I'm trying to get my first mortgage right now. I've been in business for 2 years now. This year I am making significantly more than I did last year, or any other year in my life for that matter. I just talked to the mortgage broker and they said they weren't sure if my income received from Paypal could be used because they weren't sure if the underwriter could verify it. I provided them with my monthly reports generated from paypal as proof of income. Has anyone had any luck with this? It seems that the reports would be just as good as another guy's paycheck stubs. But can an underwriter verify the income with Paypal somehow?