I did the 1 month (or pay-by-the-month) thank goodness. Two things happened, when I asked to have my money back, that proved I was making the right decision.
1. In Ken's video, he says money-back-guarantee, no questions asked(I received a letter a page long after writing SBI asking for a refund as I didn't feel I needed SBI to do what I wanted as far as a website biz, and here is part of it:
"Unless it is something that is beyond my assistance, I
> > > promise that in a year, after trying anything else on the
> > > Net, you'll be frustrated and convinced that "the Net does
> > > not work." Of course, we'd love to have you return and use
> > > SBI! to succeed at that time. But please..."
2. I was told I would be refunded but it may be a different amount then I paid due to exchange rates(so I will let you know how much of my 29.99 I actually get back).
I agree with those that say SBI has some good information, but also that it is not for everyone. I would only suggest that if you like the sound of SBI, you too, only buy in for a month at a time due to the "refund" situation as well as finding out if you "need" SBI. I also read til I couldn't read anymore and found I already had "the right stuff" without paying someone else for it.
PS I will provide the letters to anyone that wants to see them. No reason to make this up. Also, if you are happy with SBI than I am happy for you. Again, I just would like "someone like me" to know it may not be for them.