Paypal - how to NOT get closed??

15 replies
Hey there,

weird question and not sure how to post it.

I want to sell using my paypal.

Now main problem is my bank refuses to connect to paypal - seriously - and I think I need that to take money for selling ??

But in addition to that, I'm wondering, let's say I integrate my paypal acct with JVZoo to sell a product, etc.

SO many people tell me that as soon as they started making sales, PayPal blocked the account and it took months to get the money and get it back open to continue selling.

Is this ALWAYS the case? Is there a way to prevent this - going from $0 to a hundred payments of $27 - without setting off some flag??

OR is there a better way to sell with an online payment system and affiliate option than the dreaded paypal or merchant acct?

thanks!
kevin
#closed #paypal
  • Profile picture of the author onSubie
    You don't need a bank account connected to PayPal to get money in you PP account by selling things.

    If you are going to sell a lot of things, make sure your PayPal is upgraded to 'Business'.

    If your bank won't connect then use an online bank. I use ING Direct because I don't want PayPal's fingers in my personal account.
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  • Profile picture of the author Joan Altz
    Stripe is an option many are using now if you live in the USA or a few other countries.

    ClickBank accepts payments by PayPal but does not pay you using PayPal. They pay you with check or Direct Deposit, including to Payoneer accounts.

    Those are the two best options, imo, but I wouldn't go into selling with a fearful frame of mind.

    SO many people will also tell you that they've never had a problem with PayPal.

    Stripe and ClickBank have shut people down too. What are you going to do - never get started because of a fear of being shut down?

    I've been selling for years now - products, services, and literally thousands of affiliate marketing commission sales through JVZoo, ClickBank, and a host of others - and have never had a problem with PayPal other than the usual, temporary limitations for "security reasons", which have always been resolved with a simple phone call.

    Your bank situation - open an account at a different bank, if possible.
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    • Profile picture of the author Nisip
      Banned
      Originally Posted by Joan Altz;10167143
      ClickBank accepts payments by PayPal but does not pay [I

      you[/I] using PayPal. They pay you with check
      ClickBank have been closing down a lot of accounts, and is on an abrupt downtrend in the last years
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  • Profile picture of the author deekay
    In beginning(fresh accounts) Paypal places lot of restriction to avoid fraudulent usage. Verify your paypal account will all necessary requirements. If possible, talk to them personally on phone. This way you are showing, your legitimacy.

    In beginning avoid any complaints on your accounts. Do not move large sum of money in beginning. Start small and grow steadily.
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    • Profile picture of the author warriorkevin
      Thanks for all the feedback. I've sold lots thru merchant accts, but not thru paypal.

      There are 2 issues for me really -

      1 - making sure I an take payment easily - including paypal - many do this

      2 - making sure it is EASY for affiliates to sign up and get paid.

      AS for PayPal

      I have had a paypal acct for a decade and I pay things thru it.
      Paypal has a bank acct 'attached' to it, but it doesn't work. I do all my payments via the attached CC from another institution.

      QUESTION:
      Should I upgrade my personal acct to business or open a new account for business?

      I don't want to screw things up if I can help it.

      Thank you!
      kevin
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      • Profile picture of the author Sid Hale
        Hi Kevin,

        Originally Posted by warriorkevin View Post

        I have had a paypal acct for a decade and I pay things thru it.
        Paypal has a bank acct 'attached' to it, but it doesn't work. I do all my payments via the attached CC from another institution.

        QUESTION:
        Should I upgrade my personal acct to business or open a new account for business?
        To answer your question, either way is fine - but if you upgrade your existing account, your "new" business account will have an instant track record with Paypal. No assurances, but I have to believe that it will count for something.

        I would suggest that you either eliminate the old banking information, or replace it with current information (i.e. maybe the issuer of the CC you already have on file?)
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        Coming Soon... Rapid Action Profits (Pro)

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  • Profile picture of the author GamerZag
    There are 3 things you must have:

    #1 You must create your account and source your logins from a non-proxy/vpn in the United States.

    #2 Your merchant buy method must be sourced from the United States for the referring URL. As in, a US website.

    #3 Your customers must be, by and large, from the US, and you MUST ABSOLUTELY have a very low fraud/return/complaint rate.
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  • Profile picture of the author jmh777
    Call your bank, PayPal doesn't care.
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  • Profile picture of the author marguerite
    If you can't use paypal to accept payments you can always go with another payment processor.


    As for paypal, it's a good idea to upgrade to a business account if you have not done that yet. I only once had an issue with paypal. They didn't want to let one of my payments through, protecting me from fraud I guess. I called and talked to them and the problem was solved. I was upset at the time because I didn't get a warning about the problem but now that I look back, I think they did the right thing. I have not had an issue with them ever since, it was three years ago.
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  • Profile picture of the author kfount
    Originally Posted by warriorkevin View Post

    Hey there,

    weird question and not sure how to post it.

    I want to sell using my paypal.

    Now main problem is my bank refuses to connect to paypal - seriously - and I think I need that to take money for selling ??

    But in addition to that, I'm wondering, let's say I integrate my paypal acct with JVZoo to sell a product, etc.

    SO many people tell me that as soon as they started making sales, PayPal blocked the account and it took months to get the money and get it back open to continue selling.

    Is this ALWAYS the case? Is there a way to prevent this - going from $0 to a hundred payments of $27 - without setting off some flag??

    OR is there a better way to sell with an online payment system and affiliate option than the dreaded paypal or merchant acct?

    thanks!
    kevin
    I agree. Paypal hasn't made the best name for itself with the bad stories out there.

    Anyway, the obvious solution is to try to get another bank account and/or try a prepaid card. I have two connected to my account.

    To ensure you aren't getting sucked into something FRAUDULENT, ignore odd communication the company appears to send through email. Anything really serious should show up in your main account AFTER logging in. If you see something different, you might be a victim of a phishing scam.

    In regards to your other concern, spread your wings to a variety of moneymaking opportunities that DO NOT take Paypal. Createspace and Adsense pay directly into your bank account... so if you can write, to me it doesn't hurt to take advantage of them.

    There are also a myriad of merchant accounts. Whether or not they work though is the true question!

    If all else fails, sell the old fashioned way... rent out a postal box or use your home address. From there, you can ask for checks for payment.
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    • Profile picture of the author Improbable
      Accept Bitcoin???
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      • Profile picture of the author Spree Ads
        Banned
        Originally Posted by Improbable View Post

        Accept Bitcoin???

        Bitcoin is good if only many people know about it
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        • Profile picture of the author Improbable
          Originally Posted by Roi O View Post

          Bitcoin is good if only many people know about it


          True, true...
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  • Profile picture of the author RahimaMal
    Originally Posted by warriorkevin View Post

    Hey there,

    weird question and not sure how to post it.

    I want to sell using my paypal.

    Now main problem is my bank refuses to connect to paypal - seriously - and I think I need that to take money for selling ??

    But in addition to that, I'm wondering, let's say I integrate my paypal acct with JVZoo to sell a product, etc.

    SO many people tell me that as soon as they started making sales, PayPal blocked the account and it took months to get the money and get it back open to continue selling.

    Is this ALWAYS the case? Is there a way to prevent this - going from $0 to a hundred payments of $27 - without setting off some flag??

    OR is there a better way to sell with an online payment system and affiliate option than the dreaded paypal or merchant acct?

    thanks!
    kevin
    Like the others have stated, make sure you have a verified Business account and no limits attached to that.... that usually only takes a couple of days and they request you to upload some files to show your identity... like a driving license or a photocopy of your passport.

    Anyway, once you have all that sorted out and preparing for a launch of your product or service, make sure you let Paypal know that you will be expecting a lot of sales... so they don't view it as 'suspicious' when you do have people paying you money. I've heard a lot of people face this problem in the IM industry of having their Paypal account frozen.

    Also, I'm not sure why your bank account isn't connecting with your Paypal. You might have to contact them.... anyway, hope you get it all sorted out.
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  • Profile picture of the author agmccall
    Originally Posted by warriorkevin View Post


    Now main problem is my bank refuses to connect to paypal - seriously - and I think I need that to take money for selling ??

    kevin
    Did you contact your bank and ask why? If they will not connect to paypal, for whatever reason, get another bank? Simple.

    al
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