A fraudster story to share with you

10 replies
Last week, someone from Cameroon purchased one of our products for a few hundreds dollars. The transaction was identified as potentially high risk by my bank.

I know that most purchases coming from Africa are usually flagged as risky by my bank so, to make sure, I contacted the client.

The client explained that he asked a friend living in France to purchase the product since his own credit card was not accepted by my bank. This could also have been true, since he lives in Cameroon.

But he also added the following:

"I changed my mind and I would like to get a refund. Could you please send the money for the refund to my bank account?"

Now it was clear. This was a fraudster .

Since I didn't take the time to reply immediately, he even contacted me again the next day to provide me with his bank account information, where he wanted me to transfer the money.

So I decided to take the time to answer him. I told him that the emails he sent me confirmed that it was actually a fraudulent transaction, that I refunded the credit card used to make the purchase and that I sent the information to my bank.

Do you know if I should send the information to someone else, someone who could take action againts this guy? Has anyone already experienced this kind of situations?

Thank you.
#fraudster #share #story
  • Profile picture of the author Scott Ames
    Good job in catching it and refunding the credit card, not the bank account. I don't know what authorities you would report it to, but I think that would certainly be a good thing to do.
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    Success consists of going from failure to failure without loss of enthusiasm. -Winston Churchill

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  • Profile picture of the author Sven Schoene
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    • Profile picture of the author athibaul
      Originally Posted by Sven Schoene View Post

      Yes, getting people like this blacklisted if you can would do us all good.


      And sorry to hear that you had such a stupid timewasting experience, Alain. I wish you that this will stay a one-time experience.
      During the last few years, I had some fraudulent purchase transactions made with stolen credit cards. Some of them have even resulted in chargebacks.

      But this is the first time someone ask me to send the money back to a bank account.
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      • Profile picture of the author Sven Schoene
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        • Profile picture of the author athibaul
          Originally Posted by Sven Schoene View Post

          Hmm, I do not have that much experience as you with selling stuff, I'm new to all this. Seems like I have a whole lot of problems coming up in the future, huh?


          Whatever, I guess these are type of things that you have to deal with if you want to maintain your personal freedom. And you know what? I'm ready to pay this price! Fraudsters, come and buy my stuff! :p
          You will effectively have to deal with fraudsters while selling online. But you don't have to bother too much about them. Over time, you will find ways to detect suspicious transactions and you will be able to react fast enough to avoid chargebacks most of the times.
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  • Profile picture of the author Rob Anderson
    sadly being a resident of africa i am often painted with the same brush.
    we develop a sense of humor about it here.
    in fact as soon as i get the hang of putting stuff up onto a website to be able to be downloaded by all, i am going to do this....
    for 5 months i have been collecting those scam emails that offer me huge sums of money.
    i love them - they are very funny.
    i was thinking of reading them aloud onto a video and putting them all up onto u tube.
    something like that.

    unfortunately it doesnt detract from the fact that there a lot of people that will go to a big effort to steal from you, while they could have applied the effort to legal and honest ways, and probably earned more money.
    idiots.
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    • Profile picture of the author athibaul
      Originally Posted by Rob Anderson View Post

      sadly being a resident of africa i am often painted with the same brush.
      I agree, this is sad. I had a client who wanted to sell his eBooks and who was living in South Africa I think. Being unable to receive money using services such as PayPal or 2CheckOut (they didn't allow him to), he decided to give up his business plan.
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  • Profile picture of the author CmdrStidd
    Originally Posted by athibaul View Post

    Do you know if I should send the information to someone else, someone who could take action againts this guy? Has anyone already experienced this kind of situations?

    Thank you.
    I understand your concern. I contacted a friend of mine on the FBI Cybercrimes and this is what he told me. If you are from the United States, then you can report it to the FBI Cybercrimes division and they will alert Interpol. Many nations are starting to really crack down on these sorts of crimes, so if you are from outside the US then check with your own national Law Enforcement Agency to see what their procedures are in this matter.

    That is the best I can tell you.
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  • Profile picture of the author Paul2008
    Personally, I'd forget about it an move onto making more money through IM Why beat a dead horse? You were smart, caught the fraudster (have to admit, that's not even a good fraud attempt) and weren't out any money.

    Now, if it happens again in a similar fashion, I'd start to be concerned... but he/she is likely moving onto less alert marketers.

    Just my opinion

    - Paul
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    • Profile picture of the author athibaul
      Originally Posted by Paul2008 View Post

      Personally, I'd forget about it an move onto making more money through IM Why beat a dead horse? You were smart, caught the fraudster (have to admit, that's not even a good fraud attempt) and weren't out any money.

      Now, if it happens again in a similar fashion, I'd start to be concerned... but he/she is likely moving onto less alert marketers.

      Just my opinion

      - Paul
      I agree with you Paul - I don't want to spend too much time with these fraudsters.

      But if it could help, I'm willing to spend a few minutes to send useful information to someone who could take actions against these fraudsters and maybe avoid problems to other sellers.

      Who knows?
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      • Profile picture of the author scottty64
        I have had similar cases of almost becoming the victim of a scam from cameroon. Unfortunaley that area is well known for all types of scammers, as far as getting action taken against the person...I doubt you will have any luck there.
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  • Profile picture of the author dsmpublishing
    It just shows they will try anything to try and make a fast buck from someone who is honest glad that you noticed and didnt lose out.

    kind regards


    sam
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