called back.

The banker was looking at me like I was a gullible idiot falling for a scam. For the record, I don't think it was a scam because so many people use it. However, they clearly didn't make it easy for me and I am sure other people ran into problems too. Has anyone else had issues with this? I am certainly never going to pay for anything with it again and maybe there are other clients who don't want to deal with that either.

I love this forum! I use Paypal for 100% of the time but I have Google Checkout available as a backup. Thank you for sharing the other ways to get paid. I will need to figure out how Clickbank would work to get paid as that is a new way to me.

Thank you for sharing.

Nicole

I cannot post links yet....too few posts....I apologize....but you will be able to figure things out pretty easily.

I recommend anyone who accepts any form of payment( that would be all of us...lol ), look into dwolla dotcom .....a new way to pay and be paid. The most you can pay for a transaction is .25¢. Yes, some transactions are ZERO, but the max is .25¢!!

No setup fees, no monthly fees, no recurring fees etc.

I'm not affiliated in any way shape or form, just use their payment gateway. Company is doing $30-$50M/month in business.

articles.businessinsider dotcom/2011-11-11/tech/30381380_1_credit-card-interchange-fees-paypal

More info....just google them.

Check them out.....I think you will be pleased.

Intuit is a reliable paypal alternative and their fees are lower.

I'm another who mainly uses Paypal. Otherwise UK cheques or bank transfers from time to time, though cheque usage in general is going dramatically down.

Me? Paypal, which is really like monopoly in this segment.

I used to use PayPal for my international clients and bank transfer for my local UK clients. Both worked fine for me - I never had any problems with PayPal but I think that has a lot to do with picking and choosing who you work for.

Hope that helps

Eleanor

I use paypal. Wire transfer works for people from my country. I also have the option of moneybookers for people who don't have paypal in their country.

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